profit from every $100 of sales.
$0$100
Onity Group
$27.33-3.22% today
-35.2% in 1 year
1-year low $25.241-year high $53.35
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $1.20 for every $1 of profit it makes in a year.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What Onity Group sold, what it kept, and what it did with the cash.
Sales went from $1,000 million in 2022 to $1.20 billion in 2025, with $190 million of profit last year.
SalesProfit
Onity Group vs. similar companies
Onity Group grows in the middle of these 5 and is the cheapest for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Onity Group | 1.2× · Cheap | ||
 Encore Capital Group | 8.9× · Cheap | ||
 Walker & Dunlop | 23.4× · Fair price | ||
 Velocity Financial | 6.0× · Cheap | ||
 Better Home & Finance | No profit yet |
AI analysis
An AI analyst reads Onity Group's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 1,000 | 1,145 | 1,069 | 1,202 | |
| 459 | 585 | 496 | 582 | |
| 271 | 227 | 248 | 232 | |
| 286 | 239 | 256 | 238 | |
| 26 | -64 | 34 | 190 | |
| 2.85 | -8.34 | 4.13 | 21.46 | |
| 45.9% | 51.1% | 46.3% | 48.4% | |
| 27.1% | 19.8% | 23.2% | 19.3% | |
| 2.6% | -5.6% | 3.2% | 15.8% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 12,399 | 12,514 | 16,435 | 16,171 |
| Cash | 208 | 202 | 185 | 181 |
| Total debt | 10,458 | 10,931 | 15,585 | 15,178 |
| Total liabilities | 11,943 | 12,112 | 15,992 | 15,543 |
| 457 | 402 | 443 | 628 | |
| 9 | 8 | 8 | 9 | |
| 2.0% | 1.6% | 1.2% | 1.2% | |
| 5.6% | -15.9% | 7.7% | 30.2% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 173 | 10 | -574 | -748 | |
| 205 | 122 | 233 | 376 | |
| -32 | -112 | -807 | -1,124 | |
| Dividends paid | 0 | 0 | 1 | 4 |
| 50 | 0 | 1 | 0 | |
| 5 | 10 | 8 | 8 |
Valuation
- 1.2×
- 2.7×
- 0.01
- 0.5×
- 0.2×
- –
- 64.1×
- -492.4%
- 83.0%
- 0.0%
Profitability
- 48.4%
- 19.3%
- 15.8%
- 26.6%
- 1.8%
- 0.3%
- 30.6%
- 1.0%
- 1.8%
- –
Growth
- +6.3%
- +96.0%
- −63.2%
- –
- −2.9%
Financial health
- 49.2×
- 25.27
- 89.6%
- 0.8×
- 51.50
- 51.50
- 0.07
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 37%of 827
Bottom 40%of 709
Top 1%of 876
Bottom 42%of 879
What analysts expect
- Average price target
- $60.00
- Range
- $60.00 – $60.00
- 1 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 5, 2026 | 0.79 | 2.37 | −66.7% |
| Feb 12, 2026 | 1.02 | 2.47 | −58.7% |
| Nov 6, 2025 | 3.44 | 1.98 | +73.7% |
| Aug 5, 2025 | 1.87 | 2.08 | −10.1% |
| Apr 30, 2025 | 2.84 | 1.79 | +58.7% |
| Feb 13, 2025 | 1.39 | 2.34 | −40.6% |
| Nov 5, 2024 | 4.33 | 1.60 | +170.6% |
| Aug 1, 2024 | 4.07 | 1.37 | +197.1% |
News
Onity Group Q3 Earnings Call HighlightsYahoo Finance · Nov 7, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
3/7Passes 3 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
33No pass
Benjamin Graham
65Pass
Philip Fisher
67Pass
Peter Lynch
77Pass
Joel Greenblatt
20No pass
Charlie Munger
41No pass
Terry Smith
36No pass
Questions about Onity Group
Is Onity Group a good stock to buy?
A business with weak numbers, and the price looks low. 3 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Onity Group AI analysis
What does Onity Group do?
Onity Group Inc., a financial services company, originates and services forward and reserve mortgage loans in the United States, the United States Virgin Islands, India, and the Philippines. It operates through the Servicing and Originations segments. It is in Financial - Mortgages.
Does Onity Group pay a dividend?
Yes. In 2025 it paid out $4.20 million in dividends.
Is Onity Group stock halal?
No. Onity Group does not pass our halal screen: its main business, an impermissible business, is not permitted. How we check
How has Onity Group stock done over the past year?
Down 35.2% over the past twelve months, to $27.33. It traded between $25.24 and $53.35 and is 48.8% below its high.
Who are Onity Group's competitors?
The largest listed companies in the same industry are Encore Capital Group, Walker & Dunlop, Velocity Financial and Better Home & Finance. The peers table on this page compares their profit, growth and price with Onity Group's.
Prices: daily closes to Nov 12, 2026. Fundamentals: company reports via invest-like data.