profit from every $100 of sales.
$0$100
The Charles Schwab
$92.98+1.37% today
-2.5% in 1 year
1-year low $85.351-year high $113.65
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2020 to 2025.
0%20% a year
You pay $18.13 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What The Charles Schwab sold, what it kept, and what it did with the cash.
Sales went from $20.8 billion in 2022 to $23.9 billion in 2025, with $8.85 billion of profit last year.
SalesProfit
The Charles Schwab handed back more cash to shareholders than it generated last year.
Buybacks $9.8B
Free cash flow 2025$8.8B
Bought back its own shares$9.8B
Paid as dividends$2.3B
Cash vs. debt$46.0B vs. $31.0B
The Charles Schwab vs. similar companies
The Charles Schwab grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| The Charles Schwab | 18.1× · Fair price | ||
 Morgan Stanley | 17.7× · Fair price | ||
 The Goldman Sachs Group | 15.4× · Fair price | ||
 Interactive Brokers Group | 141.6× · Very expensive | ||
 Robinhood Markets | 37.2× · Expensive |
Compare The Charles Schwab with i BBCA ID SDR 1to2
AI analysis
An AI analyst reads The Charles Schwab's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 11,691 | 18,520 | 20,762 | 18,837 | 19,606 | 23,921 | |
| – | – | – | – | – | – | |
| – | – | – | – | – | – | |
| 5,322 | 9,353 | 12,181 | 14,400 | – | – | |
| 3,299 | 5,855 | 7,183 | 5,067 | 5,942 | 8,852 | |
| 2.12 | 2.83 | 3.50 | 2.54 | 2.99 | 4.65 | |
| – | – | – | – | – | – | |
| – | – | – | – | – | – | |
| 28.2% | 31.6% | 34.6% | 26.9% | 30.3% | 37.0% |
Balance sheet
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Total assets | 549,009 | 667,270 | 551,772 | 493,178 | 479,843 | 490,995 |
| Cash | 40,348 | 62,975 | 40,195 | 43,337 | 42,083 | 46,030 |
| Total debt | – | – | 37,878 | 59,081 | 45,134 | 30,951 |
| Total liabilities | 492,949 | 611,009 | 515,164 | 452,220 | 431,468 | 441,570 |
| 56,060 | 56,261 | 36,608 | 40,958 | 48,375 | 49,425 | |
| 1,435 | 1,897 | 1,894 | 1,831 | 1,834 | 1,809 | |
| 6.6% | 11.5% | 11.6% | 10.3% | – | – | |
| 5.9% | 10.4% | 19.6% | 12.4% | 12.3% | 17.9% |
Cash flow
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 6,852 | 2,118 | 2,057 | 19,587 | 2,670 | 9,311 | |
| 631 | 916 | 971 | 700 | 620 | 548 | |
| 6,221 | 1,202 | 1,086 | 18,887 | 2,050 | 8,763 | |
| Dividends paid | 1,280 | 1,822 | 2,110 | 2,276 | 2,275 | 2,329 |
| – | – | 4,395 | 3,309 | 0 | 9,804 | |
| 204 | 254 | 366 | 320 | 337 | 317 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 18.1×
- 15.4×
- 1.07
- 3.2×
- 6.7×
- 5.5%
- 1.4%
Profitability
- 37.0%
- 1.9%
- 7.9%
- 19.1%
- 1.9%
Growth
- +15.4%
- +17.0%
- +8.4%
- −1.5%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 35%of 688
Top 19%of 540
Bottom 32%of 900
Top 29%of 908
Top 48%of 941
What analysts expect
- Average price target
- $119.11
- Range
- $105.00 – $127.00
- 4 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 16, 2026 | 1.43 | 1.40 | +2.1% |
| Jan 21, 2026 | 1.39 | 1.36 | +2.2% |
| Oct 16, 2025 | 1.31 | 1.25 | +4.8% |
| Jul 18, 2025 | 1.14 | 1.10 | +3.6% |
| Apr 17, 2025 | 1.04 | 1.01 | +3.0% |
| Jan 21, 2025 | 1.01 | 0.88 | +14.8% |
| Oct 15, 2024 | 0.77 | 0.75 | +2.7% |
| Jul 16, 2024 | 0.73 | 0.72 | +1.4% |
1.4%of the share price, paid each year
On $1,000 invested$14a year at today's yield, before tax
+8.4%2020 to 2025
Raised1 yearin a row, in our data
Paid per share, each year
$0.24 in 2015 → $1.08 in 2025
How safe it looks
26.3% of its profit
Room to growStretchedMore than it earns: 26.6%
News
Charles Schwab and DoorDash ranked among bargain stocks that could lead the market higherMarketWatch · Oct 14, 2026Charles River Labs and Autolomous launch Apollo Orchestrate for digital lab executionSeeking Alpha · Oct 6, 2026Charles Schwab takes huge gamble on single stock futuresYahoo Finance · Aug 17, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
6/7Passes 6 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
65Pass
Benjamin Graham
63Pass
Philip Fisher
85Pass
Peter Lynch
73Pass
Joel Greenblatt
14No pass
Charlie Munger
70Pass
Terry Smith
70Pass
Questions about The Charles Schwab
Is The Charles Schwab a good stock to buy?
A strong, very profitable business at a fair price. 6 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the The Charles Schwab AI analysis
What does The Charles Schwab do?
The Charles Schwab Corporation, together with its subsidiaries, operates as a savings and loan holding company that provides wealth management, securities brokerage, banking, asset management, custody, and financial advisory services in the United States and internationally. It is in Capital Markets, based in Westlake, TX, United States, with 33,500 employees.
Does The Charles Schwab pay a dividend?
Yes. At today's price the dividend is 1.4% a year, about 26% of its yearly profit. In 2025 it paid out $2.33 billion in dividends.
Is The Charles Schwab stock halal?
No. The Charles Schwab does not pass our halal screen: its cash and receivables are 101% of its market value, at or above the 49% limit. How we check
How has The Charles Schwab stock done over the past year?
Down 2.5% over the past twelve months, to $92.98. It traded between $85.35 and $113.65 and is 18.2% below its high.
Who are The Charles Schwab's competitors?
The largest listed companies in the same industry are Morgan Stanley, The Goldman Sachs Group, Interactive Brokers Group and Robinhood Markets. The peers table on this page compares their profit, growth and price with The Charles Schwab's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.