profit from every $100 of sales.
$0$100
Regional Management
$35.67+2.68% today
-7.6% in 1 year
1-year low $30.231-year high $43.50
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $7.19 for every $1 of profit it makes in a year.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What Regional Management sold, what it kept, and what it did with the cash.
Sales went from $473 million in 2022 to $561 million in 2025, with $44.4 million of profit last year.
SalesProfit
Regional Management handed back 12% of the cash it generated last year.
Buybacks $24M$11M
Free cash flow 2025$292M
Bought back its own shares$24M
Paid as dividends$11M
Cash vs. debt$4M vs. $1.7B
Regional Management vs. similar companies
Regional Management grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Regional Management | 7.2× · Cheap | ||
 Sunbelt Rentals Holdings | 22.3× · Fair price | ||
 Global Payments | 17.4× · Fair price | ||
 Synchrony Financial | 6.3× · Cheap | ||
 SoFi Technologies | 41.6× · Expensive |
AI analysis
An AI analyst reads Regional Management's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 473 | 484 | 514 | 561 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 51 | 16 | 41 | 44 | |
| 5.30 | 1.66 | 4.14 | 4.45 | |
| – | – | – | – | |
| – | – | – | – | |
| 10.8% | 3.3% | 8.0% | 7.9% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 1,725 | 1,795 | 1,909 | 2,104 |
| Cash | 4 | 5 | 4 | 4 |
| Total debt | 1,383 | 1,432 | 1,513 | 1,688 |
| Total liabilities | 1,416 | 1,472 | 1,552 | 1,731 |
| 309 | 322 | 357 | 373 | |
| 10 | 10 | 10 | 10 | |
| – | – | – | – | |
| 16.6% | 5.0% | 11.5% | 11.9% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 224 | 249 | 269 | 309 | |
| 11 | 12 | 17 | 17 | |
| 213 | 237 | 252 | 292 | |
| Dividends paid | 11 | 12 | 12 | 11 |
| 21 | 0 | 4 | 24 | |
| 11 | 12 | 11 | 12 |
Valuation
- 7.2×
- 6.4×
- –
- 0.8×
- 0.6×
- 1.1×
- –
- 91.5%
- 13.9%
- 3.6%
Profitability
- 63.7%
- 16.5%
- 7.9%
- 17.7%
- 4.0%
- 2.9%
- 13.2%
- 2.4%
- 5.3%
- –
Growth
- +5.8%
- −5.7%
- +10.7%
- +43.1%
- −0.3%
Financial health
- 13.3×
- 4.42
- 80.1%
- 1.2×
- –
- –
- 0.32
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 46%of 754
Bottom 36%of 605
Top 16%of 883
Bottom 38%of 880
Top 1%of 929
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 29, 2026 | 1.18 | 0.98 | +21.0% |
| Feb 4, 2026 | 1.30 | 1.28 | +1.6% |
| Nov 5, 2025 | 1.42 | 1.46 | −2.7% |
| Jul 30, 2025 | 1.03 | 0.72 | +43.1% |
| Apr 30, 2025 | 0.70 | 0.67 | +4.5% |
| Feb 5, 2025 | 0.98 | 0.88 | +11.4% |
| Nov 6, 2024 | 1.18 | 1.05 | +12.4% |
| Jul 31, 2024 | 0.86 | 0.57 | +50.9% |
3.6%of the share price, paid each year
On $1,000 invested$36a year at today's yield, before tax
+43.1%2020 to 2025
Raised–not every year
Paid per share, each year
$0.20 in 2020 → $1.20 in 2025
How safe it looks
25.9% of its profit
Room to growStretchedMore than it earns: 3.9%
News
Here's why South Korea wants more control over future regional warsCNBC · Sep 24, 2026archTIS secures US regional bank contract as Spirion gains commercial tractionYahoo Finance · Sep 17, 2026Stan Kroenke agrees to buy MLB's Angels, valuing team and regional network at $4 billionCNBC · Sep 1, 2026Asian markets trade mixed after Wall Street dip; oil tops $86 and August PMIs signal divergent regional growthSeeking Alpha · Aug 21, 2026Somali pirate menace returns as U.S.-Iran war stokes regional chaos and saps enforcement resourcesCNBC · Aug 20, 2026The newest story we have is from Sep 24, 2026.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
40No pass
Benjamin Graham
67Pass
Philip Fisher
45No pass
Peter Lynch
13No pass
Joel Greenblatt
31No pass
Charlie Munger
34No pass
Terry Smith
33No pass
Questions about Regional Management
Is Regional Management a good stock to buy?
A business with weak numbers, and the price looks low. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Regional Management AI analysis
What does Regional Management do?
Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It is in Financial - Credit Services.
Does Regional Management pay a dividend?
Yes. At today's price the dividend is 3.6% a year, about 26% of its yearly profit. In 2025 it paid out $11.5 million in dividends.
Is Regional Management stock halal?
No. Regional Management does not pass our halal screen: its main business, lending at interest, is not permitted. How we check
How has Regional Management stock done over the past year?
Down 7.6% over the past twelve months, to $35.67. It traded between $30.23 and $43.50 and is 18.0% below its high.
Who are Regional Management's competitors?
The largest listed companies in the same industry are Sunbelt Rentals Holdings, Global Payments, Synchrony Financial and SoFi Technologies. The peers table on this page compares their profit, growth and price with Regional Management's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.