profit from every £100 of sales.
£0£100
M&G
£3.29+0.77% today
+28.8% in 1 year
1-year low £2.551-year high £3.64
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2023 to 2025.
0%20% a year
You pay £25.92 for every £1 of profit it makes in a year.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What M&G sold, what it kept, and what it did with the cash.
Sales went from -£10.7 billion in 2022 to £21.7 billion in 2025, with £302 million of profit last year.
SalesProfit
M&G handed back 62% of the cash it generated last year.
£482M
Free cash flow 2025£778M
Bought back its own shares–
Paid as dividends£482M
Cash vs. debt£4.9B vs. £6.9B
M&G vs. similar companies
M&G grows the fastest of these 5 and is priced in the middle for its profits.
| Company | Profit from £100 of sales | Sales growth a year | Price per £1 of profit |
|---|---|---|---|
| M&G | 25.9× · Fair price | ||
 BlackRock | 34.0× · Expensive | ||
 Blackstone | 50.1× · Expensive | ||
 Investor | 8.4× · Cheap | ||
 Brookfield | 72.4× · Very expensive |
AI analysis
An AI analyst reads M&G's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of GBP | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| -10,749 | 13,903 | 14,606 | 21,713 | |
| – | – | – | – | |
| – | – | – | – | |
| -2,545 | 1,291 | 754 | 1,943 | |
| -2,068 | 297 | -360 | 302 | |
| -0.66 | 0.12 | -0.15 | 0.12 | |
| – | – | – | – | |
| – | – | – | – | |
| 19.2% | 2.1% | -2.5% | 1.4% |
Balance sheet
| In millions of GBP | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 191,158 | 189,180 | 184,224 | 190,601 |
| Cash | 4,884 | 5,148 | 4,838 | 4,904 |
| Total debt | 7,957 | 8,034 | 6,911 | 6,912 |
| Total liabilities | 186,847 | 185,096 | 180,901 | 187,413 |
| 4,263 | 4,041 | 3,281 | 3,136 | |
| 247,400 | 2,396 | 2,388 | 2,460 | |
| -16.7% | 6.9% | 4.2% | 13.2% | |
| -48.5% | 7.3% | -11.0% | 9.6% |
Cash flow
| In millions of GBP | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| -504 | 1,719 | 677 | 953 | |
| 573 | 496 | 289 | 175 | |
| -1,077 | 1,223 | 388 | 778 | |
| Dividends paid | 465 | 462 | 468 | 482 |
| 503 | 0 | – | – | |
| – | – | – | – |
Valuation
- 25.9×
- –
- –
- 2.5×
- 0.4×
- 10.1×
- 5.1×
- 9.9%
- 3.9%
- 6.2%
Profitability
- –
- –
- 1.4%
- –
- 13.2%
- 1.9%
- –
- –
- –
- –
Growth
- +25.0%
- −0.4%
- –
- –
- −78.5%
Financial health
- 1.0×
- 2.20
- –
- 3.8×
- –
- –
- –
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 16%of 851
Bottom 18%of 866
Top 19%of 867
Top 26%of 926
6.2%of the share price, paid each year
On $1,000 invested$62a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
159.6% of its profit
Room to growStretchedMore than it earns: 62.0%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
0/7Passes 0 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
41No pass
Benjamin Graham
25No pass
Philip Fisher
40No pass
Peter Lynch
31No pass
Joel Greenblatt
52No pass
Charlie Munger
28No pass
Terry Smith
37No pass
Questions about M&G
Is M&G a good stock to buy?
A business with weak numbers at a fair price. 0 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the M&G AI analysis
What does M&G do?
M&G plc, through its subsidiaries, provides investment and savings products to institutional clients and individual policyholders in the United Kingdom and internationally. The company operates through Asset Management and Life segments. It is in Asset Management, based in London, United Kingdom, with 6,455 employees.
Does M&G pay a dividend?
Yes. At today's price the dividend is 6.2% a year, about 160% of its yearly profit. In 2025 it paid out £482 million in dividends.
Is M&G stock halal?
No. M&G does not pass our halal screen: its debt is 88% of its market value, at or above the 33% limit. How we check
How has M&G stock done over the past year?
Up 28.8% over the past twelve months, to £3.29. It traded between £2.55 and £3.64 and is 9.8% below its high.
Who are M&G's competitors?
The largest listed companies in the same industry are BlackRock, Blackstone, Investor and Brookfield. The peers table on this page compares their profit, growth and price with M&G's.
Prices: daily closes to Nov 10, 2026. Fundamentals: company reports via invest-like data.