profit from every $100 of sales.
$0$100
The PNC Financial Services Group
$231.03-0.42% today
+23.6% in 1 year
1-year low $179.041-year high $256.97
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2020 to 2025.
0%20% a year
You pay $13.22 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What The PNC Financial Services Group sold, what it kept, and what it did with the cash.
Sales went from $21.1 billion in 2022 to $23.1 billion in 2025, with $6.94 billion of profit last year.
SalesProfit
The PNC Financial Services Group handed back 98% of the cash it generated last year.
Buybacks $1.3B$2.9B
Free cash flow 2025$4.4B
Bought back its own shares$1.3B
Paid as dividends$2.9B
Cash vs. debt$39.7B vs. $57.1B
The PNC Financial Services Group vs. similar companies
The PNC Financial Services Group grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| The PNC Financial Services Group | 13.2× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.5× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
Compare The PNC Financial Services Group with i BBCA ID SDR 1to2 · Mastercard · Moody's · S&P Global · Visa
AI analysis
An AI analyst reads The PNC Financial Services Group's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 16,901 | 19,211 | 21,114 | 21,509 | 20,809 | 23,077 | |
| – | – | – | – | – | – | |
| – | – | – | – | – | – | |
| 5,773 | 8,541 | 11,034 | 18,277 | – | – | |
| 7,558 | 5,725 | 6,041 | 5,578 | 5,889 | 6,936 | |
| 16.96 | 12.70 | 13.85 | 12.79 | 13.74 | 16.59 | |
| – | – | – | – | – | – | |
| – | – | – | – | – | – | |
| 44.7% | 29.8% | 28.6% | 25.9% | 28.3% | 30.1% |
Balance sheet
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Total assets | 466,679 | 557,191 | 557,263 | 561,580 | 560,038 | 573,572 |
| Cash | 7,017 | 82,254 | 34,363 | 50,725 | 46,251 | 39,713 |
| Total debt | – | – | 58,713 | 72,737 | 61,673 | 57,101 |
| Total liabilities | 412,638 | 501,465 | 511,451 | 510,439 | 505,569 | 512,936 |
| 54,010 | 55,695 | 45,774 | 51,105 | 54,425 | 60,585 | |
| 427 | 426 | 412 | 401 | 400 | 396 | |
| 7.0% | 10.6% | 7.5% | 10.9% | – | – | |
| 14.0% | 10.3% | 13.2% | 10.9% | 10.8% | 11.4% |
Cash flow
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 4,659 | 7,214 | 9,083 | 10,111 | 7,880 | 4,384 | |
| – | – | – | – | – | – | |
| – | – | 9,083 | 10,111 | 7,880 | 4,384 | |
| Dividends paid | – | – | 2,692 | 2,878 | 2,889 | 2,943 |
| 1,624 | 1,079 | 5,231 | 1,651 | 1,187 | 1,338 | |
| – | – | – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 13.2×
- 12.5×
- –
- 1.4×
- 4.0×
- 7.6%
- 3.1%
Profitability
- 30.1%
- 5.0%
- 5.5%
- 12.0%
- 1.2%
Growth
- +6.4%
- −0.4%
- +7.5%
- −1.3%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 46%of 827
Top 36%of 709
Top 45%of 876
Bottom 43%of 879
Bottom 42%of 926
What analysts expect
- Average price target
- $252.63
- Range
- $206.00 – $277.00
- 5 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 15, 2026 | 4.13 | 3.93 | +5.1% |
| Jan 16, 2026 | 4.88 | 4.23 | +15.4% |
| Oct 15, 2025 | 4.35 | 4.05 | +7.4% |
| Jul 16, 2025 | 3.85 | 3.55 | +8.5% |
| Apr 15, 2025 | 3.51 | 3.38 | +3.8% |
| Jan 16, 2025 | 3.77 | 3.26 | +15.6% |
| Oct 15, 2024 | 3.75 | 3.30 | +13.6% |
| Jul 16, 2024 | 3.30 | 2.98 | +10.7% |
3.1%of the share price, paid each year
On $1,000 invested$31a year at today's yield, before tax
+7.5%2020 to 2025
Raised10 yearsin a row, in our data
Paid per share, each year
$2.01 in 2015 → $6.60 in 2025
How safe it looks
42.4% of its profit
Room to growStretchedMore than it earns: 67.1%
News
Sumitomo Mitsui Financial GAAP EPS of ¥232.59, total operating income of ¥1.43BSeeking Alpha · Nov 13, 2026‘She has a history of financial mismanagement’: My brother cut my sister out of his will. I’m getting everything. Do I tell her?MarketWatch · Nov 13, 2026Huang's exit, AI bubble and financial crisis fears in focus on Web Summit's last dayYahoo Finance · Nov 13, 2026Financial Horror Stories, Vol. 5: The All-Monster EditionYahoo Finance · Nov 12, 2026Financial stocks retain strong Quant ratings despite YTD declinesSeeking Alpha · Nov 11, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
46No pass
Benjamin Graham
65Pass
Philip Fisher
55No pass
Peter Lynch
32No pass
Joel Greenblatt
17No pass
Charlie Munger
44No pass
Terry Smith
36No pass
Questions about The PNC Financial Services Group
Is The PNC Financial Services Group a good stock to buy?
A strong, very profitable business, and the price looks low. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the The PNC Financial Services Group AI analysis
What does The PNC Financial Services Group do?
The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. It operates through three segments: Retail Banking, Corporate & Institutional Banking, and Asset Management Group segments. It is in Banks - Regional, based in Pittsburgh, PA, United States, with 56,366 employees.
Does The PNC Financial Services Group pay a dividend?
Yes. At today's price the dividend is 3.1% a year, about 42% of its yearly profit. In 2025 it paid out $2.94 billion in dividends.
Is The PNC Financial Services Group stock halal?
No. The PNC Financial Services Group does not pass our halal screen: its main business, banking, is not permitted. How we check
How has The PNC Financial Services Group stock done over the past year?
Up 23.6% over the past twelve months, to $231.03. It traded between $179.04 and $256.97 and is 10.1% below its high.
Who are The PNC Financial Services Group's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with The PNC Financial Services Group's.
Prices: daily closes to Nov 12, 2026. Fundamentals: company reports via invest-like data.