profit from every $100 of sales.
$0$100
Root
$43.87+0.55% today
-46.6% in 1 year
1-year low $43.211-year high $84.58
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $16.54 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Root sold, what it kept, and what it did with the cash.
Sales went from $311 million in 2022 to $1.52 billion in 2025, with $40.3 million of profit last year.
SalesProfit
Root vs. similar companies
Root grows the fastest of these 5 and is the most expensive for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Root | 16.5× · Fair price | ||
 Chubb | 13.9× · Cheap | ||
 The Progressive | 12.1× · Cheap | ||
 Tokio Marine Holdings | 15.9× · Fair price | ||
 The Travelers Companies | 13.1× · Cheap |
AI analysis
An AI analyst reads Root's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 311 | 455 | 1,177 | 1,517 | |
| – | – | – | – | |
| – | – | – | – | |
| -249 | -89 | 88 | 74 | |
| -298 | -147 | 31 | 40 | |
| -21.11 | -10.24 | 1.83 | 2.36 | |
| – | – | – | – | |
| – | – | – | – | |
| -95.8% | -32.4% | 2.6% | 2.7% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 1,313 | 1,348 | 1,496 | 1,675 |
| Cash | 762 | 679 | 599 | 669 |
| Total debt | 295 | 299 | 200 | 200 |
| Total liabilities | 1,036 | 1,182 | 1,292 | 1,390 |
| 277 | 166 | 204 | 284 | |
| 14 | 14 | 17 | 17 | |
| -36.3% | -17.2% | 14.3% | 10.1% | |
| -107.4% | -89.0% | 15.2% | 14.2% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| -211 | -34 | 196 | 207 | |
| 10 | 9 | 12 | 14 | |
| -221 | -43 | 184 | 192 | |
| Dividends paid | – | – | – | – |
| 3 | 3 | 3 | 0 | |
| 45 | 35 | 22 | 59 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 16.5×
- 22.4×
- –
- 2.1×
- 0.4×
- 6.0%
- 0.0%
Profitability
- 2.7%
- 3.7%
- -27.0%
- 14.7%
- 3.7%
Growth
- +69.6%
- –
- –
- +2.9%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 45%of 754
Bottom 19%of 605
Bottom 39%of 883
Top 6%of 880
Top 6%of 929
What analysts expect
- Average price target
- $75.00
- Range
- $75.00 – $75.00
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 6, 2026 | 2.09 | 0.84 | +148.8% |
| Feb 25, 2026 | 0.31 | 0.03 | +933.3% |
| Nov 5, 2025 | -0.35 | -0.43 | +18.6% |
| Aug 6, 2025 | 1.29 | 1.06 | +21.7% |
| May 7, 2025 | 1.07 | 0.45 | +137.8% |
| Feb 26, 2025 | 1.30 | -0.63 | +306.3% |
| Oct 30, 2024 | 1.35 | -0.98 | +237.8% |
| Aug 7, 2024 | -0.52 | -1.74 | +70.1% |
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
50No pass
Benjamin Graham
43No pass
Philip Fisher
48No pass
Peter Lynch
76Pass
Joel Greenblatt
48No pass
Charlie Munger
27No pass
Terry Smith
32No pass
Questions about Root
Is Root a good stock to buy?
A business with weak numbers at a fair price. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Root AI analysis
What does Root do?
Root, Inc. provides insurance products and services in the United States. The company offers automobile, homeowners, and renters insurance products. It is in Insurance - Property & Casualty.
Does Root pay a dividend?
No. Root does not pay a dividend at the moment.
Is Root stock halal?
No. Root does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
How has Root stock done over the past year?
Down 46.6% over the past twelve months, to $43.87. It traded between $43.21 and $84.58 and is 48.1% below its high.
Who are Root's competitors?
The largest listed companies in the same industry are Chubb, The Progressive, Tokio Marine Holdings and The Travelers Companies. The peers table on this page compares their profit, growth and price with Root's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.