profit from every $100 of sales.
$0$100
NerdWallet
$7.70+3.77% today
-44.9% in 1 year
1-year low $7.421-year high $15.93
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $10.02 for every $1 of profit it makes in a year.
CheapExpensive
It holds more cash than debt.
No debt5 years
Money in, money out
What NerdWallet sold, what it kept, and what it did with the cash.
Sales went from $539 million in 2022 to $837 million in 2025, with $48.7 million of profit last year.
SalesProfit
NerdWallet handed back 62% of the cash it generated last year.
Buybacks $70M
Free cash flow 2025$113M
Bought back its own shares$70M
Paid as dividends–
Cash vs. debt$98M vs. $15M
NerdWallet vs. similar companies
NerdWallet grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| NerdWallet | 10.0× · Cheap | ||
 Sunbelt Rentals Holdings | 22.6× · Fair price | ||
 Global Payments | 18.9× · Fair price | ||
 Synchrony Financial | 6.6× · Cheap | ||
 SoFi Technologies | 43.9× · Expensive |
AI analysis
An AI analyst reads NerdWallet's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 539 | 599 | 688 | 837 | |
| 499 | 545 | 624 | 773 | |
| -12 | 4 | 9 | 65 | |
| 20 | 55 | 54 | 115 | |
| -10 | -12 | 30 | 49 | |
| -0.14 | -0.15 | 0.38 | 0.64 | |
| 92.6% | 91.0% | 90.8% | 92.4% | |
| -2.3% | 0.6% | 1.4% | 7.8% | |
| -1.9% | -2.0% | 4.4% | 5.8% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 426 | 419 | 438 | 461 |
| Cash | 84 | 100 | 66 | 98 |
| Total debt | 13 | 10 | 9 | 15 |
| Total liabilities | 84 | 52 | 73 | 87 |
| 342 | 367 | 364 | 375 | |
| 71 | 77 | 79 | 76 | |
| -3.9% | 1.5% | 1.2% | 14.0% | |
| -3.0% | -3.2% | 8.3% | 13.0% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 25 | 72 | 72 | 132 | |
| 32 | 30 | 21 | 18 | |
| -7 | 43 | 51 | 113 | |
| Dividends paid | – | – | – | – |
| 0 | 20 | 80 | 70 | |
| 34 | 39 | 38 | 29 |
Valuation
- 10.0×
- 7.9×
- –
- 1.7×
- 0.6×
- 4.3×
- 3.5×
- 23.2%
- 10.0%
- 0.0%
Profitability
- 92.4%
- 7.8%
- 5.8%
- 16.4%
- 19.2%
- -0.1%
- 18.3%
- 15.9%
- 26.4%
- 7.9%
Growth
- +15.8%
- –
- +83.0%
- –
- +2.6%
Financial health
- -0.4×
- 0.00
- 0.0%
- 132.9×
- 2.57
- 2.57
- 1.97
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 10%of 758
Bottom 25%of 604
Top 28%of 874
Top 33%of 887
Top 8%of 933
What analysts expect
- Average price target
- $16.00
- Range
- $14.00 – $18.00
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 6, 2026 | 0.29 | 0.25 | +16.0% |
| Feb 25, 2026 | 0.19 | 0.17 | +11.8% |
| Nov 6, 2025 | 0.34 | 0.20 | +70.0% |
| Aug 7, 2025 | 0.11 | 0.11 | +0.0% |
| May 6, 2025 | 0.00 | -0.10 | +102.6% |
| Feb 19, 2025 | 0.01 | 0.01 | +0.0% |
| Oct 29, 2024 | 0.09 | 0.03 | +172.7% |
| Jul 31, 2024 | -0.12 | -0.06 | −100.0% |
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
6/7Passes 6 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
76Pass
Benjamin Graham
70Pass
Philip Fisher
61Pass
Peter Lynch
70Pass
Joel Greenblatt
67Pass
Charlie Munger
56No pass
Terry Smith
60Pass
Questions about NerdWallet
Is NerdWallet a good stock to buy?
A business with weak numbers, and the price looks low. 6 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the NerdWallet AI analysis
What does NerdWallet do?
NerdWallet, Inc. operates a digital platform that provides consumer-driven advice about personal finance by connecting individuals and small and mid-sized businesses with financial products providers. It is in Financial - Credit Services.
Does NerdWallet pay a dividend?
No. NerdWallet does not pay a dividend at the moment; in 2025 it returned $70.2 million to shareholders by buying back its own shares.
Is NerdWallet stock halal?
No. NerdWallet does not pass our halal screen: its main business, lending at interest, is not permitted. How we check
How has NerdWallet stock done over the past year?
Down 44.9% over the past twelve months, to $7.70. It traded between $7.42 and $15.93 and is 51.7% below its high.
Who are NerdWallet's competitors?
The largest listed companies in the same industry are Sunbelt Rentals Holdings, Global Payments, Synchrony Financial and SoFi Technologies. The peers table on this page compares their profit, growth and price with NerdWallet's.
Prices: daily closes to Nov 11, 2026. Fundamentals: company reports via invest-like data.