profit from every $100 of sales.
$0$100
Ohio Valley Banc
$48.25-1.00% today
+35.0% in 1 year
1-year low $35.301-year high $50.13
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $14.57 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Ohio Valley Banc sold, what it kept, and what it did with the cash.
Sales went from $54.9 million in 2022 to $66.7 million in 2025, with $15.6 million of profit last year.
SalesProfit
Ohio Valley Banc handed back 25% of the cash it generated last year.
$4M
Free cash flow 2025$17M
Bought back its own shares$0
Paid as dividends$4M
Cash vs. debt$46M vs. $54M
Ohio Valley Banc vs. similar companies
Ohio Valley Banc grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Ohio Valley Banc | 14.6× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Ohio Valley Banc's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 55 | 59 | 62 | 67 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 13 | 13 | 11 | 16 | |
| 2.80 | 2.65 | 2.32 | 3.31 | |
| – | – | – | – | |
| – | – | – | – | |
| 24.3% | 21.5% | 17.7% | 23.4% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 1,211 | 1,352 | 1,503 | 1,583 |
| Cash | 48 | 128 | 83 | 46 |
| Total debt | 28 | 54 | 49 | 54 |
| Total liabilities | 1,076 | 1,208 | 1,353 | 1,412 |
| – | – | – | – | |
| 5 | 5 | 5 | 5 | |
| – | – | – | – | |
| – | – | – | – |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 16 | 21 | 13 | 18 | |
| 2 | 3 | 1 | 1 | |
| 14 | 18 | 12 | 17 | |
| Dividends paid | 5 | 5 | 4 | 4 |
| 0 | 0 | 2 | 0 | |
| 1 | 0 | 1 | 0 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 14.6×
- –
- 2.54
- 1.3×
- 3.4×
- 6.9%
- 2.0%
Profitability
- 23.4%
- 0.9%
- 6.8%
- 9.3%
- 0.9%
Growth
- +6.7%
- +5.7%
- +1.6%
- −0.4%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 24%of 667
Bottom 45%of 522
Bottom 46%of 903
Bottom 47%of 911
Top 37%of 939
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 28, 2026 | 0.91 | – | – |
| Jan 27, 2026 | 0.84 | – | – |
| Oct 27, 2025 | 0.64 | – | – |
| Jul 25, 2025 | 0.89 | – | – |
| Apr 25, 2025 | 0.94 | – | – |
| Jan 28, 2025 | 0.53 | – | – |
| Oct 28, 2024 | 0.58 | – | – |
| Jul 26, 2024 | 0.63 | – | – |
2.0%of the share price, paid each year
On $1,000 invested$20a year at today's yield, before tax
+1.6%2020 to 2025
Raised1 yearin a row, in our data
Paid per share, each year
$0.89 in 2015 → $0.91 in 2025
How safe it looks
27.5% of its profit
Room to growStretchedMore than it earns: 25.1%
News
As GOP warns data centers put Ohio Senate seat at risk, Husted defends energy policyCNBC · Aug 21, 2026Nvidia Backs OpenAI's Ohio AI Hub With $100 BillionYahoo Finance · Aug 18, 2026Update: Nvidia to Invest $1.5 Billion in SB Energy, Supply AI Compute for Ohio Data CenterYahoo Finance · Aug 18, 2026Nvidia Backs 8-GW Ohio AI Campus for OpenAI With $1.5 Billion InvestmentYahoo Finance · Aug 18, 2026Nvidia backing $105 billion in financing for OpenAI data center in OhioCNBC · Aug 17, 2026The newest story we have is from Aug 21, 2026.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
3/7Passes 3 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
61Pass
Benjamin Graham
80Pass
Philip Fisher
63Pass
Peter Lynch
35No pass
Joel Greenblatt
15No pass
Charlie Munger
54No pass
Terry Smith
51No pass
Questions about Ohio Valley Banc
Is Ohio Valley Banc a good stock to buy?
A strong, very profitable business, and the price looks low. 3 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Ohio Valley Banc AI analysis
What does Ohio Valley Banc do?
Ohio Valley Banc Corp. operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and consumer banking products and services. The company operates in two segments, Banking and Consumer Finance. It is in Banks - Regional.
Does Ohio Valley Banc pay a dividend?
Yes. At today's price the dividend is 2.0% a year, about 27% of its yearly profit. In 2025 it paid out $4.29 million in dividends.
Is Ohio Valley Banc stock halal?
No. Ohio Valley Banc does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Ohio Valley Banc stock done over the past year?
Up 35.0% over the past twelve months, to $48.25. It traded between $35.30 and $50.13 and is 3.8% below its high.
Who are Ohio Valley Banc's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Ohio Valley Banc's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.