profit from every $100 of sales.
$0$100
Regions Financial
$28.86+1.23% today
+15.6% in 1 year
1-year low $24.101-year high $32.40
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $11.36 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Regions Financial sold, what it kept, and what it did with the cash.
Sales went from $7.17 billion in 2022 to $7.53 billion in 2025, with $2.16 billion of profit last year.
SalesProfit
Regions Financial handed back more cash to shareholders than it generated last year.
Buybacks $1.4B$1.0B
Free cash flow 2025$2.2B
Bought back its own shares$1.4B
Paid as dividends$1.0B
Cash vs. debt$10.9B vs. $4.9B
Regions Financial vs. similar companies
Regions Financial grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Regions Financial | 11.4× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Regions Financial's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 7,165 | 7,576 | 7,083 | 7,526 | |
| – | – | – | – | |
| 56 | 212 | 95 | 53 | |
| 3,545 | 4,420 | 239 | 137 | |
| 2,245 | 2,074 | 1,893 | 2,156 | |
| 2.28 | 2.11 | 1.93 | 2.30 | |
| – | – | – | – | |
| 0.8% | 2.8% | 1.3% | 0.7% | |
| 31.3% | 27.4% | 26.7% | 28.6% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 155,220 | 152,194 | 157,302 | 158,814 |
| Cash | 11,227 | 6,801 | 10,712 | 10,907 |
| Total debt | 2,284 | 2,330 | 6,493 | 4,884 |
| Total liabilities | 139,269 | 134,701 | 139,392 | 139,711 |
| 15,947 | 17,429 | 17,879 | 19,043 | |
| 942 | 938 | 918 | 896 | |
| 13.8% | 16.7% | 0.3% | 0.2% | |
| 14.1% | 11.9% | 10.6% | 11.3% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 3,102 | 2,308 | 1,598 | 2,181 | |
| 288 | 157 | 146 | 30 | |
| 2,814 | 2,151 | 1,452 | 2,151 | |
| Dividends paid | 762 | 885 | 994 | 1,003 |
| 230 | 252 | 848 | 1,417 | |
| – | 61 | 73 | 69 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 11.4×
- 11.0×
- 38.97
- 1.2×
- 3.3×
- 8.8%
- 3.9%
Profitability
- 28.6%
- 1.4%
- 10.3%
- 11.8%
- 1.4%
Growth
- +1.7%
- +0.3%
- +10.7%
- −2.2%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 31%of 754
Bottom 18%of 605
Top 36%of 883
Bottom 25%of 880
Top 29%of 929
What analysts expect
- Average price target
- $30.78
- Range
- $30.00 – $32.00
- 3 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 17, 2026 | 0.62 | 0.61 | +1.6% |
| Jan 16, 2026 | 0.57 | 0.61 | −6.7% |
| Oct 17, 2025 | 0.63 | 0.60 | +5.5% |
| Jul 18, 2025 | 0.60 | 0.56 | +7.3% |
| Apr 17, 2025 | 0.54 | 0.51 | +6.3% |
| Jan 17, 2025 | 0.59 | 0.55 | +7.3% |
| Oct 18, 2024 | 0.49 | 0.53 | −7.5% |
| Jul 19, 2024 | 0.52 | 0.48 | +8.3% |
3.9%of the share price, paid each year
On $1,000 invested$39a year at today's yield, before tax
+10.7%2020 to 2025
Raised10 yearsin a row, in our data
Paid per share, each year
$0.23 in 2015 → $1.03 in 2025
How safe it looks
46.5% of its profit
Room to growStretchedMore than it earns: 46.6%
News
Regions expects Q4 2026 net interest income up 1%-2% as deposit platform conversion targets mid-2027Seeking Alpha · Oct 16, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
59No pass
Benjamin Graham
77Pass
Philip Fisher
57No pass
Peter Lynch
20No pass
Joel Greenblatt
20No pass
Charlie Munger
54No pass
Terry Smith
47No pass
Questions about Regions Financial
Is Regions Financial a good stock to buy?
A strong, very profitable business, and the price looks low. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Regions Financial AI analysis
What does Regions Financial do?
Regions Financial Corporation, a financial holding company, provides banking and bank-related services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. It is in Banks - Regional, based in Birmingham, AL, United States, with 19,910 employees.
Does Regions Financial pay a dividend?
Yes. At today's price the dividend is 3.9% a year, about 47% of its yearly profit. In 2025 it paid out $1.00 billion in dividends.
Is Regions Financial stock halal?
No. Regions Financial does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Regions Financial stock done over the past year?
Up 15.6% over the past twelve months, to $28.86. It traded between $24.10 and $32.40 and is 10.9% below its high.
Who are Regions Financial's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Regions Financial's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.