profit from every $100 of sales.
$0$100
Q2 Holdings
$74.14-1.58% today
+1.0% in 1 year
1-year low $42.091-year high $75.62
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2020 to 2025.
0%20% a year
You pay $88.07 for every $1 of profit it makes in a year.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What Q2 Holdings sold, what it kept, and what it did with the cash.
Sales went from $566 million in 2022 to $795 million in 2025, with $52.0 million of profit last year.
SalesProfit
Q2 Holdings handed back 3% of the cash it generated last year.
Buybacks $5M
Free cash flow 2025$173M
Bought back its own shares$5M
Paid as dividends–
Cash vs. debt$368M vs. $347M
Q2 Holdings vs. similar companies
Q2 Holdings grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Q2 Holdings | 88.1× · Very expensive | ||
 SAP | 34.0× · Expensive | ||
 Quhuo | No profit yet | ||
 Shopify | 156.0× · Very expensive | ||
 Salesforce | 24.1× · Fair price |
AI analysis
An AI analyst reads Q2 Holdings's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 403 | 499 | 566 | 625 | 696 | 795 | |
| 175 | 225 | 256 | 303 | 354 | 430 | |
| – | – | -90 | -75 | -35 | 44 | |
| -48 | -23 | -38 | 16 | 43 | 114 | |
| -138 | -113 | -109 | -65 | -39 | 52 | |
| -2.65 | -2.00 | -1.90 | -1.12 | -0.64 | 0.80 | |
| 43.4% | 45.1% | 45.3% | 48.5% | 50.9% | 54.1% | |
| – | – | -16.0% | -12.0% | -5.0% | 5.5% | |
| -34.2% | -22.6% | -19.3% | -10.5% | -5.5% | 6.5% |
Balance sheet
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Total assets | 1,417 | 1,385 | 1,350 | 1,201 | 1,295 | 1,276 |
| Cash | 408 | 323 | 200 | 230 | 359 | 368 |
| Total debt | – | – | 733 | 549 | 543 | 347 |
| Total liabilities | 773 | 815 | 931 | 753 | 777 | 614 |
| 643 | 570 | 419 | 448 | 518 | 662 | |
| 52 | 56 | 57 | 58 | 60 | 65 | |
| -12.3% | -10.8% | -6.8% | -4.4% | -1.9% | 4.7% | |
| -21.4% | -19.8% | -26.0% | -14.6% | -7.4% | 7.9% |
Cash flow
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| -3 | 31 | 37 | 70 | 136 | 201 | |
| – | – | 30 | 31 | 29 | 28 | |
| – | – | 7 | 40 | 107 | 173 | |
| Dividends paid | – | – | – | – | – | – |
| – | – | – | 0 | 0 | 5 | |
| 51 | 56 | 65 | 79 | 89 | 87 |
Valuation
- 88.1×
- 26.6×
- –
- 4.6×
- 5.8×
- 26.4×
- 40.2×
- 3.8%
- 1.1%
- 0.0%
Profitability
- 54.1%
- 5.5%
- 6.5%
- 15.3%
- 6.3%
- -4.8%
- 11.9%
- 5.9%
- 9.8%
- 19.3%
Growth
- +14.6%
- –
- +50.8%
- –
- +2.5%
Financial health
- 0.0×
- 0.56
- 27.6%
- 13.2×
- 0.93
- 0.93
- 0.66
How it ranks in Technology
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 48%of 974
Bottom 40%of 975
Bottom 18%of 729
Top 36%of 982
Top 31%of 985
What analysts expect
- Average price target
- $76.00
- Range
- $63.00 – $90.00
- 8 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 29, 2026 | 0.63 | 0.71 | −11.3% |
| Feb 11, 2026 | 0.61 | 0.59 | +3.4% |
| Nov 5, 2025 | 0.57 | 0.55 | +3.6% |
| Jul 30, 2025 | 0.50 | 0.51 | −2.0% |
| May 7, 2025 | 0.54 | 0.48 | +12.5% |
| Feb 12, 2025 | 0.48 | 0.48 | +0.0% |
| Nov 6, 2024 | 0.28 | 0.37 | −24.3% |
| Jul 31, 2024 | 0.26 | 0.34 | −23.5% |
News
Stock Market Today, Nov. 9: Grab Holdings Jumps on Record Adjusted EBITDA and Q3 Revenue BeatYahoo Finance · Nov 9, 2026DHT Holdings Q3 2026 Earnings PreviewSeeking Alpha · Nov 8, 2026Why ASML Holdings Fell in OctoberYahoo Finance · Nov 8, 2026Cannae Holdings Q3 2026 Earnings PreviewSeeking Alpha · Nov 8, 2026Why Koppers Holdings Stock Flopped on FridayYahoo Finance · Nov 7, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
44No pass
Benjamin Graham
15No pass
Philip Fisher
37No pass
Peter Lynch
61Pass
Joel Greenblatt
3No pass
Charlie Munger
24No pass
Terry Smith
29No pass
Questions about Q2 Holdings
Is Q2 Holdings a good stock to buy?
A business with weak numbers, priced as if everything goes right. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Q2 Holdings AI analysis
What does Q2 Holdings do?
Q2 Holdings, Inc. provides cloud-based digital banking solutions to regional and community financial institutions (RCFIs) in the United States. It is in Software - Application, based in Austin, TX, United States, with 2,548 employees.
Does Q2 Holdings pay a dividend?
No. Q2 Holdings does not pay a dividend at the moment; in 2025 it returned $5.00 million to shareholders by buying back its own shares.
Is Q2 Holdings stock halal?
Yes. Q2 Holdings passes our halal screen: its business is permitted and its debt is 8% of its market value, under the 30% limit. How we check
How has Q2 Holdings stock done over the past year?
Up 1.0% over the past twelve months, to $74.14. It traded between $42.09 and $75.62, close to its high.
Who are Q2 Holdings's competitors?
The largest listed companies in the same industry are SAP, Quhuo, Shopify and Salesforce. The peers table on this page compares their profit, growth and price with Q2 Holdings's.
Prices: daily closes to Nov 11, 2026. Fundamentals: company reports via invest-like data.