profit from every $100 of sales.
$0$100
Renasant
$40.23+0.80% today
+15.8% in 1 year
1-year low $33.401-year high $44.30
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $20.01 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Renasant sold, what it kept, and what it did with the cash.
Sales went from $631 million in 2022 to $986 million in 2025, with $181 million of profit last year.
SalesProfit
Renasant handed back 39% of the cash it generated last year.
$79M
Free cash flow 2025$238M
Bought back its own shares$13M
Paid as dividends$79M
Cash vs. debt$1.1B vs. $1.0B
Renasant vs. similar companies
Renasant grows in the middle of these 5 and is the most expensive for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Renasant | 20.0× · Fair price | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Renasant's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 631 | 632 | 662 | 986 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 166 | 145 | 195 | 181 | |
| 2.95 | 2.58 | 3.27 | 2.07 | |
| – | – | – | – | |
| – | – | – | – | |
| 26.3% | 22.9% | 29.5% | 18.4% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 16,988 | 17,361 | 18,035 | 26,751 |
| Cash | 576 | 801 | 1,092 | 1,071 |
| Total debt | 1,128 | 729 | 531 | 1,050 |
| Total liabilities | 14,852 | 15,063 | 15,357 | 22,867 |
| 2,136 | 2,297 | 2,678 | 3,885 | |
| 56 | 56 | 60 | 88 | |
| – | – | – | – | |
| 7.8% | 6.3% | 7.3% | 4.7% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 574 | 149 | 106 | 271 | |
| 15 | 22 | 14 | 34 | |
| 559 | 127 | 93 | 238 | |
| Dividends paid | 50 | 50 | 54 | 79 |
| 0 | 0 | 0 | 13 | |
| 12 | 14 | 14 | 18 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 20.0×
- 10.7×
- –
- 0.9×
- 3.7×
- 5.0%
- 2.3%
Profitability
- 18.4%
- 0.8%
- 5.2%
- 5.9%
- 0.8%
Growth
- +16.1%
- −11.1%
- +0.2%
- +15.9%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 21%of 754
Bottom 42%of 605
Bottom 29%of 883
Top 33%of 880
Top 40%of 929
What analysts expect
- Average price target
- $38.80
- Range
- $32.00 – $41.00
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 28, 2026 | 0.93 | 0.84 | +10.7% |
| Jan 27, 2026 | 0.91 | 0.80 | +13.7% |
| Oct 28, 2025 | 0.77 | 0.67 | +14.4% |
| Jul 22, 2025 | 0.69 | 0.68 | +1.5% |
| Apr 22, 2025 | 0.66 | 0.51 | +29.4% |
| Jan 28, 2025 | 0.73 | 0.57 | +27.6% |
| Oct 22, 2024 | 0.70 | 1.25 | −44.0% |
| Jul 23, 2024 | 0.69 | 0.66 | +4.5% |
2.3%of the share price, paid each year
On $1,000 invested$23a year at today's yield, before tax
+0.2%2020 to 2025
Raised1 yearin a row, in our data
Paid per share, each year
$0.68 in 2015 → $0.89 in 2025
How safe it looks
43.4% of its profit
Room to growStretchedMore than it earns: 33.1%
News
Renasant announces CFO transition; names Catherine Mealor successorSeeking Alpha · Aug 25, 2026The newest story we have is from Aug 25, 2026.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
58No pass
Benjamin Graham
82Pass
Philip Fisher
55No pass
Peter Lynch
43No pass
Joel Greenblatt
11No pass
Charlie Munger
51No pass
Terry Smith
55No pass
Questions about Renasant
Is Renasant a good stock to buy?
A solid business at a fair price. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Renasant AI analysis
What does Renasant do?
Renasant Corporation operates as a bank holding company for Renasant Bank that provides a range of financial, wealth management, and fiduciary services to retail and commercial customers. The company operates in two segments, Community Banks and Wealth Management. It is in Banks - Regional, based in Tupelo, MS, United States, with 3,000 employees.
Does Renasant pay a dividend?
Yes. At today's price the dividend is 2.3% a year, about 43% of its yearly profit. In 2025 it paid out $78.6 million in dividends.
Is Renasant stock halal?
No. Renasant does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Renasant stock done over the past year?
Up 15.8% over the past twelve months, to $40.23. It traded between $33.40 and $44.30 and is 9.2% below its high.
Who are Renasant's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Renasant's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.