profit from every €100 of sales.
Deutsche Pfandbriefbank
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
It has no yearly profit to compare the price with.
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Deutsche Pfandbriefbank sold, what it kept, and what it did with the cash.
Sales went from €531 million in 2022 to €418 million in 2025, with -€284 million of profit last year.
Deutsche Pfandbriefbank vs. similar companies
How it compares with the largest companies in its industry.
| Company | Profit from €100 of sales | Sales growth a year | Price per €1 of profit |
|---|---|---|---|
| Deutsche Pfandbriefbank | No profit yet | ||
Rocket Companies | No profit yet | ||
LIC Housing Finance | 5.7× · Cheap | ||
PennyMac Financial Services | 6.3× · Cheap | ||
PNB Housing Finance | 12.7× · Cheap |
AI analysis
An AI analyst reads Deutsche Pfandbriefbank's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 531 | 603 | 544 | 418 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 188 | 91 | 90 | -284 | |
| 1.27 | 0.51 | 0.48 | -2.30 | |
| – | – | – | – | |
| – | – | – | – | |
| 35.4% | 15.1% | 16.5% | -67.9% |
Balance sheet
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 53,007 | 50,883 | 44,169 | 39,881 |
| Cash | 1,044 | 2,728 | 2,010 | 1,558 |
| Total debt | 23,387 | 22,461 | 19,250 | 18,396 |
| Total liabilities | 49,582 | 47,518 | 40,750 | 36,777 |
| 3,423 | 3,365 | 3,419 | 3,104 | |
| 134 | 134 | 134 | 134 | |
| – | – | – | – | |
| 5.5% | 2.7% | 2.6% | -9.1% |
Cash flow
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| -5,675 | 421 | -2,195 | -833 | |
| 19 | 23 | 24 | 7 | |
| -5,694 | 398 | -2,219 | -840 | |
| Dividends paid | 159 | 128 | – | 20 |
| – | – | – | – | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- –
- –
- –
- 0.1×
- 0.8×
- -81.7%
- 5.8%
Profitability
- -67.9%
- –
- –
- –
- –
Growth
- −7.7%
- –
- –
- +0.0%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
How safe it looks
News
Tech stocks have made big V-shaped rebounds five times in 30 months — and now Deutsche Bank forecasts another bounceMarketWatch · Nov 2, 2026Tech risk-reward turns favorable after rout, Deutsche Bank saysYahoo Finance · Oct 31, 2026Novartis cut to Sell at Deutsche Bank in Q3 reviewSeeking Alpha · Oct 30, 2026Deutsche Bank AG Q3 2026 Earnings Call SummaryYahoo Finance · Oct 28, 2026vCluster Automates Private AI Cloud Services on Deutsche Telekom's Industrial AI Cloud With NVIDIA DSX OSYahoo Finance · Oct 21, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about Deutsche Pfandbriefbank
Is Deutsche Pfandbriefbank a good stock to buy?
A business with weak numbers that is not profitable yet. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Deutsche Pfandbriefbank AI analysis
What does Deutsche Pfandbriefbank do?
Deutsche Pfandbriefbank AG provides commercial real estate and public investment finance. It operates through Real Estate Finance and Non-Core segments. It is in Mortgage Finance, based in Garching bei Munchen, Germany, with 794 employees.
Does Deutsche Pfandbriefbank pay a dividend?
Yes. At today's price the dividend is 5.8% a year. In 2025 it paid out €20.0 million in dividends.
Is Deutsche Pfandbriefbank stock halal?
No. Deutsche Pfandbriefbank does not pass our halal screen: its main business, an impermissible business, is not permitted. How we check
Who are Deutsche Pfandbriefbank's competitors?
The largest listed companies in the same industry are Rocket Companies, LIC Housing Finance, PennyMac Financial Services and PNB Housing Finance. The peers table on this page compares their profit, growth and price with Deutsche Pfandbriefbank's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.



