profit from every $100 of sales.
$0$100
Ready Capital
$0.82-9.51% today
-69.1% in 1 year
1-year low $0.821-year high $2.78
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2024.
0%20% a year
It has no yearly profit to compare the price with.
CheapExpensive
It holds more cash than debt.
No debt5 years
Money in, money out
What Ready Capital sold, what it kept, and what it did with the cash.
Sales went from $383 million in 2022 to -$23.7 million in 2025, with -$229 million of profit last year.
SalesProfit
Ready Capital handed back 42% of the cash it generated last year.
Buybacks $68M$113M
Free cash flow 2025$432M
Bought back its own shares$68M
Paid as dividends$113M
Cash vs. debt$208M vs. $3.5B
Ready Capital vs. similar companies
How it compares with the largest companies in its industry.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Ready Capital | No profit yet | ||
 Annaly Capital Management | 6.9× · Cheap | ||
 AGNC Investment | 6.3× · Cheap | ||
 Rithm Capital | 7.4× · Cheap | ||
 Starwood Property | 10.3× · Cheap |
AI analysis
An AI analyst reads Ready Capital's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 383 | 398 | 49 | -24 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 194 | 339 | -436 | -229 | |
| 1.66 | 2.22 | -2.63 | -1.44 | |
| – | – | – | – | |
| – | – | – | – | |
| 50.7% | 85.3% | -883.4% | 965.8% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 11,621 | 12,441 | 10,142 | 7,770 |
| Cash | 147 | 139 | 144 | 208 |
| Total debt | 6,680 | 7,244 | 6,035 | 3,524 |
| Total liabilities | 9,731 | 9,803 | 8,206 | 6,127 |
| 1,791 | 2,540 | 1,838 | 1,544 | |
| 117 | 149 | 170 | 167 | |
| – | – | – | – | |
| 10.8% | 13.4% | -23.7% | -14.8% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 359 | 51 | 275 | 432 | |
| – | – | – | – | |
| 359 | 51 | 275 | 432 | |
| Dividends paid | 188 | 215 | 206 | 113 |
| 37 | 18 | 82 | 68 | |
| 7 | 8 | 8 | 6 |
Valuation
- –
- –
- –
- 0.2×
- 2.7×
- 0.5×
- –
- 207.7%
- -329.3%
- 16.0%
Profitability
- -88.4%
- -273.8%
- -883.4%
- -210.5%
- -200.3%
- -0.3%
- -31.4%
- -8.1%
- -8.6%
- 3.6%
Growth
- −64.1%
- –
- −297.3%
- −21.6%
- +24.5%
Financial health
- -1.4×
- 0.54
- 11.5%
- -1.4×
- 0.28
- 0.28
- 0.03
How it ranks in Real Estate
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 1%of 759
What analysts expect
- Average price target
- $2.50
- Range
- $2.50 – $2.50
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 7, 2026 | -0.33 | -0.15 | −117.1% |
| Feb 26, 2026 | -0.09 | -0.11 | +18.2% |
| Nov 6, 2025 | -0.94 | -0.24 | −291.7% |
| Aug 7, 2025 | -0.14 | -0.01 | −1,300.0% |
| May 8, 2025 | -0.09 | 0.12 | −175.0% |
| Mar 3, 2025 | 0.23 | 0.21 | +9.5% |
| Nov 8, 2024 | 0.25 | 0.23 | +8.7% |
| Aug 7, 2024 | 0.07 | 0.26 | −73.1% |
16.0%of the share price, paid each year
On $1,000 invested$160a year at today's yield, before tax
−21.6%2020 to 2025
Raised–not every year
Paid per share, each year
$1.52 in 2015 → $0.39 in 2025
How safe it looks
-14.3% of its profit
Room to growStretchedMore than it earns: 75.0%
News
Intel's CEO Bought $9.7 Million of Stock Right After It Plunged 29%. I'm Not Ready to Follow Him In.Yahoo Finance · Nov 12, 2026There is no one at Nvidia who would be ready to replace Jensen HuangMarketWatch · Nov 9, 2026Wall Street's Biggest Bubble Looks Ready to Burst, and I Don't Mean AI or Quantum ComputingYahoo Finance · Nov 8, 2026Aptiv (APTV) Deepens Its Push Into Production Ready Automated DrivingYahoo Finance · Nov 4, 2026Get ready for the ‘Year of Starlink’ as airlines battle over superfast WiFiMarketWatch · Oct 29, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
0/7Passes 0 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
15No pass
Benjamin Graham
4No pass
Philip Fisher
35No pass
Peter Lynch
29No pass
Joel Greenblatt
7No pass
Charlie Munger
24No pass
Terry Smith
25No pass
Questions about Ready Capital
Is Ready Capital a good stock to buy?
A business with weak numbers that is not profitable yet. 0 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Ready Capital AI analysis
What does Ready Capital do?
Ready Capital Corporation operates as a real estate finance company in the United States. It is in REIT - Mortgage.
Does Ready Capital pay a dividend?
Yes. At today's price the dividend is 16.0% a year. In 2025 it paid out $113 million in dividends.
Is Ready Capital stock halal?
No. Ready Capital does not pass our halal screen: its main business, mortgage lending, is not permitted. How we check
How has Ready Capital stock done over the past year?
Down 69.1% over the past twelve months, to $0.82. It traded between $0.82 and $2.78 and is 70.3% below its high.
Who are Ready Capital's competitors?
The largest listed companies in the same industry are Annaly Capital Management, AGNC Investment, Rithm Capital and Starwood Property. The peers table on this page compares their profit, growth and price with Ready Capital's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.