profit from every $100 of sales.
$0$100
Northrim BanCorp
$23.94-0.46% today
+2.1% in 1 year
1-year low $22.191-year high $29.76
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $8.24 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Northrim BanCorp sold, what it kept, and what it did with the cash.
Sales went from $129 million in 2022 to $213 million in 2025, with $64.6 million of profit last year.
SalesProfit
Northrim BanCorp handed back 11% of the cash it generated last year.
$15M
Free cash flow 2025$134M
Bought back its own shares$0
Paid as dividends$15M
Cash vs. debt$146M vs. $88M
Northrim BanCorp vs. similar companies
Northrim BanCorp grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Northrim BanCorp | 8.2× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Northrim BanCorp's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 129 | 130 | 155 | 213 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 31 | 25 | 37 | 65 | |
| 1.32 | 1.12 | 1.66 | 2.87 | |
| – | – | – | – | |
| – | – | – | – | |
| 23.8% | 19.6% | 23.8% | 30.4% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 2,674 | 2,807 | 3,042 | 3,290 |
| Cash | 259 | 119 | 63 | 146 |
| Total debt | 34 | 33 | 41 | 88 |
| Total liabilities | 2,456 | 2,573 | 2,775 | 2,964 |
| 219 | 235 | 267 | 327 | |
| 23 | 23 | 22 | 22 | |
| – | – | – | – | |
| 14.1% | 10.8% | 13.8% | 19.8% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 78 | 39 | -9 | 139 | |
| 4 | 6 | 1 | 5 | |
| 74 | 33 | -9 | 134 | |
| Dividends paid | 11 | 14 | 14 | 15 |
| 14 | 9 | 1 | 0 | |
| 1 | 1 | 1 | 2 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 8.2×
- 9.2×
- 0.28
- 1.7×
- 2.5×
- 12.1%
- 2.6%
Profitability
- 30.4%
- 10.2%
- 12.6%
- 20.5%
- 1.9%
Growth
- +18.1%
- +29.6%
- +13.2%
- −2.8%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 27%of 754
Top 26%of 605
Top 21%of 883
Top 30%of 880
Top 7%of 929
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 22, 2026 | 0.61 | 0.53 | +15.1% |
| Jan 23, 2026 | 0.54 | 0.64 | −15.6% |
| Oct 22, 2025 | 0.72 | 0.64 | +13.4% |
| Jul 23, 2025 | 0.52 | 0.57 | −8.5% |
| Apr 23, 2025 | 0.60 | 0.42 | +43.3% |
| Mar 10, 2025 | 0.49 | – | – |
| Oct 23, 2024 | 0.39 | 0.38 | +2.0% |
| Jul 24, 2024 | 0.41 | 0.33 | +25.2% |
2.6%of the share price, paid each year
On $1,000 invested$26a year at today's yield, before tax
+13.2%2020 to 2025
Raised10 yearsin a row, in our data
Paid per share, each year
$0.19 in 2015 → $0.64 in 2025
How safe it looks
22.5% of its profit
Room to growStretchedMore than it earns: 10.9%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
6/7Passes 6 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
80Pass
Benjamin Graham
87Pass
Philip Fisher
93Pass
Peter Lynch
95Pass
Joel Greenblatt
35No pass
Charlie Munger
73Pass
Terry Smith
72Pass
Questions about Northrim BanCorp
Is Northrim BanCorp a good stock to buy?
A strong, very profitable business, and the price looks low. 6 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Northrim BanCorp AI analysis
What does Northrim BanCorp do?
Northrim BanCorp, Inc. operates as the bank holding company for Northrim Bank that provides commercial banking products and services to businesses and professional individuals. It operates in two segments, Community Banking and Home Mortgage Lending. It is in Banks - Regional.
Does Northrim BanCorp pay a dividend?
Yes. At today's price the dividend is 2.6% a year, about 23% of its yearly profit. In 2025 it paid out $14.5 million in dividends.
Is Northrim BanCorp stock halal?
No. Northrim BanCorp does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Northrim BanCorp stock done over the past year?
Up 2.1% over the past twelve months, to $23.94. It traded between $22.19 and $29.76 and is 19.6% below its high.
Who are Northrim BanCorp's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Northrim BanCorp's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.