profit from every $100 of sales.
$0$100
Park National
$176.51+0.08% today
+13.4% in 1 year
1-year low $149.731-year high $212.56
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $17.71 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Park National sold, what it kept, and what it did with the cash.
Sales went from $483 million in 2022 to $557 million in 2025, with $180 million of profit last year.
SalesProfit
Park National handed back 57% of the cash it generated last year.
$90M
Free cash flow 2025$192M
Bought back its own shares$20M
Paid as dividends$90M
Cash vs. debt$234M vs. $17M
Park National vs. similar companies
Park National grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Park National | 17.7× · Fair price | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Park National's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 483 | 466 | 521 | 557 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 148 | 127 | 151 | 180 | |
| 9.06 | 7.80 | 9.32 | 11.11 | |
| – | – | – | – | |
| – | – | – | – | |
| 30.7% | 27.2% | 29.1% | 32.3% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 9,855 | 9,836 | 9,805 | 9,805 |
| Cash | 190 | 218 | 161 | 234 |
| Total debt | 208 | 426 | 206 | 17 |
| Total liabilities | 8,786 | 8,691 | 8,562 | 8,452 |
| 1,069 | 1,145 | 1,244 | 1,353 | |
| 16 | 16 | 16 | 16 | |
| – | – | – | – | |
| 13.9% | 11.1% | 12.2% | 13.3% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 137 | 151 | 179 | 198 | |
| 8 | 8 | 9 | 6 | |
| 129 | 144 | 170 | 192 | |
| Dividends paid | 77 | 69 | 77 | 90 |
| 0 | 23 | 0 | 20 | |
| 7 | 8 | 8 | 9 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 17.7×
- 14.2×
- 2.52
- 2.4×
- 5.7×
- 5.6%
- 3.3%
Profitability
- 32.3%
- 1.4%
- 10.0%
- 12.7%
- 1.4%
Growth
- +4.9%
- +7.0%
- +5.3%
- −0.3%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 31%of 754
Top 31%of 605
Bottom 35%of 883
Bottom 35%of 880
Top 43%of 929
What analysts expect
- Average price target
- $188.00
- Range
- $188.00 – $188.00
- 1 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 24, 2026 | 3.06 | 2.66 | +15.0% |
| Jan 26, 2026 | 2.93 | 2.77 | +5.8% |
| Oct 27, 2025 | 2.87 | 2.74 | +4.7% |
| Jul 28, 2025 | 2.90 | 2.45 | +18.4% |
| Apr 25, 2025 | 2.57 | 2.15 | +19.5% |
| Jan 27, 2025 | 2.36 | 2.24 | +5.4% |
| Oct 28, 2024 | 2.35 | 2.29 | +2.6% |
| Jul 22, 2024 | 2.42 | 2.00 | +21.0% |
3.3%of the share price, paid each year
On $1,000 invested$33a year at today's yield, before tax
+5.3%2020 to 2025
Raised2 yearsin a row, in our data
Paid per share, each year
$3.76 in 2015 → $5.53 in 2025
How safe it looks
49.9% of its profit
Room to growStretchedMore than it earns: 46.8%
News
Six Flags adding seat belts to roller coasters following Georgia park deathSeeking Alpha · Oct 24, 2026Taiwan plans $4 bln Texas park to support Nvidia’s AI supply chain - BloombergYahoo Finance · Oct 16, 2026Latest News In Cloud AI - Park Place Expands Microsoft Cloud Services to North AmericaYahoo Finance · Oct 13, 2026Why Park Aerospace Stock Is Plunging TodayYahoo Finance · Oct 9, 2026She pays $96 a month to live in Yellowstone National Park: 'Being here has changed my life'CNBC · Sep 19, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
5/7Passes 5 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
64Pass
Benjamin Graham
62Pass
Philip Fisher
72Pass
Peter Lynch
37No pass
Joel Greenblatt
13No pass
Charlie Munger
65Pass
Terry Smith
60Pass
Questions about Park National
Is Park National a good stock to buy?
A strong, very profitable business at a fair price. 5 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Park National AI analysis
What does Park National do?
Park National Corporation operates as the bank holding company for Park National Bank that provides commercial banking and trust services in small and medium population areas in the United States. It is in Banks - Regional, based in Newark, OH, United States, with 1,589 employees.
Does Park National pay a dividend?
Yes. At today's price the dividend is 3.3% a year, about 50% of its yearly profit. In 2025 it paid out $89.9 million in dividends.
Is Park National stock halal?
No. Park National does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Park National stock done over the past year?
Up 13.4% over the past twelve months, to $176.51. It traded between $149.73 and $212.56 and is 17.0% below its high.
Who are Park National's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Park National's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.