profit from every £100 of sales.
£0£100
Paragon Banking Group
£7.54-0.53% today
-9.1% in 1 year
1-year low £7.011-year high £9.17
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay £7.50 for every £1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Paragon Banking Group sold, what it kept, and what it did with the cash.
Sales went from £605 million in 2022 to £529 million in 2025, with £180 million of profit last year.
SalesProfit
Paragon Banking Group vs. similar companies
Paragon Banking Group grows the slowest of these 5 and is priced in the middle for its profits.
| Company | Profit from £100 of sales | Sales growth a year | Price per £1 of profit |
|---|---|---|---|
| Paragon Banking Group | 7.5× · Cheap | ||
 Rocket Companies | No profit yet | ||
 LIC Housing Finance | 5.7× · Cheap | ||
 PennyMac Financial Services | 6.3× · Cheap | ||
 PNB Housing Finance | 12.7× · Cheap |
AI analysis
An AI analyst reads Paragon Banking Group's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of GBP | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 605 | 410 | 482 | 529 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 314 | 154 | 186 | 180 | |
| 1.26 | 0.66 | 0.85 | 0.88 | |
| – | – | – | – | |
| – | – | – | – | |
| 51.8% | 37.5% | 38.6% | 34.1% |
Balance sheet
| In millions of GBP | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 16,654 | 18,420 | 19,270 | 19,930 |
| Cash | 1,961 | 3,032 | 2,525 | 2,390 |
| Total debt | 1,266 | 295 | 158 | 657 |
| Total liabilities | 15,236 | 17,010 | 17,851 | 18,510 |
| 1,417 | 1,411 | 1,420 | 1,420 | |
| 249 | 232 | 218 | 205 | |
| – | – | – | – | |
| 22.1% | 10.9% | 13.1% | 12.7% |
Cash flow
| In millions of GBP | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 1,169 | 2,172 | 2,216 | -377 | |
| 3 | 3 | 5 | 4 | |
| 1,166 | 2,169 | 2,211 | -381 | |
| Dividends paid | 69 | 68 | 84 | 81 |
| 80 | 121 | 90 | 132 | |
| 9 | 10 | 9 | 8 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 7.5×
- –
- –
- 1.0×
- 2.6×
- 13.3%
- 6.0%
Profitability
- 34.1%
- –
- –
- –
- –
Growth
- −4.4%
- −11.3%
- –
- −6.3%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 18%of 883
Bottom 15%of 880
Bottom 5%of 929
6.0%of the share price, paid each year
On $1,000 invested$60a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
44.9% of its profit
Room to growStretchedMore than it earnsNews
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about Paragon Banking Group
Is Paragon Banking Group a good stock to buy?
A strong, very profitable business, and the price looks low. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Paragon Banking Group AI analysis
What does Paragon Banking Group do?
Paragon Banking Group PLC provides financial products and services in the United Kingdom. It operates in two segments, Mortgage Lending and Commercial Lending. The Mortgage Lending segment offers buy-to-let mortgages, and owner-occupied first and second charge lending. It is in Mortgage Finance, based in Solihull, United Kingdom, with 1,413 employees.
Does Paragon Banking Group pay a dividend?
Yes. At today's price the dividend is 6.0% a year, about 45% of its yearly profit. In 2025 it paid out £81.0 million in dividends.
Is Paragon Banking Group stock halal?
No. Paragon Banking Group does not pass our halal screen: its main business, an impermissible business, is not permitted. How we check
How has Paragon Banking Group stock done over the past year?
Down 9.1% over the past twelve months, to £7.54. It traded between £7.01 and £9.17 and is 17.8% below its high.
Who are Paragon Banking Group's competitors?
The largest listed companies in the same industry are Rocket Companies, LIC Housing Finance, PennyMac Financial Services and PNB Housing Finance. The peers table on this page compares their profit, growth and price with Paragon Banking Group's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.