profit from every ₹100 of sales.
₹0₹100
Niva Bupa Health Insurance
₹76.95+1.70% today
+1.9% in 1 year
1-year low ₹68.401-year high ₹88.36
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2023 to 2026.
0%20% a year
You pay ₹108.89 for every ₹1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Niva Bupa Health Insurance sold, what it kept, and what it did with the cash.
Sales went from ₹28.0 billion in 2023 to ₹66.9 billion in 2026, with ₹1.31 billion of profit last year.
SalesProfit
Niva Bupa Health Insurance vs. similar companies
Niva Bupa Health Insurance grows the fastest of these 5 and is the most expensive for its profits.
| Company | Profit from ₹100 of sales | Sales growth a year | Price per ₹1 of profit |
|---|---|---|---|
| Niva Bupa Health Insurance | 108.9× · Very expensive | ||
 China Life Insurance | 6.4× · Cheap | ||
 Ping An Insurance (Group) Company of China | 7.2× · Cheap | ||
 AIA Group | 16.6× · Fair price | ||
 Manulife Financial | 18.1× · Fair price |
AI analysis
An AI analyst reads Niva Bupa Health Insurance's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| 27,985 | 44,272 | 53,743 | 66,947 | |
| – | – | – | – | |
| – | – | – | – | |
| 897 | 1,645 | 3,018 | – | |
| 125 | 819 | 2,135 | 1,308 | |
| 0.07 | 0.45 | 1.20 | – | |
| – | – | – | – | |
| – | – | – | – | |
| 0.4% | 1.8% | 4.0% | 2.0% |
Balance sheet
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| Total assets | 38,766 | 61,919 | 97,602 | 112,759 |
| Cash | 1,019 | 1,428 | 2,204 | 1,587 |
| Total debt | 2,500 | 2,500 | 2,500 | 2,500 |
| Total liabilities | 10,212 | 22,773 | 52,662 | 80,772 |
| 28,554 | 39,146 | 44,940 | 31,986 | |
| 1,827 | 1,827 | 1,779 | – | |
| 1.4% | 2.4% | 4.4% | – | |
| 0.4% | 2.1% | 4.8% | 4.1% |
Cash flow
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| – | – | – | – | |
| 378 | 330 | 414 | 486 | |
| 5,547 | 7,797 | 16,130 | 8,562 | |
| Dividends paid | – | – | – | – |
| – | – | – | – | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 108.9×
- –
- –
- 4.8×
- 2.1×
- 0.9%
- –
Profitability
- 2.0%
- –
- 2.7%
- –
- –
Growth
- +33.7%
- –
- –
- −0.9%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 3%of 873
Top 16%of 883
Top 43%of 933
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about Niva Bupa Health Insurance
Is Niva Bupa Health Insurance a good stock to buy?
A business with weak numbers, priced as if everything goes right. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Niva Bupa Health Insurance AI analysis
What does Niva Bupa Health Insurance do?
Niva Bupa Health Insurance Company Limited provides health insurance products in India. It is in Insurance - Life, based in Gurugram, India.
Is Niva Bupa Health Insurance stock halal?
No. Niva Bupa Health Insurance does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
How has Niva Bupa Health Insurance stock done over the past year?
Up 1.9% over the past twelve months, to ₹76.95. It traded between ₹68.40 and ₹88.36 and is 12.9% below its high.
Who are Niva Bupa Health Insurance's competitors?
The largest listed companies in the same industry are China Life Insurance, Ping An Insurance (Group) Company of China, AIA Group and Manulife Financial. The peers table on this page compares their profit, growth and price with Niva Bupa Health Insurance's.
Prices: daily closes to Nov 11, 2026. Fundamentals: company reports via invest-like data.