profit from every ₹100 of sales.
₹0₹100
Mahindra & Mahindra Financial Services
₹281.95+0.61% today
-17.5% in 1 year
1-year low ₹260.851-year high ₹412.30
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2023 to 2026.
0%20% a year
You pay ₹13.73 for every ₹1 of profit it makes in a year.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What Mahindra & Mahindra Financial Services sold, what it kept, and what it did with the cash.
Sales went from ₹73.9 billion in 2023 to ₹108 billion in 2026, with ₹28.5 billion of profit last year.
SalesProfit
Mahindra & Mahindra Financial Services vs. similar companies
Mahindra & Mahindra Financial Services grows in the middle of these 5 and is the cheapest for its profits.
| Company | Profit from ₹100 of sales | Sales growth a year | Price per ₹1 of profit |
|---|---|---|---|
| Mahindra & Mahindra Financial Services | 13.7× · Cheap | ||
 Visa | 33.8× · Expensive | ||
 Mastercard | 38.5× · Expensive | ||
 American Express | 20.0× · Fair price | ||
 Capital One Financial | 48.3× · Expensive |
AI analysis
An AI analyst reads Mahindra & Mahindra Financial Services's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| 73,941 | 81,373 | 90,698 | 108,355 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 20,724 | 19,327 | 22,619 | 28,545 | |
| 16.34 | 15.23 | 17.77 | – | |
| – | – | – | – | |
| – | – | – | – | |
| 28.0% | 23.8% | 24.9% | 26.3% |
Balance sheet
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| Total assets | 1,050,848 | 1,237,158 | 1,441,053 | 1,586,439 |
| Cash | 54,036 | 39,317 | 48,900 | 75,681 |
| Total debt | 764,515 | 931,774 | 1,082,233 | 1,142,408 |
| Total liabilities | 863,833 | 1,037,409 | 1,225,323 | 1,319,520 |
| 185,601 | 199,333 | 215,295 | 266,386 | |
| 1,269 | 1,269 | 1,273 | – | |
| – | – | – | – | |
| 11.2% | 9.7% | 10.5% | 10.7% |
Cash flow
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| -173,953 | -184,486 | -156,019 | -127,722 | |
| 4,133 | 3,233 | 4,419 | 4,163 | |
| -178,086 | -187,719 | -160,438 | -131,885 | |
| Dividends paid | 4,440 | 7,399 | 7,778 | 9,035 |
| – | – | – | – | |
| 100 | 59 | 59 | 143 |
Valuation
- 13.7×
- –
- –
- 1.4×
- 3.6×
- –
- –
- -33.7%
- 7.3%
- 2.3%
Profitability
- –
- –
- 26.3%
- –
- –
- –
- –
- –
- –
- –
Growth
- +13.6%
- –
- –
- –
- +0.1%
Financial health
- –
- 4.29
- –
- –
- –
- –
- –
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 48%of 873
Top 37%of 883
Bottom 3%of 933
2.3%of the share price, paid each year
On $1,000 invested$23a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
31.7% of its profit
Room to growStretchedMore than it earnsNews
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about Mahindra & Mahindra Financial Services
Is Mahindra & Mahindra Financial Services a good stock to buy?
A strong, very profitable business, and the price looks low. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Mahindra & Mahindra Financial Services AI analysis
What does Mahindra & Mahindra Financial Services do?
Mahindra & Mahindra Financial Services Limited, a non-banking financial company, engages in financing business in India. The company operates through Financing Activities and Other Reconciling Items segments. It is in Credit Services, based in Mumbai, India.
Does Mahindra & Mahindra Financial Services pay a dividend?
Yes. At today's price the dividend is 2.3% a year, about 32% of its yearly profit. In 2026 it paid out ₹9.03 billion in dividends.
Is Mahindra & Mahindra Financial Services stock halal?
No. Mahindra & Mahindra Financial Services does not pass our halal screen: its main business, lending at interest, is not permitted. How we check
How has Mahindra & Mahindra Financial Services stock done over the past year?
Down 17.5% over the past twelve months, to ₹281.95. It traded between ₹260.85 and ₹412.30 and is 31.6% below its high.
Who are Mahindra & Mahindra Financial Services's competitors?
The largest listed companies in the same industry are Visa, Mastercard, American Express and Capital One Financial. The peers table on this page compares their profit, growth and price with Mahindra & Mahindra Financial Services's.
Prices: daily closes to Nov 11, 2026. Fundamentals: company reports via invest-like data.