profit from every €100 of sales.
€0€100
Mediobanca Banca di Credito Finanziario
€27.42+1.97% today
+58.2% since Dec 18, 25
1-year low €15.391-year high €29.05
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2021 to 2024.
0%20% a year
You pay €17.37 for every €1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Mediobanca Banca di Credito Finanziario sold, what it kept, and what it did with the cash.
Sales went from €2.59 billion in 2021 to €3.25 billion in 2024, with €1.27 billion of profit last year.
SalesProfit
Mediobanca Banca di Credito Finanziario handed back more cash to shareholders than it generated last year.
€1.2B
Free cash flow 2024€352M
Bought back its own shares–
Paid as dividends€1.2B
Cash vs. debt€4.1B vs. €33.7B
Mediobanca Banca di Credito Finanziario vs. similar companies
Mediobanca Banca di Credito Finanziario grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from €100 of sales | Sales growth a year | Price per €1 of profit |
|---|---|---|---|
| Mediobanca Banca di Credito Finanziario | 17.4× · Fair price | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.5× · Fair price | ||
 UniCredit | 11.6× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Mediobanca Banca di Credito Finanziario's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of EUR | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| 2,586 | 2,514 | 2,908 | 3,250 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| – | 907 | 1,026 | 1,273 | |
| – | 1.08 | 1.21 | 1.53 | |
| – | – | – | – | |
| – | – | – | – | |
| – | 36.1% | 35.3% | 39.2% |
Balance sheet
| In millions of EUR | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Total assets | – | 90,568 | 91,624 | 99,226 |
| Cash | – | 8,332 | 4,758 | 4,104 |
| Total debt | – | 22,746 | 26,368 | 33,734 |
| Total liabilities | – | 79,820 | 80,194 | 87,983 |
| – | 10,647 | 11,325 | 11,157 | |
| – | 843 | 845 | 833 | |
| – | – | – | – | |
| – | 8.5% | 9.1% | 11.4% |
Cash flow
| In millions of EUR | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| -95 | 5,146 | -3,161 | 440 | |
| 55 | 59 | 76 | 88 | |
| -150 | 5,087 | -3,237 | 352 | |
| Dividends paid | 4 | 580 | 634 | 1,153 |
| – | – | – | – | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 17.4×
- –
- –
- 1.8×
- 6.8×
- 5.8%
- 5.2%
Profitability
- 39.2%
- –
- –
- –
- –
Growth
- +7.9%
- –
- –
- −1.3%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 38%of 872
Bottom 47%of 883
Bottom 36%of 931
5.2%of the share price, paid each year
On $1,000 invested$52a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
90.5% of its profit
Room to growStretchedMore than it earns: 327.7%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about Mediobanca Banca di Credito Finanziario
Is Mediobanca Banca di Credito Finanziario a good stock to buy?
A strong, very profitable business at a fair price. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Mediobanca Banca di Credito Finanziario AI analysis
What does Mediobanca Banca di Credito Finanziario do?
Mediobanca Banca di Credito Finanziario S.p.A., together with its subsidiaries, provides various banking products and services in Italy, Other European countries, the United States, Asia, and internationally. It is in Banks - Regional, based in Milan, MI, Italy, with 5,419 employees.
Does Mediobanca Banca di Credito Finanziario pay a dividend?
Yes. At today's price the dividend is 5.2% a year, about 91% of its yearly profit. In 2024 it paid out €1.15 billion in dividends.
Is Mediobanca Banca di Credito Finanziario stock halal?
No. Mediobanca Banca di Credito Finanziario does not pass our halal screen: its main business, banking, is not permitted. How we check
Who are Mediobanca Banca di Credito Finanziario's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Mediobanca Banca di Credito Finanziario's.
Prices: daily closes to Nov 11, 2026. Fundamentals: company reports via invest-like data.