profit from every $100 of sales.
$0$100
PennyMac Mortgage Investment
$7.45+2.90% today
-40.0% in 1 year
1-year low $6.751-year high $13.81
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $5.08 for every $1 of profit it makes in a year.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What PennyMac Mortgage Investment sold, what it kept, and what it did with the cash.
Sales went from $103 million in 2022 to $158 million in 2025, with $128 million of profit last year.
SalesProfit
PennyMac Mortgage Investment vs. similar companies
PennyMac Mortgage Investment grows in the middle of these 5 and is the cheapest for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| PennyMac Mortgage Investment | 5.1× · Cheap | ||
 Annaly Capital Management | 6.9× · Cheap | ||
 AGNC Investment | 6.3× · Cheap | ||
 Rithm Capital | 7.4× · Cheap | ||
 Starwood Property | 10.3× · Cheap |
AI analysis
An AI analyst reads PennyMac Mortgage Investment's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 103 | 280 | 184 | 158 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| -73 | 200 | 161 | 128 | |
| -1.26 | 1.63 | 1.37 | 0.99 | |
| – | – | – | – | |
| – | – | – | – | |
| -71.1% | 71.3% | 87.7% | 80.9% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 13,922 | 13,114 | 14,409 | 21,347 |
| Cash | 1,437 | 1,491 | 1,448 | 1,281 |
| Total debt | 4,765 | 4,848 | 5,588 | 11,076 |
| Total liabilities | 11,959 | 11,157 | 12,470 | 19,460 |
| 1,963 | 1,957 | 1,939 | 1,887 | |
| 91 | 112 | 87 | 87 | |
| – | – | – | – | |
| -3.7% | 10.2% | 8.3% | 6.8% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 1,784 | 1,340 | -2,703 | -7,213 | |
| – | 15 | 29 | – | |
| 1,784 | 1,326 | -2,732 | -7,213 | |
| Dividends paid | 215 | 182 | 181 | 181 |
| 88 | 28 | 0 | 0 | |
| 4 | 5 | 3 | 4 |
Valuation
- 5.1×
- 4.8×
- –
- 0.5×
- 4.1×
- –
- –
- -1,110.3%
- 19.7%
- 15.4%
Profitability
- 64.1%
- 51.4%
- 80.9%
- 47.1%
- 10.8%
- 0.6%
- 7.6%
- 0.6%
- 3.7%
- –
Growth
- +15.3%
- –
- −164.0%
- +1.0%
- −2.8%
Financial health
- 4.3×
- 1.65
- 13.7%
- 0.7×
- 0.07
- 0.07
- 0.06
How it ranks in Real Estate
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 11%of 743
Top 36%of 749
Top 4%of 663
Top 23%of 759
What analysts expect
- Average price target
- $15.00
- Range
- $13.50 – $18.00
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 5, 2026 | 0.16 | 0.36 | −55.6% |
| Jan 29, 2026 | 0.48 | 0.41 | +17.1% |
| Oct 21, 2025 | 0.55 | 0.36 | +52.8% |
| Jul 22, 2025 | -0.04 | 0.35 | −111.4% |
| Apr 22, 2025 | -0.01 | 0.38 | −102.6% |
| Jan 30, 2025 | 0.41 | 0.37 | +10.8% |
| Oct 22, 2024 | 0.36 | 0.36 | +0.0% |
| Jul 23, 2024 | 0.17 | 0.35 | −51.4% |
15.4%of the share price, paid each year
On $1,000 invested$154a year at today's yield, before tax
+1.0%2020 to 2025
Raised1 yearin a row, in our data
Paid per share, each year
$2.16 in 2015 → $1.60 in 2025
How safe it looks
141.7% of its profit
Room to growStretchedMore than it earns: -1.9%
News
PennyMac outlines $160M annualized expense cuts as it expects Q4 2026 adjusted ROE to remain near current levelsSeeking Alpha · Oct 30, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
45No pass
Benjamin Graham
13No pass
Philip Fisher
54No pass
Peter Lynch
46No pass
Joel Greenblatt
65Pass
Charlie Munger
41No pass
Terry Smith
39No pass
Questions about PennyMac Mortgage Investment
Is PennyMac Mortgage Investment a good stock to buy?
A business with weak numbers, and the price looks low. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the PennyMac Mortgage Investment AI analysis
What does PennyMac Mortgage Investment do?
PennyMac Mortgage Investment Trust, a specialty finance company, primarily invests in mortgage-related assets in the United States. It is in REIT - Mortgage.
Does PennyMac Mortgage Investment pay a dividend?
Yes. At today's price the dividend is 15.4% a year, about 142% of its yearly profit. In 2025 it paid out $181 million in dividends.
Is PennyMac Mortgage Investment stock halal?
No. PennyMac Mortgage Investment does not pass our halal screen: its main business, mortgage lending, is not permitted. How we check
How has PennyMac Mortgage Investment stock done over the past year?
Down 40.0% over the past twelve months, to $7.45. It traded between $6.75 and $13.81 and is 46.1% below its high.
Who are PennyMac Mortgage Investment's competitors?
The largest listed companies in the same industry are Annaly Capital Management, AGNC Investment, Rithm Capital and Starwood Property. The peers table on this page compares their profit, growth and price with PennyMac Mortgage Investment's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.