profit from every $100 of sales.
$0$100
ServisFirst Bancshares
$40.84-0.49% today
-42.2% in 1 year
1-year low $35.921-year high $87.46
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $16.14 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What ServisFirst Bancshares sold, what it kept, and what it did with the cash.
Sales went from $492 million in 2022 to $556 million in 2025, with $277 million of profit last year.
SalesProfit
ServisFirst Bancshares handed back 21% of the cash it generated last year.
$73M
Free cash flow 2025$349M
Bought back its own shares–
Paid as dividends$73M
Cash vs. debt$1.1B vs. $35M
ServisFirst Bancshares vs. similar companies
ServisFirst Bancshares grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| ServisFirst Bancshares | 16.1× · Fair price | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads ServisFirst Bancshares's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 492 | 427 | 478 | 556 | |
| – | – | – | – | |
| – | – | – | – | |
| 401 | 651 | – | – | |
| 252 | 207 | 227 | 277 | |
| 4.61 | 3.79 | 4.16 | 5.06 | |
| – | – | – | – | |
| – | – | – | – | |
| 51.1% | 48.5% | 47.6% | 49.8% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 14,596 | 16,130 | 17,352 | 17,727 |
| Cash | 815 | 2,031 | 2,376 | 1,122 |
| Total debt | 65 | 65 | 65 | 35 |
| Total liabilities | 13,298 | 14,689 | 15,735 | 15,877 |
| 1,297 | 1,440 | 1,616 | 1,850 | |
| 55 | 55 | 55 | 55 | |
| 23.0% | 34.0% | – | – | |
| 19.4% | 14.4% | 14.1% | 15.0% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 273 | 197 | 253 | 355 | |
| 4 | 4 | 5 | 6 | |
| 269 | 193 | 248 | 349 | |
| Dividends paid | 38 | 46 | 65 | 73 |
| – | – | – | – | |
| 3 | 4 | 3 | 3 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 16.1×
- 6.4×
- 5.12
- 2.1×
- 8.0×
- 6.2%
- 1.9%
Profitability
- 49.8%
- 1.6%
- 7.5%
- 16.3%
- 1.6%
Growth
- +4.1%
- +3.2%
- +13.1%
- +0.2%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 34%of 688
Top 24%of 540
Bottom 38%of 900
Bottom 36%of 908
Top 36%of 941
What analysts expect
- Average price target
- $90.00
- Range
- $89.00 – $91.00
- 1 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 20, 2026 | 1.54 | 1.53 | +0.7% |
| Jan 20, 2026 | 1.58 | 1.38 | +14.5% |
| Oct 20, 2025 | 1.30 | 1.34 | −3.0% |
| Jul 21, 2025 | 1.21 | 1.20 | +0.8% |
| Apr 21, 2025 | 1.16 | 1.18 | −1.7% |
| Jan 27, 2025 | 1.19 | 1.11 | +7.2% |
| Oct 21, 2024 | 1.10 | 0.97 | +13.4% |
| Jul 15, 2024 | 0.95 | 0.91 | +4.4% |
1.9%of the share price, paid each year
On $1,000 invested$19a year at today's yield, before tax
+13.1%2020 to 2025
Raised1 yearin a row, in our data
Paid per share, each year
$0.12 in 2015 → $1.34 in 2025
How safe it looks
26.5% of its profit
Room to growStretchedMore than it earns: 21.0%
News
ServisFirst outlines 5-7 bps quarterly margin expansion as it launches 2m-share repurchase planSeeking Alpha · Oct 20, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
0/7Passes 0 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
52No pass
Benjamin Graham
56No pass
Philip Fisher
58No pass
Peter Lynch
23No pass
Joel Greenblatt
14No pass
Charlie Munger
49No pass
Terry Smith
51No pass
Questions about ServisFirst Bancshares
Is ServisFirst Bancshares a good stock to buy?
A strong, very profitable business at a fair price. 0 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the ServisFirst Bancshares AI analysis
What does ServisFirst Bancshares do?
ServisFirst Bancshares, Inc. operates as the bank holding company for ServisFirst Bank that provides various banking services to individual and corporate customers. It is in Banks - Regional, based in Birmingham, AL, United States, with 668 employees.
Does ServisFirst Bancshares pay a dividend?
Yes. At today's price the dividend is 1.9% a year, about 26% of its yearly profit. In 2025 it paid out $73.2 million in dividends.
Is ServisFirst Bancshares stock halal?
No. ServisFirst Bancshares does not pass our halal screen: its main business, banking, is not permitted. How we check
How has ServisFirst Bancshares stock done over the past year?
Down 42.2% over the past twelve months, to $40.84. It traded between $35.92 and $87.46 and is 53.3% below its high.
Who are ServisFirst Bancshares's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with ServisFirst Bancshares's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.