profit from every ₹100 of sales.
₹0₹100
RBL Bank
₹385.55-0.63% today
+28.4% in 1 year
1-year low ₹288.501-year high ₹427.00
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2023 to 2026.
0%20% a year
You pay ₹68.11 for every ₹1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What RBL Bank sold, what it kept, and what it did with the cash.
Sales went from ₹74.4 billion in 2023 to ₹105 billion in 2026, with ₹8.79 billion of profit last year.
SalesProfit
RBL Bank handed back 1% of the cash it generated last year.
₹613M
Free cash flow 2026₹73.4B
Bought back its own shares–
Paid as dividends₹613M
Cash vs. debt₹230.7B vs. ₹168.0B
RBL Bank vs. similar companies
RBL Bank grows in the middle of these 5 and is the most expensive for its profits.
| Company | Profit from ₹100 of sales | Sales growth a year | Price per ₹1 of profit |
|---|---|---|---|
| RBL Bank | 68.1× · Very expensive | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads RBL Bank's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| 74,378 | 91,037 | 102,433 | 104,893 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 9,195 | 12,599 | 7,171 | 8,791 | |
| 15.27 | 20.54 | 11.76 | 14.09 | |
| – | – | – | – | |
| – | – | – | – | |
| 12.4% | 13.8% | 7.0% | 8.4% |
Balance sheet
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| Total assets | 1,158,057 | 1,384,539 | 1,467,721 | 1,807,469 |
| Cash | 85,272 | 144,234 | 125,664 | 230,659 |
| Total debt | 119,865 | 149,073 | 145,152 | 167,964 |
| Total liabilities | 1,022,801 | 1,236,165 | 1,311,026 | 1,640,227 |
| 135,257 | 148,374 | 156,695 | 167,242 | |
| 602 | 613 | 610 | 624 | |
| – | – | – | – | |
| 6.8% | 8.5% | 4.6% | 5.3% |
Cash flow
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| -110,312 | 49,550 | -8,286 | 75,782 | |
| 2,443 | 2,036 | 2,883 | 2,346 | |
| -112,756 | 47,513 | -11,169 | 73,436 | |
| Dividends paid | – | 900 | 910 | 613 |
| – | – | – | – | |
| 668 | 604 | 652 | 628 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 68.1×
- –
- –
- 1.3×
- 5.7×
- 1.5%
- 0.1%
Profitability
- 8.4%
- –
- –
- –
- –
Growth
- +12.1%
- −2.6%
- –
- +1.2%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 6%of 883
Top 41%of 880
Top 17%of 929
0.1%of the share price, paid each year
On $1,000 invested$1a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
7.0% of its profit
Room to growStretchedMore than it earns: 0.8%
News
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Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about RBL Bank
Is RBL Bank a good stock to buy?
A solid business, priced as if everything goes right. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the RBL Bank AI analysis
What does RBL Bank do?
RBL Bank Limited operates as a scheduled commercial bank in India. It operates through Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations segments. It is in Banks - Regional, based in Mumbai, India, with 26,595 employees.
Does RBL Bank pay a dividend?
Yes. At today's price the dividend is 0.1% a year, about 7% of its yearly profit. In 2026 it paid out ₹613 million in dividends.
Is RBL Bank stock halal?
No. RBL Bank does not pass our halal screen: its main business, banking, is not permitted. How we check
How has RBL Bank stock done over the past year?
Up 28.4% over the past twelve months, to ₹385.55. It traded between ₹288.50 and ₹427.00 and is 9.7% below its high.
Who are RBL Bank's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with RBL Bank's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.