profit from every £100 of sales.
£0£100
Metro Bank Holdings
£1.77-0.56% today
+61.3% in 1 year
1-year low £1.021-year high £1.83
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay £22.81 for every £1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Metro Bank Holdings sold, what it kept, and what it did with the cash.
Sales went from £524 million in 2022 to £588 million in 2025, with £52.4 million of profit last year.
SalesProfit
Metro Bank Holdings vs. similar companies
Metro Bank Holdings grows in the middle of these 5 and is the most expensive for its profits.
| Company | Profit from £100 of sales | Sales growth a year | Price per £1 of profit |
|---|---|---|---|
| Metro Bank Holdings | 22.8× · Fair price | ||
 China Merchants Bank | 7.8× · Cheap | ||
 DBS Group Holdings | 18.3× · Fair price | ||
 UniCredit | 11.6× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Metro Bank Holdings's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of GBP | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 524 | 549 | 405 | 588 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| -73 | 30 | 43 | 52 | |
| -0.42 | 0.13 | 0.06 | 0.08 | |
| – | – | – | – | |
| – | – | – | – | |
| -13.9% | 5.4% | 10.5% | 8.9% |
Balance sheet
| In millions of GBP | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 22,119 | 22,245 | 17,582 | 16,475 |
| Cash | 1,956 | 3,891 | 2,811 | 2,185 |
| Total debt | 819 | 928 | 880 | 869 |
| Total liabilities | 21,163 | 21,111 | 16,399 | 14,991 |
| 956 | 1,134 | 1,183 | 1,484 | |
| 172 | 221 | 675 | 681 | |
| – | – | – | – | |
| -7.6% | 2.6% | 3.6% | 3.5% |
Cash flow
| In millions of GBP | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| -1,185 | 628 | -1,385 | -1,092 | |
| 53 | 38 | 60 | 82 | |
| -1,238 | 590 | -1,445 | -1,174 | |
| Dividends paid | – | – | – | 17 |
| 0 | 6 | – | – | |
| 2 | 3 | 2 | 3 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 22.8×
- –
- –
- 0.7×
- 2.0×
- 4.4%
- 1.4%
Profitability
- 8.9%
- –
- –
- –
- –
Growth
- +4.0%
- –
- –
- +58.1%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 22%of 866
Bottom 34%of 867
Bottom 1%of 926
1.4%of the share price, paid each year
On $1,000 invested$14a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
32.4% of its profit
Room to growStretchedMore than it earnsNews
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about Metro Bank Holdings
Is Metro Bank Holdings a good stock to buy?
A solid business at a fair price. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Metro Bank Holdings AI analysis
What does Metro Bank Holdings do?
Metro Bank Holdings PLC operates as the bank holding company for Metro Bank PLC that provides business, commercial, retail and private banking products and services in the United Kingdom. It is in Banks - Regional, based in London, United Kingdom, with 2,891 employees.
Does Metro Bank Holdings pay a dividend?
Yes. At today's price the dividend is 1.4% a year, about 32% of its yearly profit. In 2025 it paid out £17.0 million in dividends.
Is Metro Bank Holdings stock halal?
No. Metro Bank Holdings does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Metro Bank Holdings stock done over the past year?
Up 61.3% over the past twelve months, to £1.77. It traded between £1.02 and £1.83 and is 3.0% below its high.
Who are Metro Bank Holdings's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Metro Bank Holdings's.
Prices: daily closes to Nov 10, 2026. Fundamentals: company reports via invest-like data.