profit from every $100 of sales.
$0$100
PRA Group
$11.84-0.34% today
-25.7% in 1 year
1-year low $10.421-year high $22.23
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
It has no yearly profit to compare the price with.
CheapExpensive
It holds more cash than debt.
No debt5 years
Money in, money out
What PRA Group sold, what it kept, and what it did with the cash.
Sales went from $967 million in 2022 to $1.21 billion in 2025, with -$305 million of profit last year.
SalesProfit
PRA Group vs. similar companies
How it compares with the largest companies in its industry.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| PRA Group | No profit yet | ||
 Sunbelt Rentals Holdings | 22.3× · Fair price | ||
 Global Payments | 17.4× · Fair price | ||
 Synchrony Financial | 6.3× · Cheap | ||
 SoFi Technologies | 41.6× · Expensive |
AI analysis
An AI analyst reads PRA Group's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 967 | 803 | 1,124 | 1,213 | |
| 550 | 332 | 686 | 766 | |
| 155 | -81 | 210 | 244 | |
| 170 | -63 | 209 | -128 | |
| 117 | -83 | 71 | -305 | |
| 2.94 | -2.13 | 1.79 | -7.79 | |
| 56.9% | 41.4% | 61.0% | 63.2% | |
| 16.0% | -10.1% | 18.7% | 20.1% | |
| 12.1% | -10.4% | 6.3% | -25.1% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 4,176 | 4,525 | 4,931 | 5,103 |
| Cash | 83 | 113 | 106 | 104 |
| Total debt | – | – | – | – |
| Total liabilities | 2,889 | 3,286 | 3,738 | 4,063 |
| 1,228 | 1,167 | 1,135 | 980 | |
| 40 | 39 | 40 | 39 | |
| 10.0% | -5.5% | 13.8% | -11.1% | |
| 9.5% | -7.2% | 6.2% | -31.1% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 22 | -98 | -95 | -86 | |
| 13 | 3 | 4 | 5 | |
| 8 | -100 | -99 | -90 | |
| Dividends paid | – | – | – | – |
| 111 | 0 | 0 | 20 | |
| 13 | 11 | 13 | 16 |
Valuation
- –
- 14.7×
- –
- 0.6×
- 0.4×
- –
- –
- -20.3%
- -68.4%
- 0.0%
Profitability
- 63.2%
- 20.1%
- -25.1%
- 6.7%
- 186.4%
- -4.8%
- -26.4%
- -5.4%
- 8.9%
- –
Growth
- +7.9%
- –
- +8.4%
- –
- −3.4%
Financial health
- -0.8×
- 0.03
- 0.6%
- 2.5×
- 2.02
- 2.02
- 0.25
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 1%of 754
Bottom 44%of 605
Bottom 46%of 880
Bottom 8%of 929
What analysts expect
- Average price target
- $25.00
- Range
- $24.00 – $26.00
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 7, 2026 | 0.73 | 0.51 | +43.1% |
| Feb 26, 2026 | 1.46 | 0.50 | +192.0% |
| Nov 3, 2025 | 0.53 | 0.50 | +6.0% |
| Aug 4, 2025 | 1.08 | 0.62 | +74.2% |
| May 5, 2025 | 0.09 | 0.41 | −78.0% |
| Feb 19, 2025 | 0.47 | 0.45 | +4.4% |
| Nov 4, 2024 | 0.49 | 0.34 | +44.1% |
| Aug 5, 2024 | 0.54 | 0.08 | +575.0% |
News
CoreWeave and Nebius Group: 1 Soars, the Other 1 Plunges. A Tale of 2 NeocloudsYahoo Finance · Nov 13, 2026SBC Medical Group Holdings GAAP EPS of $0.15 beats by $0.03, revenue of $59M beats by $10.11MSeeking Alpha · Nov 13, 2026Nebius Group (NBIS) Takes a Beating — This Tech Giant Is to BlameYahoo Finance · Nov 13, 2026Nebius Group (NBIS) Gets Gartner Backing Through A $13 Million AI Platform WinYahoo Finance · Nov 12, 2026What Nebius Group Buyers Were Betting OnYahoo Finance · Nov 10, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
2/7Passes 2 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
38No pass
Benjamin Graham
66Pass
Philip Fisher
47No pass
Peter Lynch
44No pass
Joel Greenblatt
69Pass
Charlie Munger
59No pass
Terry Smith
48No pass
Questions about PRA Group
Is PRA Group a good stock to buy?
A business with weak numbers that is not profitable yet. 2 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the PRA Group AI analysis
What does PRA Group do?
PRA Group, Inc., a financial and business services company, engages in the purchase, collection, and management of portfolios of nonperforming loans in the Americas, Australia, and Europe. It is in Financial - Credit Services.
Does PRA Group pay a dividend?
No. PRA Group does not pay a dividend at the moment; in 2025 it returned $20.0 million to shareholders by buying back its own shares.
Is PRA Group stock halal?
No. PRA Group does not pass our halal screen: its main business, lending at interest, is not permitted. How we check
How has PRA Group stock done over the past year?
Down 25.7% over the past twelve months, to $11.84. It traded between $10.42 and $22.23 and is 46.7% below its high.
Who are PRA Group's competitors?
The largest listed companies in the same industry are Sunbelt Rentals Holdings, Global Payments, Synchrony Financial and SoFi Technologies. The peers table on this page compares their profit, growth and price with PRA Group's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.