profit from every $100 of sales.
$0$100
Palomar Holdings
$161.08+2.74% today
+24.4% in 1 year
1-year low $101.421-year high $161.08
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $21.49 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Palomar Holdings sold, what it kept, and what it did with the cash.
Sales went from $327 million in 2022 to $876 million in 2025, with $197 million of profit last year.
SalesProfit
Palomar Holdings handed back 9% of the cash it generated last year.
Buybacks $37M
Free cash flow 2025$402M
Bought back its own shares$37M
Paid as dividends–
Palomar Holdings vs. similar companies
Palomar Holdings grows the fastest of these 5 and is the most expensive for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Palomar Holdings | 21.5× · Fair price | ||
 Chubb | 13.7× · Cheap | ||
 The Progressive | 11.9× · Cheap | ||
 Tokio Marine Holdings | 15.6× · Fair price | ||
 The Travelers Companies | 13.1× · Cheap |
AI analysis
An AI analyst reads Palomar Holdings's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 327 | 376 | 554 | 876 | |
| – | – | – | – | |
| – | – | – | – | |
| 73 | 112 | 157 | 263 | |
| 52 | 79 | 118 | 197 | |
| 2.02 | 3.13 | 4.48 | 7.17 | |
| – | – | – | – | |
| – | – | – | – | |
| 15.9% | 21.1% | 21.2% | 22.5% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 1,306 | 1,708 | 2,262 | 3,051 |
| Cash | 68 | 52 | 80 | 107 |
| Total debt | 36 | 53 | 0 | – |
| Total liabilities | 922 | 1,237 | 1,533 | 2,108 |
| 385 | 471 | 729 | 943 | |
| 26 | 25 | 26 | 27 | |
| 12.8% | 16.2% | 16.5% | 21.3% | |
| 13.6% | 16.8% | 16.1% | 20.9% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 170 | 116 | 261 | 409 | |
| 6 | 7 | 9 | 7 | |
| 164 | 109 | 253 | 402 | |
| Dividends paid | – | – | – | – |
| 34 | 22 | 0 | 37 | |
| 12 | 15 | 17 | 21 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 21.5×
- 16.8×
- 0.41
- 3.2×
- 4.8×
- 4.7%
- 0.0%
Profitability
- 22.5%
- 11.5%
- 15.2%
- 21.7%
- 5.5%
Growth
- +38.9%
- +52.5%
- –
- +1.1%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 22%of 749
Top 39%of 603
Bottom 28%of 881
Top 12%of 884
Top 24%of 933
What analysts expect
- Average price target
- $110.25
- Range
- $88.00 – $134.00
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 6, 2026 | 2.31 | 2.17 | +6.5% |
| Feb 11, 2026 | 2.24 | 2.06 | +8.7% |
| Nov 6, 2025 | 2.01 | 1.58 | +27.2% |
| Aug 4, 2025 | 1.76 | 1.68 | +4.8% |
| May 5, 2025 | 1.87 | 1.59 | +17.6% |
| Feb 12, 2025 | 1.52 | 1.22 | +24.6% |
| Nov 4, 2024 | 1.23 | 1.03 | +19.4% |
| Aug 5, 2024 | 1.25 | 1.09 | +14.7% |
News
3 Reasons Investors Love Palomar Holdings (PLMR)Yahoo Finance · Sep 23, 2026The newest story we have is from Sep 23, 2026.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
5/7Passes 5 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
81Pass
Benjamin Graham
53No pass
Philip Fisher
87Pass
Peter Lynch
99Pass
Joel Greenblatt
34No pass
Charlie Munger
66Pass
Terry Smith
65Pass
Questions about Palomar Holdings
Is Palomar Holdings a good stock to buy?
A strong, very profitable business at a fair price. 5 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Palomar Holdings AI analysis
What does Palomar Holdings do?
Palomar Holdings, Inc., an insurance holding company, provides specialty property insurance to residential and commercial customers. It is in Insurance - Property & Casualty, based in La Jolla, CA, United States, with 439 employees.
Does Palomar Holdings pay a dividend?
No. Palomar Holdings does not pay a dividend at the moment; in 2025 it returned $37.3 million to shareholders by buying back its own shares.
Is Palomar Holdings stock halal?
No. Palomar Holdings does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
How has Palomar Holdings stock done over the past year?
Up 24.4% over the past twelve months, to $161.08. It traded between $101.42 and $161.08, close to its high.
Who are Palomar Holdings's competitors?
The largest listed companies in the same industry are Chubb, The Progressive, Tokio Marine Holdings and The Travelers Companies. The peers table on this page compares their profit, growth and price with Palomar Holdings's.
Prices: daily closes to Nov 10, 2026. Fundamentals: company reports via invest-like data.