profit from every $100 of sales.
$0$100
Pagaya Technologies
$16.87+0.00% today
-27.9% in 1 year
1-year low $10.641-year high $26.03
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $17.42 for every $1 of profit it makes in a year.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What Pagaya Technologies sold, what it kept, and what it did with the cash.
Sales went from $685 million in 2022 to $1.26 billion in 2025, with $81.4 million of profit last year.
SalesProfit
Pagaya Technologies vs. similar companies
Pagaya Technologies grows in the middle of these 5 and is the cheapest for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Pagaya Technologies | 17.4× · Fair price | ||
 Microsoft | 29.1× · Fair price | ||
 Palantir Technologies | 249.1× · Very expensive | ||
 Oracle | 22.9× · Fair price | ||
 Palo Alto Networks | 232.7× · Very expensive |
AI analysis
An AI analyst reads Pagaya Technologies's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 685 | 773 | 1,005 | 1,261 | |
| 234 | 264 | 407 | 512 | |
| -315 | -64 | 39 | 224 | |
| -309 | -45 | 68 | 254 | |
| -302 | -128 | -401 | 81 | |
| -8.28 | -2.14 | -5.66 | 0.93 | |
| 34.2% | 34.1% | 40.5% | 40.6% | |
| -46.0% | -8.2% | 3.9% | 17.7% | |
| -44.1% | -16.6% | -40.0% | 6.5% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 1,045 | 1,208 | 1,291 | 1,546 |
| Cash | 310 | 186 | 188 | 235 |
| Total debt | 212 | 413 | 681 | 858 |
| Total liabilities | 280 | 543 | 850 | 991 |
| 554 | 560 | 326 | 480 | |
| 58 | 60 | 71 | 83 | |
| -32.5% | -5.2% | 3.1% | 13.2% | |
| -54.6% | -22.9% | -122.9% | 17.0% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| -40 | -22 | 48 | 239 | |
| 22 | 20 | 23 | 14 | |
| -62 | -42 | 25 | 225 | |
| Dividends paid | – | – | – | – |
| – | – | – | – | |
| 242 | 71 | 61 | 54 |
Valuation
- 17.4×
- 13.6×
- –
- 2.4×
- 1.1×
- 6.3×
- 8.0×
- 15.9%
- 5.7%
- 0.0%
Profitability
- 40.6%
- 17.7%
- 6.5%
- 14.0%
- 17.9%
- -22.6%
- 21.6%
- 6.0%
- 21.5%
- 5.5%
Growth
- +22.5%
- –
- +419.2%
- –
- +48.1%
Financial health
- 3.2×
- 1.81
- 58.1%
- –
- 1.63
- 1.63
- 0.79
How it ranks in Technology
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 16%of 976
Top 22%of 977
Top 23%of 758
Top 21%of 981
Top 4%of 983
What analysts expect
- Average price target
- $31.25
- Range
- $25.00 – $35.00
- 4 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 7, 2026 | 0.28 | 0.32 | −12.5% |
| Feb 9, 2026 | 0.36 | 0.34 | +5.2% |
| Nov 10, 2025 | 0.23 | 0.21 | +8.8% |
| Aug 7, 2025 | 0.64 | 0.69 | −7.2% |
| May 7, 2025 | 0.69 | 0.40 | +72.5% |
| Feb 13, 2025 | 0.17 | 0.32 | −46.9% |
| Nov 12, 2024 | 0.44 | 0.25 | +76.0% |
| Aug 9, 2024 | 0.10 | 0.20 | −50.0% |
News
Pagaya Technologies Ltd. (PGY) Falls More Steeply Than Broader Market: What Investors Need to KnowYahoo Finance · Sep 15, 2026The newest story we have is from Sep 15, 2026.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
45No pass
Benjamin Graham
41No pass
Philip Fisher
55No pass
Peter Lynch
65Pass
Joel Greenblatt
54No pass
Charlie Munger
38No pass
Terry Smith
48No pass
Questions about Pagaya Technologies
Is Pagaya Technologies a good stock to buy?
A business with weak numbers at a fair price. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Pagaya Technologies AI analysis
What does Pagaya Technologies do?
Pagaya Technologies Ltd. operates as a financial technology company in Israel, the United States, and the Cayman Islands. It is in Software - Infrastructure.
Does Pagaya Technologies pay a dividend?
No. Pagaya Technologies does not pay a dividend at the moment.
Is Pagaya Technologies stock halal?
No. Pagaya Technologies does not pass our halal screen: its debt is 61% of its market value, at or above the 33% limit. How we check
How has Pagaya Technologies stock done over the past year?
Down 27.9% over the past twelve months, to $16.87. It traded between $10.64 and $26.03 and is 35.2% below its high.
Who are Pagaya Technologies's competitors?
The largest listed companies in the same industry are Microsoft, Palantir Technologies, Oracle and Palo Alto Networks. The peers table on this page compares their profit, growth and price with Pagaya Technologies's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.