profit from every $100 of sales.
$0$100
Capital One Financial
$195.08+0.76% today
-10.0% in 1 year
1-year low $176.101-year high $257.94
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2020 to 2025.
0%20% a year
You pay $47.84 for every $1 of profit it makes in a year.
CheapExpensive
It holds more cash than debt.
No debt5 years
Money in, money out
What Capital One Financial sold, what it kept, and what it did with the cash.
Sales went from $34.3 billion in 2022 to $53.4 billion in 2025, with $2.45 billion of profit last year.
SalesProfit
Capital One Financial handed back 24% of the cash it generated last year.
Buybacks $4.6B$1.8B
Free cash flow 2025$26.1B
Bought back its own shares$4.6B
Paid as dividends$1.8B
Cash vs. debt$62.1B vs. $50.4B
Capital One Financial vs. similar companies
Capital One Financial grows in the middle of these 5 and is the most expensive for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Capital One Financial | 47.8× · Expensive | ||
 Visa | 33.8× · Expensive | ||
 Mastercard | 38.5× · Expensive | ||
 American Express | 19.8× · Fair price | ||
 PayPal | 9.4× · Cheap |
Compare Capital One Financial with i BBCA ID SDR 1to2 · JPMorgan Chase · Mastercard · Moody's · S&P Global · Visa
AI analysis
An AI analyst reads Capital One Financial's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 28,523 | 30,435 | 34,250 | 36,787 | 39,112 | 53,434 | |
| – | – | – | – | – | – | |
| – | – | – | – | – | – | |
| 9,824 | 20,888 | 16,573 | 21,968 | – | – | |
| 2,714 | 12,390 | 7,360 | 4,887 | 4,750 | 2,453 | |
| 5.18 | 26.94 | 17.91 | 11.95 | 11.59 | 4.03 | |
| – | – | – | – | – | – | |
| – | – | – | – | – | – | |
| 9.5% | 40.7% | 21.5% | 13.3% | 12.1% | 4.6% |
Balance sheet
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Total assets | 421,602 | 432,381 | 455,249 | 478,464 | 490,144 | 669,009 |
| Cash | 40,771 | 22,054 | 30,856 | 43,297 | 43,230 | 62,093 |
| Total debt | 40,539 | 43,086 | 47,832 | 49,318 | 44,989 | 50,413 |
| Total liabilities | 361,398 | 371,352 | 402,667 | 420,375 | 429,360 | 555,393 |
| 60,204 | 61,029 | 52,582 | 58,089 | 60,784 | 113,616 | |
| 459 | 444 | 393 | 383 | 384 | 541 | |
| 5.0% | 13.2% | 10.5% | 13.8% | – | – | |
| 4.5% | 20.3% | 14.0% | 8.4% | 7.8% | 2.2% |
Cash flow
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 16,699 | 12,310 | 13,809 | 20,575 | 18,159 | 27,718 | |
| 710 | 698 | 934 | 961 | 1,204 | 1,578 | |
| 15,989 | 11,612 | 12,875 | 19,614 | 16,955 | 26,140 | |
| Dividends paid | – | – | 1,178 | 1,159 | 1,160 | 1,768 |
| 393 | 7,605 | 4,948 | 718 | 734 | 4,599 | |
| 203 | 331 | 314 | 513 | 569 | 776 |
Valuation
- 47.8×
- 9.9×
- –
- 1.1×
- 2.2×
- 4.5×
- –
- 22.3%
- 2.1%
- 1.6%
Profitability
- 48.3%
- 4.3%
- 4.6%
- 10.2%
- 1.5%
- 5.9%
- 2.9%
- 0.5%
- 1.7%
- –
Growth
- +13.4%
- −4.9%
- +54.2%
- +21.1%
- +11.2%
Financial health
- -3.4×
- 0.44
- 7.4%
- 0.2×
- 0.36
- 0.36
- 0.11
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 34%of 854
Bottom 18%of 733
Bottom 8%of 876
Top 33%of 878
Top 10%of 929
What analysts expect
- Average price target
- $267.18
- Range
- $213.00 – $300.00
- 6 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 21, 2026 | 4.42 | 4.50 | −1.8% |
| Jan 22, 2026 | 3.86 | 4.14 | −6.8% |
| Oct 21, 2025 | 5.95 | 4.49 | +32.5% |
| Jul 22, 2025 | 5.48 | 4.05 | +35.3% |
| Apr 22, 2025 | 4.06 | 3.64 | +11.5% |
| Jan 21, 2025 | 3.09 | 2.78 | +11.2% |
| Oct 24, 2024 | 4.51 | 3.76 | +19.9% |
| Jul 23, 2024 | 3.14 | 3.39 | −7.4% |
1.6%of the share price, paid each year
On $1,000 invested$16a year at today's yield, before tax
+21.1%2020 to 2025
Raised1 yearin a row, in our data
Paid per share, each year
$1.50 in 2015 → $2.60 in 2025
How safe it looks
72.1% of its profit
Room to growStretchedMore than it earns: 6.8%
News
Eagle Capital Growth Fund declares $0.49 dividendSeeking Alpha · Nov 14, 2026Uwharrie Capital GAAP EPS of $0.37, revenue of $13.27MSeeking Alpha · Nov 14, 2026Jefferson Capital Non-GAAP EPS of $0.83 beats by $0.10, revenue of $185.51M beats by $8.49MSeeking Alpha · Nov 13, 2026Kalshi plans fresh capital raise at $65B valuation - reportSeeking Alpha · Nov 12, 2026Fiera Capital Non-GAAP EPS of C$0.19, revenue of C$150.4MSeeking Alpha · Nov 12, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
0/7Passes 0 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
41No pass
Benjamin Graham
47No pass
Philip Fisher
24No pass
Peter Lynch
31No pass
Joel Greenblatt
5No pass
Charlie Munger
20No pass
Terry Smith
25No pass
Questions about Capital One Financial
Is Capital One Financial a good stock to buy?
A business with weak numbers, but the price is high. 0 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Capital One Financial AI analysis
What does Capital One Financial do?
Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom. It is in Credit Services, based in McLean, VA, United States, with 77,100 employees.
Does Capital One Financial pay a dividend?
Yes. At today's price the dividend is 1.6% a year, about 72% of its yearly profit. In 2025 it paid out $1.77 billion in dividends.
Is Capital One Financial stock halal?
No. Capital One Financial does not pass our halal screen: its main business, lending at interest, is not permitted. How we check
How has Capital One Financial stock done over the past year?
Down 10.0% over the past twelve months, to $195.08. It traded between $176.10 and $257.94 and is 24.4% below its high.
Who are Capital One Financial's competitors?
The largest listed companies in the same industry are Visa, Mastercard, American Express and PayPal. The peers table on this page compares their profit, growth and price with Capital One Financial's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.