profit from every $100 of sales.
$0$100
Magyar Bancorp
$21.60-1.23% today
+28.3% in 1 year
1-year low $16.101-year high $23.00
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $14.29 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Magyar Bancorp sold, what it kept, and what it did with the cash.
Sales went from $29.7 million in 2022 to $35.6 million in 2025, with $9.76 million of profit last year.
SalesProfit
Magyar Bancorp handed back 27% of the cash it generated last year.
Buybacks $844,000$2M
Free cash flow 2025$10M
Bought back its own shares$844,000
Paid as dividends$2M
Cash vs. debt$7M vs. $49M
Magyar Bancorp vs. similar companies
Magyar Bancorp grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Magyar Bancorp | 14.3× · Cheap | ||
 China Merchants Bank | 7.8× · Cheap | ||
 DBS Group Holdings | 18.3× · Fair price | ||
 UniCredit | 11.6× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Magyar Bancorp's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 30 | 30 | 32 | 36 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 8 | 8 | 8 | 10 | |
| 1.17 | 1.20 | 1.23 | 1.56 | |
| – | – | – | – | |
| – | – | – | – | |
| 26.6% | 25.4% | 24.7% | 27.4% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 799 | 907 | 952 | 998 |
| Cash | 31 | 73 | 26 | 7 |
| Total debt | 16 | 30 | 29 | 49 |
| Total liabilities | 700 | 803 | 841 | 879 |
| 99 | 105 | 111 | 119 | |
| 7 | 6 | 6 | 6 | |
| – | – | – | – | |
| 8.0% | 7.4% | 7.0% | 8.2% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 11 | 8 | 6 | 10 | |
| 0 | 0 | 1 | 1 | |
| 11 | 8 | 6 | 10 | |
| Dividends paid | 1 | 1 | 2 | 2 |
| 5 | 1 | 2 | 1 | |
| 0 | 1 | 1 | 1 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 14.3×
- –
- 1.42
- 0.9×
- 3.9×
- 7.0%
- 2.0%
Profitability
- 27.4%
- 6.0%
- 5.7%
- 9.5%
- 1.1%
Growth
- +6.2%
- +10.1%
- –
- +0.7%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 43%of 749
Top 39%of 603
Bottom 47%of 881
Bottom 39%of 884
Top 37%of 933
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 23, 2026 | 0.48 | – | – |
| Jan 29, 2026 | 0.50 | – | – |
| Dec 19, 2025 | 0.41 | – | – |
| Jul 24, 2025 | 0.40 | – | – |
| Apr 30, 2025 | 0.43 | – | – |
| Jan 23, 2025 | 0.33 | – | – |
| Dec 19, 2024 | 0.41 | – | – |
| Jul 25, 2024 | 0.27 | – | – |
2.0%of the share price, paid each year
On $1,000 invested$20a year at today's yield, before tax
–per share
Raised2 yearsin a row, in our data
Paid per share, each year
$0.12 in 2021 → $0.28 in 2025
How safe it looks
18.7% of its profit
Room to growStretchedMore than it earns: 18.6%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
3/7Passes 3 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
61Pass
Benjamin Graham
72Pass
Philip Fisher
69Pass
Peter Lynch
55No pass
Joel Greenblatt
17No pass
Charlie Munger
55No pass
Terry Smith
51No pass
Questions about Magyar Bancorp
Is Magyar Bancorp a good stock to buy?
A strong, very profitable business, and the price looks low. 3 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Magyar Bancorp AI analysis
What does Magyar Bancorp do?
Magyar Bancorp, Inc. operates as the holding company for Magyar Bank that provides various consumer and commercial banking services to individuals, businesses, and nonprofit organizations in New Jersey, the United States. It is in Banks - Regional.
Does Magyar Bancorp pay a dividend?
Yes. At today's price the dividend is 2.0% a year, about 19% of its yearly profit. In 2025 it paid out $1.82 million in dividends.
Is Magyar Bancorp stock halal?
No. Magyar Bancorp does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Magyar Bancorp stock done over the past year?
Up 28.3% over the past twelve months, to $21.60. It traded between $16.10 and $23.00 and is 6.1% below its high.
Who are Magyar Bancorp's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Magyar Bancorp's.
Prices: daily closes to Nov 10, 2026. Fundamentals: company reports via invest-like data.