profit from every €100 of sales.
€0€100
Raiffeisen Bank International
€62.60-0.95% today
+66.0% since Dec 21, 25
1-year low €36.141-year high €66.50
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay €15.00 for every €1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Raiffeisen Bank International sold, what it kept, and what it did with the cash.
Sales went from €9.61 billion in 2022 to €9.15 billion in 2025, with €1.37 billion of profit last year.
SalesProfit
Raiffeisen Bank International handed back 9% of the cash it generated last year.
€609M
Free cash flow 2025€8.5B
Bought back its own shares€174M
Paid as dividends€609M
Cash vs. debt€43.8B vs. €22.1B
Raiffeisen Bank International vs. similar companies
Raiffeisen Bank International grows the slowest of these 5 and is priced in the middle for its profits.
| Company | Profit from €100 of sales | Sales growth a year | Price per €1 of profit |
|---|---|---|---|
| Raiffeisen Bank International | 15.0× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Raiffeisen Bank International's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 9,608 | 8,821 | 8,886 | 9,149 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 3,627 | 2,386 | 1,157 | 1,371 | |
| 10.76 | 6.93 | 3.19 | 3.82 | |
| – | – | – | – | |
| – | – | – | – | |
| 37.7% | 27.0% | 13.0% | 15.0% |
Balance sheet
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 207,057 | 198,241 | 199,851 | 210,265 |
| Cash | 62,501 | 51,099 | 48,659 | 43,776 |
| Total debt | 15,399 | 18,818 | 22,068 | 22,109 |
| Total liabilities | 188,292 | 178,390 | 179,510 | 187,801 |
| 17,638 | 18,620 | 19,081 | 21,078 | |
| 329 | 328 | 328 | 328 | |
| – | – | – | – | |
| 20.6% | 12.8% | 6.1% | 6.5% |
Cash flow
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 20,969 | -1,967 | -643 | 9,071 | |
| 484 | 592 | 497 | 547 | |
| 20,485 | -2,559 | -1,140 | 8,524 | |
| Dividends paid | 119 | 429 | 605 | 609 |
| 14 | 2 | 472 | 174 | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 15.0×
- –
- –
- 0.8×
- 2.2×
- 6.7%
- 3.0%
Profitability
- 15.0%
- –
- –
- –
- –
Growth
- −1.6%
- −29.2%
- –
- −0.1%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 45%of 883
Bottom 18%of 880
Top 4%of 929
3.0%of the share price, paid each year
On $1,000 invested$30a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
44.4% of its profit
Room to growStretchedMore than it earns: 7.1%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about Raiffeisen Bank International
Is Raiffeisen Bank International a good stock to buy?
A solid business, and the price looks low. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Raiffeisen Bank International AI analysis
What does Raiffeisen Bank International do?
Raiffeisen Bank International AG, together with its subsidiaries, offers banking services to corporate, retail, and institutional customers. It is in Banks - Regional, based in Vienna, Austria, with 42,154 employees.
Does Raiffeisen Bank International pay a dividend?
Yes. At today's price the dividend is 3.0% a year, about 44% of its yearly profit. In 2025 it paid out €609 million in dividends.
Is Raiffeisen Bank International stock halal?
No. Raiffeisen Bank International does not pass our halal screen: its main business, banking, is not permitted. How we check
Who are Raiffeisen Bank International's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Raiffeisen Bank International's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.