profit from every $100 of sales.
$0$100
Medallion Financial
$9.19-2.44% today
-8.4% in 1 year
1-year low $8.011-year high $12.22
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $4.43 for every $1 of profit it makes in a year.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What Medallion Financial sold, what it kept, and what it did with the cash.
Sales went from $162 million in 2022 to $243 million in 2025, with $46.6 million of profit last year.
SalesProfit
Medallion Financial handed back 9% of the cash it generated last year.
$11M
Free cash flow 2025$126M
Bought back its own shares$986,000
Paid as dividends$11M
Cash vs. debt$136M vs. $318M
Medallion Financial vs. similar companies
Medallion Financial grows in the middle of these 5 and is the cheapest for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Medallion Financial | 4.4× · Cheap | ||
 Sunbelt Rentals Holdings | 22.6× · Fair price | ||
 Global Payments | 18.9× · Fair price | ||
 Synchrony Financial | 6.6× · Cheap | ||
 SoFi Technologies | 43.9× · Expensive |
AI analysis
An AI analyst reads Medallion Financial's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 162 | 190 | 203 | 243 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 44 | 55 | 36 | 47 | |
| 1.83 | 2.37 | 1.52 | 1.78 | |
| – | – | – | – | |
| – | – | – | – | |
| 27.0% | 29.0% | 17.7% | 19.1% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 2,260 | 2,588 | 2,869 | 2,955 |
| Cash | 33 | 53 | 98 | 136 |
| Total debt | 230 | 253 | 289 | 318 |
| Total liabilities | 1,889 | 2,176 | 2,430 | 2,447 |
| 302 | 343 | 370 | 409 | |
| 24 | 23 | 24 | 24 | |
| – | – | – | – | |
| 14.5% | 16.1% | 9.7% | 11.4% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 109 | 114 | 109 | 126 | |
| – | – | – | – | |
| 109 | 114 | 109 | 126 | |
| Dividends paid | 8 | 8 | 9 | 11 |
| 21 | 0 | 5 | 1 | |
| 3 | 5 | 6 | 7 |
Valuation
- 4.4×
- 8.2×
- –
- 0.5×
- 0.8×
- 1.6×
- –
- 61.3%
- 22.6%
- 5.3%
Profitability
- 71.1%
- 35.9%
- 19.1%
- 37.4%
- 10.5%
- 7.9%
- 9.8%
- 1.3%
- 16.3%
- –
Growth
- +14.5%
- −0.9%
- +9.3%
- –
- −1.9%
Financial health
- 1.4×
- 0.65
- 9.0%
- 1.2×
- 0.05
- 0.05
- 0.11
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 25%of 748
Top 27%of 603
Top 4%of 873
Top 35%of 883
Top 1%of 933
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 29, 2026 | 0.20 | 0.25 | −20.0% |
| Feb 18, 2026 | 0.50 | 0.41 | +22.0% |
| Oct 29, 2025 | 0.46 | 0.29 | +58.6% |
| Jul 30, 2025 | 0.46 | 0.30 | +53.3% |
| Apr 30, 2025 | 0.50 | 0.32 | +56.3% |
| Mar 4, 2025 | 0.43 | 0.33 | +30.3% |
| Oct 29, 2024 | 0.37 | 0.37 | +0.0% |
| Jul 30, 2024 | 0.30 | 0.38 | −21.1% |
5.3%of the share price, paid each year
On $1,000 invested$53a year at today's yield, before tax
–per share
Raised–not every year
Paid per share, each year
$0.99 in 2015 → $0.36 in 2025
How safe it looks
23.6% of its profit
Room to growStretchedMore than it earns: 8.7%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
3/7Passes 3 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
64Pass
Benjamin Graham
81Pass
Philip Fisher
68Pass
Peter Lynch
40No pass
Joel Greenblatt
42No pass
Charlie Munger
58No pass
Terry Smith
57No pass
Questions about Medallion Financial
Is Medallion Financial a good stock to buy?
A solid business, and the price looks low. 3 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Medallion Financial AI analysis
What does Medallion Financial do?
Medallion Financial Corp., together with its subsidiaries, operates as a finance company in the United States. The company operates through four segments: Recreation Lending, Home Improvement Lending, Commercial Lending, and Medallion Lending. It is in Financial - Credit Services.
Does Medallion Financial pay a dividend?
Yes. At today's price the dividend is 5.3% a year, about 24% of its yearly profit. In 2025 it paid out $11.0 million in dividends.
Is Medallion Financial stock halal?
No. Medallion Financial does not pass our halal screen: its main business, lending at interest, is not permitted. How we check
How has Medallion Financial stock done over the past year?
Down 8.4% over the past twelve months, to $9.19. It traded between $8.01 and $12.22 and is 24.8% below its high.
Who are Medallion Financial's competitors?
The largest listed companies in the same industry are Sunbelt Rentals Holdings, Global Payments, Synchrony Financial and SoFi Technologies. The peers table on this page compares their profit, growth and price with Medallion Financial's.
Prices: daily closes to Nov 11, 2026. Fundamentals: company reports via invest-like data.