profit from every $100 of sales.
$0$100
Pearl Diver Credit
$24.89-0.30% today
-1.3% in 1 year
1-year low $24.721-year high $25.40
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average.
0%20% a year
You pay $3.80 for every $1 of profit it makes in a year.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What Pearl Diver Credit sold, what it kept, and what it did with the cash.
Sales went from $17.4 million in 2024 to -$15.1 million in 2025, with -$19.3 million of profit last year.
SalesProfit
Pearl Diver Credit handed back more cash to shareholders than it generated last year.
$18M
Free cash flow 2025$12M
Bought back its own shares$7M
Paid as dividends$18M
Cash vs. debt$99,688 vs. $7M
Pearl Diver Credit vs. similar companies
Pearl Diver Credit grows the fastest of these 5 and is the cheapest for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Pearl Diver Credit | 3.8× · Cheap | ||
 BlackRock | 34.0× · Expensive | ||
 Blackstone | 49.1× · Expensive | ||
 Investor | 8.5× · Cheap | ||
 Brookfield | 70.0× · Very expensive |
AI analysis
An AI analyst reads Pearl Diver Credit's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions | 2024 | 2025 |
|---|---|---|
| 17 | -15 | |
| – | – | |
| – | – | |
| – | – | |
| 15 | -19 | |
| – | – | |
| – | – | |
| – | – | |
| 87.0% | 128.2% |
Balance sheet
| In millions | 2024 | 2025 |
|---|---|---|
| Total assets | 179 | 141 |
| Cash | 0 | 0 |
| Total debt | 7 | 7 |
| Total liabilities | 44 | 43 |
| 135 | 99 | |
| – | – | |
| – | – | |
| 11.2% | -19.6% |
Cash flow
| In millions | 2024 | 2025 |
|---|---|---|
| -168 | 12 | |
| – | – | |
| -168 | 12 | |
| Dividends paid | – | 18 |
| – | 7 | |
| – | – |
Valuation
- 3.8×
- –
- 0.11
- 0.7×
- 3.7×
- 2.9×
- 11.2×
- 80.0%
- 26.3%
- 25.9%
Profitability
- 50.0%
- 35.9%
- 87.0%
- 35.9%
- 4.9%
- -0.1%
- 13.7%
- 13.0%
- 4.9%
- –
Growth
- +215.2%
- –
- +386.3%
- –
- −4.7%
Financial health
- 1.0×
- 0.07
- 4.9%
- –
- 0.05
- 0.05
- 0.13
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 50%of 668
Top 25%of 524
Top 2%of 903
Top 1%of 911
Top 1%of 938
25.9%of the share price, paid each year
On $1,000 invested$259a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
89.5% of its profit
Room to growStretchedMore than it earns: 0.0%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
3/7Passes 3 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
52No pass
Benjamin Graham
70Pass
Philip Fisher
66Pass
Peter Lynch
100Pass
Joel Greenblatt
35No pass
Charlie Munger
54No pass
Terry Smith
43No pass
Questions about Pearl Diver Credit
Is Pearl Diver Credit a good stock to buy?
A strong, very profitable business, and the price looks low. 3 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Pearl Diver Credit AI analysis
What does Pearl Diver Credit do?
Pearl Diver Credit Company Inc. operates as an investment company with a primary objective to maximize total return and a secondary objective to generate high current income through investments in CLOs. It is in Asset Management.
Does Pearl Diver Credit pay a dividend?
Yes. At today's price the dividend is 25.9% a year, about 90% of its yearly profit. In 2025 it paid out $18.0 million in dividends.
Is Pearl Diver Credit stock halal?
No. Pearl Diver Credit does not pass our halal screen: it looks like an interest-income fund. How we check
How has Pearl Diver Credit stock done over the past year?
Down 1.3% over the past twelve months, to $24.89. It traded between $24.72 and $25.40 and is 2.0% below its high.
Who are Pearl Diver Credit's competitors?
The largest listed companies in the same industry are BlackRock, Blackstone, Investor and Brookfield. The peers table on this page compares their profit, growth and price with Pearl Diver Credit's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.