profit from every $100 of sales.
$0$100
PayPal
$59.28+1.68% today
-9.3% in 1 year
1-year low $39.081-year high $65.33
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2020 to 2025.
0%20% a year
You pay $9.41 for every $1 of profit it makes in a year.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What PayPal sold, what it kept, and what it did with the cash.
Sales went from $27.5 billion in 2022 to $33.2 billion in 2025, with $5.23 billion of profit last year.
SalesProfit
PayPal handed back more cash to shareholders than it generated last year.
Buybacks $6.1B
Free cash flow 2025$5.6B
Bought back its own shares$6.1B
Paid as dividends$130M
Cash vs. debt$8.0B vs. $11.4B
PayPal vs. similar companies
PayPal grows the slowest of these 5 and is the cheapest for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| PayPal | 9.4× · Cheap | ||
 Visa | 33.8× · Expensive | ||
 Mastercard | 38.5× · Expensive | ||
 American Express | 19.8× · Fair price | ||
 Capital One Financial | 47.8× · Expensive |
AI analysis
An AI analyst reads PayPal's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 21,454 | 25,371 | 27,518 | 29,771 | 31,797 | 33,172 | |
| – | – | 13,773 | 13,704 | 14,658 | 15,465 | |
| – | – | 4,044 | 4,944 | 5,763 | 6,396 | |
| – | – | 4,987 | 6,830 | 6,743 | 7,696 | |
| 4,202 | 4,169 | 2,419 | 4,246 | 4,147 | 5,233 | |
| 3.54 | 3.52 | 2.09 | 3.84 | 3.99 | 5.41 | |
| – | – | 50.1% | 46.0% | 46.1% | 46.6% | |
| – | – | 14.7% | 16.6% | 18.1% | 19.3% | |
| 19.6% | 16.4% | 8.8% | 14.3% | 13.0% | 15.8% |
Balance sheet
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Total assets | 70,379 | 75,803 | 78,624 | 82,166 | 78,725 | 80,173 |
| Cash | 4,794 | 5,197 | 7,776 | 9,081 | 6,662 | 8,049 |
| Total debt | 8,939 | 8,049 | 10,417 | 9,676 | 9,879 | 11,383 |
| Total liabilities | 50,316 | 54,076 | 58,350 | 61,115 | 58,308 | 59,917 |
| 20,019 | 21,727 | 20,274 | 21,051 | 20,417 | 20,256 | |
| 1,187 | 1,186 | 1,158 | 1,107 | 1,039 | 968 | |
| – | – | 9.4% | 14.8% | 14.9% | 16.8% | |
| 21.0% | 19.2% | 11.9% | 20.2% | 20.3% | 25.8% |
Cash flow
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 6,219 | 5,797 | 5,813 | 4,843 | 7,450 | 6,416 | |
| 866 | 908 | 706 | 623 | 683 | 852 | |
| 5,353 | 4,889 | 5,107 | 4,220 | 6,767 | 5,564 | |
| Dividends paid | – | – | – | 0 | 0 | 130 |
| 1,635 | 3,373 | 4,199 | 5,002 | 6,047 | 6,052 | |
| 1,376 | 1,376 | 1,261 | 1,475 | 1,230 | 1,002 |
Valuation
- 9.4×
- 11.2×
- 1.06
- 2.4×
- 1.5×
- 8.9×
- 6.8×
- 11.3%
- 10.6%
- 0.6%
Profitability
- 46.6%
- 19.3%
- 15.8%
- 21.4%
- 18.0%
- 14.5%
- 25.1%
- 6.3%
- 18.3%
- 9.4%
Growth
- +9.1%
- +8.9%
- −17.8%
- –
- −5.8%
Financial health
- 0.3×
- 0.49
- 11.7%
- 15.3×
- 1.29
- 1.26
- 0.42
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 10%of 688
Bottom 44%of 540
Top 26%of 900
Top 44%of 908
Top 20%of 941
What analysts expect
- Average price target
- $51.67
- Range
- $34.00 – $65.00
- 6 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 5, 2026 | 1.34 | 1.27 | +5.5% |
| Feb 3, 2026 | 1.23 | 1.29 | −4.7% |
| Oct 28, 2025 | 1.34 | 1.20 | +11.7% |
| Jul 29, 2025 | 1.40 | 1.30 | +7.7% |
| Apr 29, 2025 | 1.33 | 1.16 | +14.7% |
| Feb 4, 2025 | 1.19 | 1.11 | +7.2% |
| Oct 29, 2024 | 1.20 | 1.07 | +12.1% |
| Jul 30, 2024 | 1.19 | 0.99 | +20.2% |
0.6%of the share price, paid each year
On $1,000 invested$6a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
2.5% of its profit
Room to growStretchedMore than it earns: 2.3%
News
$10,000 Invested in PayPal 5 Years Ago Is Worth About $2,590 Today. The Company Has Bought Back 8.6% of Its Shares Since January.Yahoo Finance · Nov 7, 2026Should You Buy PayPal Stock at About 10 Times Its Expected 2026 Earnings?Yahoo Finance · Nov 1, 2026Dow, S&P 500, Nasdaq Futures Climb As Tech Stocks Get A Boost From Anthropic IPO Listing: SOFI, BB, PYPL, CLS In FocusYahoo Finance · Oct 27, 2026PayPal Now Pays a Dividend and Buys Back Billions in Stock. Where Will It Be in 5 Years?Yahoo Finance · Oct 10, 2026PayPal Is Yesterday's News. Is This Fintech Stock the Better Buy?Yahoo Finance · Oct 10, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
6/7Passes 6 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
77Pass
Benjamin Graham
66Pass
Philip Fisher
67Pass
Peter Lynch
58No pass
Joel Greenblatt
61Pass
Charlie Munger
68Pass
Terry Smith
60Pass
Questions about PayPal
Is PayPal a good stock to buy?
A solid business, and the price looks low. 6 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the PayPal AI analysis
What does PayPal do?
PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide. It is in Credit Services, based in San Jose, CA, United States, with 23,800 employees.
Does PayPal pay a dividend?
Yes. At today's price the dividend is 0.6% a year, about 2% of its yearly profit. In 2025 it paid out $130 million in dividends.
Is PayPal stock halal?
No. PayPal does not pass our halal screen: its cash and receivables are 113% of its market value, at or above the 49% limit. How we check
How has PayPal stock done over the past year?
Down 9.3% over the past twelve months, to $59.28. It traded between $39.08 and $65.33 and is 9.3% below its high.
Who are PayPal's competitors?
The largest listed companies in the same industry are Visa, Mastercard, American Express and Capital One Financial. The peers table on this page compares their profit, growth and price with PayPal's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.