profit from every $100 of sales.
$0$100
Plumas Bancorp
$62.75-0.25% today
+47.9% in 1 year
1-year low $41.321-year high $64.43
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $14.71 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Plumas Bancorp sold, what it kept, and what it did with the cash.
Sales went from $69.3 million in 2022 to $92.4 million in 2025, with $29.6 million of profit last year.
SalesProfit
Plumas Bancorp handed back 38% of the cash it generated last year.
$8M
Free cash flow 2025$20M
Bought back its own shares$0
Paid as dividends$8M
Cash vs. debt$81M vs. $50M
Plumas Bancorp vs. similar companies
Plumas Bancorp grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Plumas Bancorp | 14.7× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Plumas Bancorp's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 69 | 80 | 62 | 92 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 26 | 30 | 29 | 30 | |
| 4.47 | 5.02 | 4.80 | 4.54 | |
| – | – | – | – | |
| – | – | – | – | |
| 38.2% | 37.2% | 46.0% | 32.0% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 1,621 | 1,610 | 1,623 | 2,239 |
| Cash | 183 | 86 | 82 | 81 |
| Total debt | 10 | 93 | 40 | 50 |
| Total liabilities | 1,502 | 1,463 | 1,445 | 1,977 |
| 119 | 147 | 178 | 261 | |
| 6 | 6 | 6 | 7 | |
| – | – | – | – | |
| 22.2% | 20.2% | 16.1% | 11.3% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 57 | 38 | 31 | 22 | |
| 3 | 2 | 1 | 1 | |
| 54 | 36 | 30 | 20 | |
| Dividends paid | 4 | 6 | 6 | 8 |
| 0 | 10 | 0 | 0 | |
| 0 | 0 | 1 | 0 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 14.7×
- 11.2×
- 28.32
- 1.4×
- 4.7×
- 6.8%
- 2.4%
Profitability
- 32.0%
- 7.9%
- 12.3%
- 13.3%
- 1.5%
Growth
- +10.1%
- +0.5%
- +27.2%
- +4.0%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 36%of 754
Top 26%of 605
Bottom 46%of 883
Top 48%of 880
Top 49%of 929
What analysts expect
- Average price target
- $61.50
- Range
- $60.00 – $63.00
- 2 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 15, 2026 | 1.38 | 1.31 | +5.3% |
| Jan 21, 2026 | 1.56 | 1.37 | +13.9% |
| Jul 16, 2025 | 1.05 | 1.20 | −12.5% |
| Apr 16, 2025 | 1.20 | 1.13 | +6.2% |
| Mar 19, 2025 | 1.29 | – | – |
| Oct 16, 2024 | 1.31 | 1.14 | +14.9% |
| Jul 17, 2024 | 1.05 | 1.09 | −3.7% |
| Apr 17, 2024 | 1.05 | 1.19 | −11.8% |
2.4%of the share price, paid each year
On $1,000 invested$24a year at today's yield, before tax
+27.2%2020 to 2025
Raised5 yearsin a row, in our data
Paid per share, each year
$0.10 in 2016 → $1.20 in 2025
How safe it looks
26.1% of its profit
Room to growStretchedMore than it earns: 38.1%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
56No pass
Benjamin Graham
66Pass
Philip Fisher
58No pass
Peter Lynch
25No pass
Joel Greenblatt
19No pass
Charlie Munger
50No pass
Terry Smith
45No pass
Questions about Plumas Bancorp
Is Plumas Bancorp a good stock to buy?
A strong, very profitable business, and the price looks low. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Plumas Bancorp AI analysis
What does Plumas Bancorp do?
Plumas Bancorp operates as the bank holding company for the Plumas Bank that provides various banking products and services for small and middle market businesses, and individuals in Northeastern California and Northwestern Nevada. It is in Banks - Regional.
Does Plumas Bancorp pay a dividend?
Yes. At today's price the dividend is 2.4% a year, about 26% of its yearly profit. In 2025 it paid out $7.72 million in dividends.
Is Plumas Bancorp stock halal?
No. Plumas Bancorp does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Plumas Bancorp stock done over the past year?
Up 47.9% over the past twelve months, to $62.75. It traded between $41.32 and $64.43 and is 2.6% below its high.
Who are Plumas Bancorp's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Plumas Bancorp's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.