profit from every $100 of sales.
$0$100
Northwest Bancshares
$15.23-0.65% today
+29.0% in 1 year
1-year low $11.301-year high $16.01
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $17.71 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Northwest Bancshares sold, what it kept, and what it did with the cash.
Sales went from $530 million in 2022 to $652 million in 2025, with $126 million of profit last year.
SalesProfit
Northwest Bancshares handed back 78% of the cash it generated last year.
$110M
Free cash flow 2025$142M
Bought back its own shares–
Paid as dividends$110M
Cash vs. debt$234M vs. $691M
Northwest Bancshares vs. similar companies
Northwest Bancshares grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Northwest Bancshares | 17.7× · Fair price | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.5× · Fair price | ||
 UniCredit | 11.6× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Northwest Bancshares's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 530 | 548 | 520 | 652 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 134 | 135 | 100 | 126 | |
| 1.05 | 1.06 | 0.79 | 0.92 | |
| – | – | – | – | |
| – | – | – | – | |
| 25.2% | 24.6% | 19.3% | 19.3% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 14,113 | 14,419 | 14,408 | 16,767 |
| Cash | 139 | 122 | 288 | 234 |
| Total debt | 924 | 643 | 445 | 691 |
| Total liabilities | 12,622 | 12,868 | 12,811 | 14,876 |
| 1,491 | 1,551 | 1,597 | 1,890 | |
| 127 | 127 | 127 | 136 | |
| – | – | – | – | |
| 9.0% | 8.7% | 6.3% | 6.7% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 175 | 93 | 128 | 153 | |
| 4 | 9 | 2 | 12 | |
| 171 | 84 | 125 | 142 | |
| Dividends paid | 101 | 102 | 102 | 110 |
| 0 | 0 | – | – | |
| 4 | 5 | 6 | 6 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 17.7×
- 11.2×
- –
- 1.1×
- 3.4×
- 5.6%
- 5.8%
Profitability
- 19.3%
- 5.0%
- 6.0%
- 7.3%
- 0.8%
Growth
- +7.2%
- −4.3%
- +1.0%
- +3.8%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 48%of 749
Bottom 43%of 604
Bottom 37%of 872
Bottom 44%of 883
Top 41%of 931
What analysts expect
- Average price target
- $14.67
- Range
- $13.00 – $16.00
- 2 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 27, 2026 | 0.35 | 0.30 | +16.7% |
| Jan 26, 2026 | 0.33 | 0.31 | +6.5% |
| Oct 27, 2025 | 0.29 | 0.30 | −2.8% |
| Jul 29, 2025 | 0.30 | 0.28 | +7.1% |
| Apr 28, 2025 | 0.35 | 0.24 | +43.9% |
| Jan 24, 2025 | 0.27 | 0.25 | +6.6% |
| Oct 29, 2024 | 0.26 | 0.26 | +0.0% |
| Jul 23, 2024 | 0.27 | 0.22 | +21.8% |
5.8%of the share price, paid each year
On $1,000 invested$58a year at today's yield, before tax
+1.0%2020 to 2025
Raised–not every year
Paid per share, each year
$0.56 in 2015 → $0.80 in 2025
How safe it looks
87.2% of its profit
Room to growStretchedMore than it earns: 77.5%
News
Northwest Natural raises 2026 EPS guidance to $3.10-$3.20 as SiEnergy rate settlement and cost controls support outlookSeeking Alpha · Nov 6, 2026St. Joe says all of its commercial properties in northwest Florida are openSeeking Alpha · Oct 12, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
53No pass
Benjamin Graham
67Pass
Philip Fisher
53No pass
Peter Lynch
35No pass
Joel Greenblatt
13No pass
Charlie Munger
45No pass
Terry Smith
46No pass
Questions about Northwest Bancshares
Is Northwest Bancshares a good stock to buy?
A solid business at a fair price. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Northwest Bancshares AI analysis
What does Northwest Bancshares do?
Northwest Bancshares, Inc. operates as the holding company for Northwest Bank, a state-chartered savings bank that provides personal and business banking solutions. It is in Banks - Regional.
Does Northwest Bancshares pay a dividend?
Yes. At today's price the dividend is 5.8% a year, about 87% of its yearly profit. In 2025 it paid out $110 million in dividends.
Is Northwest Bancshares stock halal?
No. Northwest Bancshares does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Northwest Bancshares stock done over the past year?
Up 29.0% over the past twelve months, to $15.23. It traded between $11.30 and $16.01 and is 4.9% below its high.
Who are Northwest Bancshares's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Northwest Bancshares's.
Prices: daily closes to Nov 11, 2026. Fundamentals: company reports via invest-like data.