profit from every €100 of sales.
€0€100
Permanent TSB Group Holdings
€2.86-0.17% today
-5.6% in 1 year
1-year low €2.651-year high €3.26
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay €13.67 for every €1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Permanent TSB Group Holdings sold, what it kept, and what it did with the cash.
Sales went from €413 million in 2022 to €655 million in 2025, with €114 million of profit last year.
SalesProfit
Permanent TSB Group Holdings vs. similar companies
Permanent TSB Group Holdings grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from €100 of sales | Sales growth a year | Price per €1 of profit |
|---|---|---|---|
| Permanent TSB Group Holdings | 13.7× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Permanent TSB Group Holdings's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 413 | 666 | 670 | 655 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 223 | 68 | 162 | 114 | |
| 0.45 | 0.05 | 0.22 | – | |
| – | – | – | – | |
| – | – | – | – | |
| 54.0% | 10.2% | 24.2% | 17.4% |
Balance sheet
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 25,933 | 27,755 | 28,932 | 30,465 |
| Cash | 1,813 | 1,945 | 2,115 | 1,661 |
| Total debt | 948 | 1,804 | 2,023 | 2,102 |
| Total liabilities | 23,535 | 25,336 | 26,400 | 27,984 |
| 2,398 | 2,419 | 2,532 | 2,481 | |
| 468 | 546 | – | – | |
| – | – | – | – | |
| 9.3% | 2.8% | 6.4% | 4.6% |
Cash flow
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 3,358 | 1,773 | 1,282 | 633 | |
| 61 | 61 | 41 | 40 | |
| 3,297 | 1,712 | 1,241 | 593 | |
| Dividends paid | – | – | – | – |
| – | 0 | 2 | 0 | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 13.7×
- –
- –
- 0.6×
- 2.4×
- 7.3%
- –
Profitability
- 17.4%
- –
- –
- –
- –
Growth
- +16.6%
- –
- –
- +9.5%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 50%of 883
Top 32%of 880
Top 5%of 929
News
Noodles & Company tightens 2026 outlook to $35M-$37M adjusted EBITDA as ramen becomes a permanent menu categorySeeking Alpha · Nov 13, 2026Ridenow anticipates $10m run-rate permanent savings exiting 2027 as Clear price pressures Q3 resultsSeeking Alpha · Nov 10, 2026FDA names acting heads of drug and vaccine units to permanent rolesSeeking Alpha · Sep 9, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about Permanent TSB Group Holdings
Is Permanent TSB Group Holdings a good stock to buy?
A solid business, and the price looks low. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Permanent TSB Group Holdings AI analysis
What does Permanent TSB Group Holdings do?
Permanent TSB Group Holdings plc operates in the retail, and small and medium sized enterprises (SME) banking sectors in the Republic of Ireland. The company offers transactional banking, lending, saving, and deposit taking services. It is in Banks - Regional, based in Dublin, Ireland, with 3,223 employees.
Is Permanent TSB Group Holdings stock halal?
No. Permanent TSB Group Holdings does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Permanent TSB Group Holdings stock done over the past year?
Down 5.6% over the past twelve months, to €2.86. It traded between €2.65 and €3.26 and is 12.3% below its high.
Who are Permanent TSB Group Holdings's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Permanent TSB Group Holdings's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.