profit from every $100 of sales.
$0$100
Seacoast Banking Corporation of Florida
$33.72+0.42% today
+12.3% in 1 year
1-year low $29.201-year high $36.13
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $22.46 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Seacoast Banking Corporation of Florida sold, what it kept, and what it did with the cash.
Sales went from $432 million in 2022 to $653 million in 2025, with $145 million of profit last year.
SalesProfit
Seacoast Banking Corporation of Florida handed back 38% of the cash it generated last year.
$68M
Free cash flow 2025$179M
Bought back its own shares$0
Paid as dividends$68M
Cash vs. debt$403M vs. $948M
Seacoast Banking Corporation of Florida vs. similar companies
Seacoast Banking Corporation of Florida grows in the middle of these 5 and is the most expensive for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Seacoast Banking Corporation of Florida | 22.5× · Fair price | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Seacoast Banking Corporation of Florida's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 432 | 567 | 515 | 653 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 107 | 104 | 121 | 145 | |
| 1.66 | 1.23 | 1.42 | 1.57 | |
| – | – | – | – | |
| – | – | – | – | |
| 24.6% | 18.3% | 23.5% | 22.2% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 12,146 | 14,580 | 15,176 | 20,842 |
| Cash | 205 | 453 | 480 | 403 |
| Total debt | 235 | 156 | 352 | 948 |
| Total liabilities | 10,538 | 12,472 | 12,993 | 17,787 |
| 1,608 | 2,108 | 2,183 | 3,056 | |
| 64 | 84 | 85 | 89 | |
| – | – | – | – | |
| 6.6% | 4.9% | 5.5% | 4.7% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 196 | 151 | 180 | 188 | |
| 13 | 10 | 4 | 9 | |
| 183 | 140 | 176 | 179 | |
| Dividends paid | 41 | 61 | 62 | 68 |
| 0 | 11 | 1 | 0 | |
| 11 | 13 | 14 | 16 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 22.5×
- 13.5×
- –
- 1.0×
- 5.0×
- 4.5%
- 2.4%
Profitability
- 22.2%
- 0.7%
- 5.0%
- 5.4%
- 0.7%
Growth
- +14.7%
- −1.8%
- –
- +11.8%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 20%of 688
Bottom 47%of 540
Bottom 22%of 900
Top 30%of 908
Top 48%of 941
What analysts expect
- Average price target
- $32.50
- Range
- $32.50 – $32.50
- 1 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 28, 2026 | 0.62 | 0.58 | +6.9% |
| Jan 29, 2026 | 0.44 | 0.51 | −13.7% |
| Oct 27, 2025 | 0.52 | 0.46 | +13.5% |
| Jul 24, 2025 | 0.52 | 0.42 | +23.8% |
| Apr 24, 2025 | 0.38 | 0.40 | −5.0% |
| Jan 27, 2025 | 0.48 | 0.30 | +60.0% |
| Oct 24, 2024 | 0.36 | 0.36 | +0.0% |
| Jul 25, 2024 | 0.36 | 0.34 | +5.9% |
2.4%of the share price, paid each year
On $1,000 invested$24a year at today's yield, before tax
–per share
Raised4 yearsin a row, in our data
Paid per share, each year
$0.39 in 2021 → $0.73 in 2025
How safe it looks
46.7% of its profit
Room to growStretchedMore than it earns: 37.9%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
46No pass
Benjamin Graham
64Pass
Philip Fisher
50No pass
Peter Lynch
42No pass
Joel Greenblatt
10No pass
Charlie Munger
40No pass
Terry Smith
44No pass
Questions about Seacoast Banking Corporation of Florida
Is Seacoast Banking Corporation of Florida a good stock to buy?
A strong, very profitable business at a fair price. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Seacoast Banking Corporation of Florida AI analysis
What does Seacoast Banking Corporation of Florida do?
Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides financial services to retail and commercial customers in Florida. It is in Banks - Regional, based in Stuart, FL, United States, with 1,949 employees.
Does Seacoast Banking Corporation of Florida pay a dividend?
Yes. At today's price the dividend is 2.4% a year, about 47% of its yearly profit. In 2025 it paid out $67.7 million in dividends.
Is Seacoast Banking Corporation of Florida stock halal?
No. Seacoast Banking Corporation of Florida does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Seacoast Banking Corporation of Florida stock done over the past year?
Up 12.3% over the past twelve months, to $33.72. It traded between $29.20 and $36.13 and is 6.7% below its high.
Who are Seacoast Banking Corporation of Florida's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Seacoast Banking Corporation of Florida's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.