profit from every IDR 100 of sales.
IDR 0IDR 100
PT Panin Financial Tbk
IDR 163.00+1.88% today
-37.8% in 1 year
1-year low IDR 154.001-year high IDR 334.00
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average.
0%20% a year
You pay IDR 2.99 for every IDR 1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
PT Panin Financial Tbk vs. similar companies
PT Panin Financial Tbk grows in the middle of these 5 and is the cheapest for its profits.
| Company | Profit from IDR 100 of sales | Sales growth a year | Price per IDR 1 of profit |
|---|---|---|---|
| PT Panin Financial Tbk | 3.0× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads PT Panin Financial Tbk's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisNo annual statements on file yet.
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 3.0×
- –
- –
- 0.2×
- 0.5×
- 33.4%
- –
Profitability
- 15.7%
- –
- 21.1%
- –
- –
Growth
- +0.5%
- −4.7%
- –
- +0.0%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 1%of 883
Bottom 22%of 880
Bottom 3%of 929
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about PT Panin Financial Tbk
Is PT Panin Financial Tbk a good stock to buy?
A solid business, and the price looks low. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the PT Panin Financial Tbk AI analysis
What does PT Panin Financial Tbk do?
PT Panin Financial Tbk provides Sharia banking and financial services in Indonesia. It operates in two segments, Life Insurance and Business Consulting Service; and Banking and Multi-finance. It is in Banks - Regional.
Is PT Panin Financial Tbk stock halal?
No. PT Panin Financial Tbk does not pass our halal screen: its main business, banking, is not permitted. How we check
How has PT Panin Financial Tbk stock done over the past year?
Down 37.8% over the past twelve months, to IDR 163.00. It traded between IDR 154.00 and IDR 334.00 and is 51.2% below its high.
Who are PT Panin Financial Tbk's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with PT Panin Financial Tbk's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.