profit from every $100 of sales.
$0$100
Prudential Financial
$123.55+0.93% today
+14.6% in 1 year
1-year low $92.001-year high $126.63
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2020 to 2025.
0%20% a year
You pay $11.85 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Prudential Financial sold, what it kept, and what it did with the cash.
Sales went from $57.0 billion in 2022 to $61.0 billion in 2025, with $3.58 billion of profit last year.
SalesProfit
Prudential Financial handed back 47% of the cash it generated last year.
Buybacks $1.0B$1.9B
Free cash flow 2025$6.3B
Bought back its own shares$1.0B
Paid as dividends$1.9B
Cash vs. debt$19.7B vs. $23.0B
Prudential Financial vs. similar companies
Prudential Financial grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Prudential Financial | 11.9× · Cheap | ||
 China Life Insurance | 6.4× · Cheap | ||
 Ping An Insurance (Group) Company of China | 7.2× · Cheap | ||
 AIA Group | 16.4× · Fair price | ||
 Manulife Financial | 18.0× · Fair price |
Compare Prudential Financial with MetLife · Reinsurance Group of America
AI analysis
An AI analyst reads Prudential Financial's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 57,033 | 71,247 | 56,986 | 54,265 | 70,675 | 60,967 | |
| – | – | – | – | – | – | |
| – | – | – | – | – | – | |
| 1,694 | 12,519 | -178 | – | 5,622 | – | |
| -374 | 8,868 | -1,647 | 2,488 | 2,727 | 3,576 | |
| -1.00 | 22.40 | -4.49 | 6.74 | 7.50 | 9.99 | |
| – | – | – | – | – | – | |
| – | – | – | – | – | – | |
| -0.7% | 12.4% | -2.9% | 4.6% | 3.9% | 5.9% |
Balance sheet
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Total assets | 940,722 | 937,582 | 689,029 | 721,212 | 735,587 | 773,740 |
| Cash | 13,701 | 12,888 | 17,251 | 19,419 | 18,497 | 19,712 |
| Total debt | – | – | 21,057 | 20,874 | 21,570 | 22,958 |
| Total liabilities | 872,512 | 874,974 | 657,110 | 691,336 | 705,461 | 738,159 |
| 67,425 | 61,876 | 30,593 | 27,820 | 27,872 | 32,438 | |
| 396 | 390 | 375 | 365 | 359 | 354 | |
| 1.4% | 15.7% | -0.5% | 7.8% | 8.4% | – | |
| -0.6% | 14.3% | -5.4% | 8.9% | 9.8% | 11.0% |
Cash flow
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 8,368 | 9,812 | 5,158 | 6,510 | 8,502 | 6,271 | |
| – | – | – | – | – | – | |
| – | – | 5,158 | 6,510 | 8,502 | 6,271 | |
| Dividends paid | 1,766 | 1,814 | 1,817 | 1,846 | 1,891 | 1,926 |
| 500 | 2,500 | 1,488 | 1,012 | 1,000 | 1,000 | |
| 226 | 268 | 208 | 254 | 314 | 257 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 11.9×
- 9.2×
- –
- 1.3×
- 0.7×
- 8.4%
- 5.4%
Profitability
- 5.9%
- 0.5%
- 4.4%
- 10.9%
- 0.5%
Growth
- +1.3%
- –
- +4.2%
- −1.9%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 16%of 754
Bottom 23%of 605
Top 39%of 883
Bottom 24%of 880
Top 14%of 929
What analysts expect
- Average price target
- $103.38
- Range
- $87.00 – $120.00
- 7 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 5, 2026 | 3.61 | 3.09 | +16.8% |
| Feb 3, 2026 | 3.30 | 3.37 | −2.1% |
| Oct 29, 2025 | 4.26 | 3.72 | +14.5% |
| Jul 30, 2025 | 3.58 | 3.22 | +11.2% |
| Apr 30, 2025 | 3.29 | 3.18 | +3.5% |
| Feb 4, 2025 | 2.96 | 3.36 | −11.9% |
| Oct 30, 2024 | 3.48 | 3.47 | +0.3% |
| Aug 1, 2024 | 3.39 | 3.45 | −1.7% |
5.4%of the share price, paid each year
On $1,000 invested$54a year at today's yield, before tax
+4.2%2020 to 2025
Raised10 yearsin a row, in our data
Paid per share, each year
$2.44 in 2015 → $5.40 in 2025
How safe it looks
53.9% of its profit
Room to growStretchedMore than it earns: 30.7%
News
Prudential Financial estimates $140M hit to Q3 earnings from JapanSeeking Alpha · Oct 16, 2026Quant snapshot: Okta and Citi Trends lead top-rated names, as Banco BBVA Argentina and Prudential lagSeeking Alpha · Aug 24, 2026Prudential's PGIM enters $3B forward-flow pact with GreenSkySeeking Alpha · Aug 20, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
55No pass
Benjamin Graham
69Pass
Philip Fisher
44No pass
Peter Lynch
37No pass
Joel Greenblatt
19No pass
Charlie Munger
43No pass
Terry Smith
43No pass
Questions about Prudential Financial
Is Prudential Financial a good stock to buy?
A business with weak numbers, and the price looks low. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Prudential Financial AI analysis
What does Prudential Financial do?
Prudential Financial, Inc., together with its subsidiaries, provides financial products and services in the United States, Japan and internationally. It operates through PGIM, Retirement Strategies, Group Insurance, Individual Life, and International Businesses segments. It is in Insurance - Life, based in Newark, NJ, United States, with 36,607 employees.
Does Prudential Financial pay a dividend?
Yes. At today's price the dividend is 5.4% a year, about 54% of its yearly profit. In 2025 it paid out $1.93 billion in dividends.
Is Prudential Financial stock halal?
No. Prudential Financial does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
How has Prudential Financial stock done over the past year?
Up 14.6% over the past twelve months, to $123.55. It traded between $92.00 and $126.63 and is 2.4% below its high.
Who are Prudential Financial's competitors?
The largest listed companies in the same industry are China Life Insurance, Ping An Insurance (Group) Company of China, AIA Group and Manulife Financial. The peers table on this page compares their profit, growth and price with Prudential Financial's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.