profit from every $100 of sales.
$0$100
Paymentus Holdings
$34.41+1.96% today
-8.4% in 1 year
1-year low $20.211-year high $44.60
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2020 to 2025.
0%20% a year
You pay $64.83 for every $1 of profit it makes in a year.
CheapExpensive
It holds more cash than debt.
No debt5 years
Money in, money out
What Paymentus Holdings sold, what it kept, and what it did with the cash.
Sales went from $497 million in 2022 to $1.20 billion in 2025, with $66.9 million of profit last year.
SalesProfit
Paymentus Holdings vs. similar companies
Paymentus Holdings grows the fastest of these 5 and is the most expensive for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Paymentus Holdings | 64.8× · Very expensive | ||
 IBM | 22.0× · Fair price | ||
 Accenture | 17.7× · Fair price | ||
 Tata Consultancy Services | 17.7× · Fair price | ||
 Infosys | 15.0× · Fair price |
AI analysis
An AI analyst reads Paymentus Holdings's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 302 | 396 | 497 | 614 | 872 | 1,197 | |
| 93 | 121 | 150 | 182 | 238 | 296 | |
| 18 | 10 | -3 | 18 | 45 | 76 | |
| 26 | 24 | 21 | 49 | 81 | 117 | |
| 14 | 9 | -1 | 22 | 44 | 67 | |
| 0.08 | 0.06 | -0.00 | 0.18 | 0.35 | 0.52 | |
| 30.7% | 30.7% | 30.1% | 29.7% | 27.3% | 24.8% | |
| 6.1% | 2.6% | -0.6% | 2.9% | 5.1% | 6.3% | |
| 4.5% | 2.4% | -0.1% | 3.6% | 5.1% | 5.6% |
Balance sheet
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Total assets | 125 | 473 | 462 | 505 | 576 | 668 |
| Cash | 47 | 168 | 147 | 179 | 206 | 321 |
| Total debt | – | – | 13 | 11 | 8 | 7 |
| Total liabilities | 40 | 87 | 64 | 75 | 91 | 107 |
| 84 | 386 | 397 | 430 | 486 | 560 | |
| 106 | 119 | 122 | 125 | 128 | 129 | |
| 17.3% | 2.1% | -0.6% | 3.2% | 7.2% | 10.5% | |
| 16.2% | 2.4% | -0.1% | 5.2% | 9.1% | 11.9% |
Cash flow
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 36 | 19 | 20 | 69 | 64 | 162 | |
| – | – | 31 | 34 | 37 | 37 | |
| – | – | -11 | 35 | 27 | 125 | |
| Dividends paid | – | – | 0 | 0 | – | – |
| – | – | 0 | 0 | – | – | |
| 2 | 3 | 7 | 9 | 11 | 19 |
Valuation
- 64.8×
- 44.2×
- 1.43
- 5.7×
- 3.6×
- 34.7×
- 34.5×
- 2.9%
- 1.5%
- 0.0%
Profitability
- 24.8%
- 6.3%
- 5.6%
- 10.3%
- 11.1%
- 5.6%
- 13.5%
- 10.6%
- 14.6%
- 4.9%
Growth
- +31.7%
- +45.4%
- +156.1%
- –
- +3.5%
Financial health
- -2.5×
- 0.01
- 0.9%
- –
- 4.41
- 4.41
- 1.83
How it ranks in Technology
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 33%of 973
Bottom 42%of 979
Bottom 19%of 746
Top 13%of 979
Top 43%of 981
What analysts expect
- Average price target
- $33.33
- Range
- $32.00 – $36.00
- 4 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 4, 2026 | 0.21 | 0.17 | +23.5% |
| Feb 23, 2026 | 0.20 | 0.18 | +11.1% |
| Nov 3, 2025 | 0.17 | 0.16 | +6.3% |
| Aug 4, 2025 | 0.15 | 0.14 | +7.1% |
| May 5, 2025 | 0.14 | 0.13 | +7.7% |
| Mar 10, 2025 | 0.13 | 0.12 | +8.3% |
| Nov 12, 2024 | 0.15 | 0.09 | +66.7% |
| Aug 8, 2024 | 0.12 | 0.09 | +33.3% |
News
Treasury Bonds Now Pay More Than Stocks Earn by a Gap Last Seen in 2009. Warren Buffett Warned in 1999 What That Does to Stock PricesYahoo Finance · Nov 13, 2026My wife and I are in our 70s. Should we pay off our 2.5% mortgage or invest in a stock market driven by AI?MarketWatch · Nov 12, 2026Americans are more concerned about retirement than ever. Politicians should pay attention.MarketWatch · Nov 10, 2026AMD Stock Just Fell Below the Price I Said I'd Pay for It.Yahoo Finance · Nov 8, 2026A record number of first-time home buyers now pay in cash. Here’s where they get the money.MarketWatch · Nov 5, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
34No pass
Benjamin Graham
31No pass
Philip Fisher
47No pass
Peter Lynch
81Pass
Joel Greenblatt
8No pass
Charlie Munger
32No pass
Terry Smith
39No pass
Questions about Paymentus Holdings
Is Paymentus Holdings a good stock to buy?
A business with weak numbers, priced as if everything goes right. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Paymentus Holdings AI analysis
What does Paymentus Holdings do?
Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions. It is in Information Technology Services, based in Charlotte, NC, United States, with 1,340 employees.
Does Paymentus Holdings pay a dividend?
No. Paymentus Holdings does not pay a dividend at the moment.
Is Paymentus Holdings stock halal?
Yes. Paymentus Holdings passes our halal screen: its business is permitted and its debt is 0.2% of its market value, under the 30% limit. How we check
How has Paymentus Holdings stock done over the past year?
Down 8.4% over the past twelve months, to $34.41. It traded between $20.21 and $44.60 and is 22.8% below its high.
Who are Paymentus Holdings's competitors?
The largest listed companies in the same industry are IBM, Accenture, Tata Consultancy Services and Infosys. The peers table on this page compares their profit, growth and price with Paymentus Holdings's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.