profit from every $100 of sales.
$0$100
QCR Holdings
$102.99-0.26% today
+33.1% in 1 year
1-year low $75.591-year high $106.59
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $13.19 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What QCR Holdings sold, what it kept, and what it did with the cash.
Sales went from $304 million in 2022 to $360 million in 2025, with $127 million of profit last year.
SalesProfit
QCR Holdings handed back 7% of the cash it generated last year.
Buybacks $22M
Free cash flow 2025$354M
Bought back its own shares$22M
Paid as dividends$4M
Cash vs. debt$203M vs. $636M
QCR Holdings vs. similar companies
QCR Holdings grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| QCR Holdings | 13.2× · Cheap | ||
 China Merchants Bank | 7.8× · Cheap | ||
 DBS Group Holdings | 18.3× · Fair price | ||
 UniCredit | 11.6× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads QCR Holdings's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 304 | 343 | 338 | 360 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 99 | 114 | 114 | 127 | |
| 5.87 | 6.73 | 6.71 | 7.49 | |
| – | – | – | – | |
| – | – | – | – | |
| 32.6% | 33.1% | 33.7% | 35.3% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 7,949 | 8,539 | 9,026 | 9,575 |
| Cash | 127 | 202 | 235 | 203 |
| Total debt | 696 | 717 | 568 | 636 |
| Total liabilities | 7,176 | 7,652 | 8,029 | 8,463 |
| 773 | 887 | 997 | 1,112 | |
| 17 | 17 | 17 | 17 | |
| – | – | – | – | |
| 12.8% | 12.8% | 11.4% | 11.4% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 119 | 376 | 445 | 422 | |
| 33 | 15 | 44 | 67 | |
| 85 | 361 | 400 | 354 | |
| Dividends paid | 4 | 4 | 4 | 4 |
| 53 | 9 | 0 | 22 | |
| 2 | 3 | 3 | 3 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 13.2×
- 12.6×
- 1.56
- 1.3×
- 4.7×
- 7.6%
- 0.3%
Profitability
- 35.3%
- 59.6%
- 7.9%
- 12.3%
- 1.4%
Growth
- +5.8%
- +8.5%
- +0.0%
- +1.6%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 1%of 843
Top 46%of 729
Top 46%of 864
Bottom 39%of 863
Top 10%of 923
What analysts expect
- Average price target
- $103.00
- Range
- $99.00 – $107.00
- 2 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 22, 2026 | 1.99 | 1.78 | +11.8% |
| Jan 27, 2026 | 2.21 | 1.96 | +12.8% |
| Oct 22, 2025 | 2.17 | 1.73 | +25.4% |
| Jul 23, 2025 | 1.73 | 1.63 | +6.1% |
| Apr 22, 2025 | 1.53 | 1.52 | +0.7% |
| Jan 22, 2025 | 1.93 | 1.74 | +10.9% |
| Oct 23, 2024 | 1.78 | 1.52 | +17.1% |
| Jul 24, 2024 | 1.73 | 1.41 | +22.7% |
0.3%of the share price, paid each year
On $1,000 invested$3a year at today's yield, before tax
+0.0%2020 to 2025
Raised–not every year
Paid per share, each year
$0.08 in 2015 → $0.24 in 2025
How safe it looks
3.2% of its profit
Room to growStretchedMore than it earns: 1.1%
News
Stock Market Today, Nov. 9: Grab Holdings Jumps on Record Adjusted EBITDA and Q3 Revenue BeatYahoo Finance · Nov 9, 2026DHT Holdings Q3 2026 Earnings PreviewSeeking Alpha · Nov 8, 2026Why ASML Holdings Fell in OctoberYahoo Finance · Nov 8, 2026Cannae Holdings Q3 2026 Earnings PreviewSeeking Alpha · Nov 8, 2026Why Koppers Holdings Stock Flopped on FridayYahoo Finance · Nov 7, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
6/7Passes 6 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
70Pass
Benjamin Graham
86Pass
Philip Fisher
66Pass
Peter Lynch
53No pass
Joel Greenblatt
85Pass
Charlie Munger
69Pass
Terry Smith
69Pass
Questions about QCR Holdings
Is QCR Holdings a good stock to buy?
A strong, very profitable business, and the price looks low. 6 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the QCR Holdings AI analysis
What does QCR Holdings do?
QCR Holdings, Inc., a multi-bank holding company, provides commercial and consumer banking, and trust and asset management services. Its deposit products include noninterest-bearing demand, interest-bearing demand, time, and brokered deposits. It is in Banks - Regional.
Does QCR Holdings pay a dividend?
Yes. At today's price the dividend is 0.3% a year, about 3% of its yearly profit. In 2025 it paid out $4.06 million in dividends.
Is QCR Holdings stock halal?
No. QCR Holdings does not pass our halal screen: its main business, banking, is not permitted. How we check
How has QCR Holdings stock done over the past year?
Up 33.1% over the past twelve months, to $102.99. It traded between $75.59 and $106.59 and is 3.4% below its high.
Who are QCR Holdings's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with QCR Holdings's.
Prices: daily closes to Nov 10, 2026. Fundamentals: company reports via invest-like data.