profit from every ₹100 of sales.
₹0₹100
PB Fintech
₹1,105.00+5.23% today
-37.4% in 1 year
1-year low ₹928.001-year high ₹1,916.30
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2023 to 2026.
0%20% a year
You pay ₹76.62 for every ₹1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What PB Fintech sold, what it kept, and what it did with the cash.
Sales went from ₹25.6 billion in 2023 to ₹67.9 billion in 2026, with ₹6.70 billion of profit last year.
SalesProfit
PB Fintech vs. similar companies
PB Fintech grows the fastest of these 5 and is priced in the middle for its profits.
| Company | Profit from ₹100 of sales | Sales growth a year | Price per ₹1 of profit |
|---|---|---|---|
| PB Fintech | 76.6× · Very expensive | ||
 Marsh & McLennan Companies | 23.8× · Fair price | ||
 Arthur J. Gallagher & | 48.6× · Expensive | ||
 Aon | 19.4× · Fair price | ||
 Ryan Specialty Holdings | 187.4× · Very expensive |
AI analysis
An AI analyst reads PB Fintech's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| 25,579 | 34,377 | 49,772 | 67,940 | |
| 15,752 | 14,901 | 30,185 | 43,281 | |
| -7,251 | -2,746 | -286 | 3,733 | |
| -4,028 | 1,923 | 5,418 | 8,804 | |
| -4,872 | 670 | 3,521 | 6,699 | |
| -10.97 | 1.45 | 7.63 | 14.46 | |
| 61.6% | 43.3% | 60.6% | 63.7% | |
| -28.3% | -8.0% | -0.6% | 5.5% | |
| -19.0% | 1.9% | 7.1% | 9.9% |
Balance sheet
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| Total assets | 62,540 | 67,285 | 75,294 | 87,065 |
| Cash | 723 | 3,249 | 5,605 | 7,463 |
| Total debt | 2,266 | 2,533 | 3,222 | 3,602 |
| Total liabilities | 7,692 | 8,520 | 10,916 | 13,890 |
| 54,763 | 58,710 | 64,323 | 73,118 | |
| 445 | 462 | 461 | 463 | |
| -6.1% | 1.3% | 4.7% | 7.3% | |
| -8.9% | 1.1% | 5.5% | 9.2% |
Cash flow
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| -2,990 | 87 | -1,832 | 415 | |
| 657 | 634 | 971 | 799 | |
| -3,647 | -547 | -2,804 | -384 | |
| Dividends paid | – | – | – | – |
| – | – | – | – | |
| 5,424 | 3,303 | 2,137 | 1,942 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 76.6×
- –
- –
- 6.1×
- 7.6×
- 1.3%
- –
Profitability
- 9.9%
- 7.3%
- 1.8%
- –
- –
Growth
- +38.5%
- –
- –
- +1.4%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 40%of 754
Bottom 20%of 605
Bottom 5%of 883
Top 12%of 880
Bottom 26%of 929
News
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Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
40No pass
Benjamin Graham
30No pass
Philip Fisher
42No pass
Peter Lynch
88Pass
Joel Greenblatt
4No pass
Charlie Munger
32No pass
Terry Smith
29No pass
Questions about PB Fintech
Is PB Fintech a good stock to buy?
A solid business, priced as if everything goes right. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the PB Fintech AI analysis
What does PB Fintech do?
PB Fintech Limited operates an online marketplace for insurance and lending products in India and the United Arab Emirates. It operates through two segments, Insurance Broker Services and Other Services. It is in Insurance Brokers, based in Gurugram, India.
Is PB Fintech stock halal?
Questionable. PB Fintech sits in a grey zone: scholars disagree about its industry. How we check
How has PB Fintech stock done over the past year?
Down 37.4% over the past twelve months, to ₹1,105.00. It traded between ₹928.00 and ₹1,916.30 and is 42.3% below its high.
Who are PB Fintech's competitors?
The largest listed companies in the same industry are Marsh & McLennan Companies, Arthur J. Gallagher &, Aon and Ryan Specialty Holdings. The peers table on this page compares their profit, growth and price with PB Fintech's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.