profit from every $100 of sales.
$0$100
Reinsurance Group of America
$275.15+0.52% today
+44.5% in 1 year
1-year low $184.101-year high $275.15
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2020 to 2025.
0%20% a year
You pay $15.14 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Reinsurance Group of America sold, what it kept, and what it did with the cash.
Sales went from $15.9 billion in 2022 to $23.7 billion in 2025, with $1.18 billion of profit last year.
SalesProfit
Reinsurance Group of America handed back 10% of the cash it generated last year.
Buybacks $174M$240M
Free cash flow 2025$4.1B
Bought back its own shares$174M
Paid as dividends$240M
Cash vs. debt$4.2B vs. $5.7B
Reinsurance Group of America vs. similar companies
Reinsurance Group of America grows in the middle of these 5 and is the most expensive for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Reinsurance Group of America | 15.1× · Fair price | ||
 Swiss Re | 11.4× · Cheap | ||
 Hannover Rück | 13.7× · Cheap | ||
 Everest Re Group | 9.9× · Cheap | ||
 RenaissanceRe Holdings | 5.3× · Cheap |
Compare Reinsurance Group of America with MetLife · Prudential Financial
AI analysis
An AI analyst reads Reinsurance Group of America's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 14,596 | 16,667 | 15,880 | 18,396 | 22,047 | 23,683 | |
| – | – | – | – | – | – | |
| – | – | – | – | – | – | |
| 772 | 1,567 | 947 | 1,458 | 1,330 | 1,949 | |
| 415 | 1,170 | 517 | 902 | 717 | 1,182 | |
| 6.31 | 17.13 | 7.64 | 13.44 | 10.73 | 17.69 | |
| – | – | – | – | – | – | |
| – | – | – | – | – | – | |
| 2.8% | 7.0% | 3.3% | 4.9% | 3.3% | 5.0% |
Balance sheet
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Total assets | 84,656 | 92,941 | 84,904 | 97,623 | 118,675 | 156,590 |
| Cash | 2,948 | 2,927 | 2,927 | 2,970 | 3,326 | 4,168 |
| Total debt | 3,573 | 3,667 | 3,961 | 4,427 | 5,042 | 5,710 |
| Total liabilities | 70,304 | 79,161 | 77,733 | 88,452 | 107,769 | 143,039 |
| 14,352 | 8,180 | 7,081 | 9,081 | 10,816 | 13,461 | |
| 66 | 68 | 68 | 67 | 67 | 67 | |
| 3.2% | 10.2% | 6.5% | 8.3% | 6.4% | 7.9% | |
| 2.9% | 14.3% | 7.3% | 9.9% | 6.6% | 8.8% |
Cash flow
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 3,322 | 4,182 | 1,343 | 4,044 | 9,370 | 4,091 | |
| 28 | 19 | 25 | – | – | – | |
| 3,294 | 4,163 | 1,343 | 4,044 | 9,370 | 4,091 | |
| Dividends paid | 182 | 194 | 205 | 219 | 229 | 240 |
| 163 | 99 | 81 | 227 | 27 | 174 | |
| -12 | 55 | 45 | 46 | 60 | 42 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 15.1×
- 10.5×
- 0.66
- 1.0×
- 0.8×
- 6.6%
- 1.8%
Profitability
- 5.0%
- 0.8%
- 5.8%
- 9.5%
- 0.7%
Growth
- +10.2%
- +22.9%
- +5.4%
- −0.6%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 20%of 754
Bottom 22%of 605
Bottom 44%of 883
Top 48%of 880
Top 8%of 929
What analysts expect
- Average price target
- $234.80
- Range
- $208.00 – $263.00
- 3 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 7, 2026 | 6.97 | 6.03 | +15.6% |
| Feb 5, 2026 | 7.75 | 5.78 | +34.1% |
| Oct 30, 2025 | 6.37 | 5.76 | +10.6% |
| Jul 31, 2025 | 4.72 | 5.58 | −15.4% |
| May 1, 2025 | 5.66 | 5.31 | +6.6% |
| Feb 6, 2025 | 4.99 | 5.24 | −4.8% |
| Oct 31, 2024 | 6.13 | 5.31 | +15.4% |
| Aug 1, 2024 | 5.48 | 5.08 | +7.9% |
1.8%of the share price, paid each year
On $1,000 invested$18a year at today's yield, before tax
+5.4%2020 to 2025
Raised10 yearsin a row, in our data
Paid per share, each year
$1.40 in 2015 → $3.64 in 2025
How safe it looks
20.3% of its profit
Room to growStretchedMore than it earns: 5.9%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
2/7Passes 2 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
55No pass
Benjamin Graham
70Pass
Philip Fisher
57No pass
Peter Lynch
74Pass
Joel Greenblatt
40No pass
Charlie Munger
35No pass
Terry Smith
31No pass
Questions about Reinsurance Group of America
Is Reinsurance Group of America a good stock to buy?
A business with weak numbers at a fair price. 2 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Reinsurance Group of America AI analysis
What does Reinsurance Group of America do?
Reinsurance Group of America, Incorporated engages in reinsurance business. It is in Insurance - Reinsurance, based in Chesterfield, MO, United States, with 4,300 employees.
Does Reinsurance Group of America pay a dividend?
Yes. At today's price the dividend is 1.8% a year, about 20% of its yearly profit. In 2025 it paid out $240 million in dividends.
Is Reinsurance Group of America stock halal?
No. Reinsurance Group of America does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
How has Reinsurance Group of America stock done over the past year?
Up 44.5% over the past twelve months, to $275.15. It traded between $184.10 and $275.15, close to its high.
Who are Reinsurance Group of America's competitors?
The largest listed companies in the same industry are Swiss Re, Hannover Rück, Everest Re Group and RenaissanceRe Holdings. The peers table on this page compares their profit, growth and price with Reinsurance Group of America's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.