profit from every $100 of sales.
$0$100
Peapack-Gladstone Financial
$46.12+0.24% today
+81.6% in 1 year
1-year low $24.871-year high $48.33
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $21.92 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Peapack-Gladstone Financial sold, what it kept, and what it did with the cash.
Sales went from $237 million in 2022 to $276 million in 2025, with $37.3 million of profit last year.
SalesProfit
Peapack-Gladstone Financial handed back 36% of the cash it generated last year.
Buybacks $7M$4M
Free cash flow 2025$29M
Bought back its own shares$7M
Paid as dividends$4M
Cash vs. debt$188M vs. $217M
Peapack-Gladstone Financial vs. similar companies
Peapack-Gladstone Financial grows in the middle of these 5 and is the most expensive for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Peapack-Gladstone Financial | 21.9× · Fair price | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Peapack-Gladstone Financial's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 237 | 225 | 223 | 276 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 74 | 49 | 33 | 37 | |
| 4.00 | 2.71 | 1.85 | 2.10 | |
| – | – | – | – | |
| – | – | – | – | |
| 31.3% | 21.7% | 14.8% | 13.5% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 6,354 | 6,477 | 7,011 | 7,526 |
| Cash | 190 | 188 | 391 | 188 |
| Total debt | 531 | 553 | 178 | 217 |
| Total liabilities | 5,821 | 5,893 | 6,405 | 6,868 |
| 533 | 584 | 606 | 658 | |
| 19 | 18 | 18 | 18 | |
| – | – | – | – | |
| 13.9% | 8.4% | 5.4% | 5.7% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 119 | 70 | 71 | 43 | |
| 4 | 3 | 8 | 15 | |
| 115 | 67 | 63 | 29 | |
| Dividends paid | 4 | 4 | 4 | 4 |
| 36 | 16 | 8 | 7 | |
| 0 | 0 | 0 | 0 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 21.9×
- 12.5×
- –
- 1.1×
- 3.0×
- 4.6%
- 0.5%
Profitability
- 13.5%
- 0.6%
- 5.6%
- 6.7%
- 0.6%
Growth
- +5.1%
- −19.3%
- +0.0%
- −1.7%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 18%of 754
Bottom 32%of 605
Bottom 27%of 883
Bottom 35%of 880
Bottom 46%of 929
What analysts expect
- Average price target
- $40.50
- Range
- $32.00 – $49.00
- 1 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 22, 2026 | 0.80 | 0.66 | +21.2% |
| Jan 29, 2026 | 0.69 | 0.65 | +6.2% |
| Nov 7, 2025 | 0.54 | 0.59 | −8.5% |
| Jul 21, 2025 | 0.45 | 0.61 | −26.2% |
| Apr 22, 2025 | 0.43 | 0.51 | −15.7% |
| Mar 12, 2025 | 0.52 | – | – |
| Oct 22, 2024 | 0.43 | 0.37 | +16.2% |
| Jul 23, 2024 | 0.42 | 0.34 | +23.5% |
0.5%of the share price, paid each year
On $1,000 invested$5a year at today's yield, before tax
+0.0%2020 to 2025
Raised–not every year
Paid per share, each year
$0.20 in 2015 → $0.20 in 2025
How safe it looks
9.4% of its profit
Room to growStretchedMore than it earns: 12.3%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
42No pass
Benjamin Graham
65Pass
Philip Fisher
49No pass
Peter Lynch
31No pass
Joel Greenblatt
10No pass
Charlie Munger
43No pass
Terry Smith
33No pass
Questions about Peapack-Gladstone Financial
Is Peapack-Gladstone Financial a good stock to buy?
A solid business at a fair price. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Peapack-Gladstone Financial AI analysis
What does Peapack-Gladstone Financial do?
Peapack-Gladstone Financial Corporation operates as the bank holding company for Peapack-Gladstone Bank that provides private banking and wealth management services in the United States. The company operates in two segments, Banking and Peapack Private. It is in Banks - Regional.
Does Peapack-Gladstone Financial pay a dividend?
Yes. At today's price the dividend is 0.5% a year, about 9% of its yearly profit. In 2025 it paid out $3.52 million in dividends.
Is Peapack-Gladstone Financial stock halal?
No. Peapack-Gladstone Financial does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Peapack-Gladstone Financial stock done over the past year?
Up 81.6% over the past twelve months, to $46.12. It traded between $24.87 and $48.33 and is 4.6% below its high.
Who are Peapack-Gladstone Financial's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Peapack-Gladstone Financial's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.