profit from every $100 of sales.
$0$100
SHF Holdings
$0.01+0.00% today
-91.5% in 1 year
1-year low $0.011-year high $0.10
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2023 to 2025.
0%20% a year
It has no yearly profit to compare the price with.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What SHF Holdings sold, what it kept, and what it did with the cash.
Sales went from -$32.6 million in 2022 to $11.8 million in 2025, with -$2.16 million of profit last year.
SalesProfit
SHF Holdings vs. similar companies
How it compares with the largest companies in its industry.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| SHF Holdings | No profit yet | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads SHF Holdings's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| -33 | 15 | 18 | 12 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| -35 | -17 | -48 | -2 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 107.7% | -118.2% | -275.9% | -18.3% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 99 | 68 | 13 | 17 |
| Cash | 8 | 5 | 2 | 7 |
| Total debt | 1 | 15 | 12 | 1 |
| Total liabilities | 94 | 34 | 26 | 9 |
| 5 | 34 | -12 | 8 | |
| – | – | – | – | |
| – | – | – | – | |
| -687.0% | -50.3% | 393.2% | -26.2% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 2 | -1 | 0 | -3 | |
| 0 | 0 | – | – | |
| 2 | -1 | 0 | -3 | |
| Dividends paid | – | – | – | – |
| – | – | 0 | 0 | |
| 3 | 4 | 2 | 2 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- –
- –
- –
- 0.2×
- 0.1×
- -161.0%
- 0.0%
Profitability
- -18.3%
- -19.8%
- 2,348.9%
- 44.2%
- -12.6%
Growth
- −10.0%
- –
- –
- +32.9%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 2%of 688
Bottom 6%of 540
Bottom 11%of 908
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 15, 2026 | -0.43 | – | – |
| Nov 12, 2025 | 0.00 | – | – |
| Aug 14, 2025 | -0.33 | – | – |
| May 21, 2025 | -0.01 | – | – |
| Jun 30, 2023 | -0.69 | – | – |
| Mar 31, 2023 | -0.06 | – | – |
| Dec 31, 2022 | -0.46 | – | – |
News
Atlanticus Holdings Corporation 7.625% PER PFD B declares $0.4766 dividendSeeking Alpha · Nov 14, 2026Trinity Place Holdings GAAP EPS of $0.00Seeking Alpha · Nov 13, 2026SBC Medical Group Holdings GAAP EPS of $0.15 beats by $0.03, revenue of $59M beats by $10.11MSeeking Alpha · Nov 13, 2026Conifer Holdings Q3 GAAP EPS of -$0.43Seeking Alpha · Nov 12, 2026Stock Market Today, Nov. 9: Grab Holdings Jumps on Record Adjusted EBITDA and Q3 Revenue BeatYahoo Finance · Nov 9, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
52No pass
Benjamin Graham
72Pass
Philip Fisher
43No pass
Peter Lynch
32No pass
Joel Greenblatt
54No pass
Charlie Munger
36No pass
Terry Smith
40No pass
Questions about SHF Holdings
Is SHF Holdings a good stock to buy?
A business with weak numbers that is not profitable yet. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the SHF Holdings AI analysis
What does SHF Holdings do?
SHF Holdings, Inc., through its subsidiaries, provides access to banking, lending, and other financial services to financial institutions serving the cannabis industry. It is in Banks - Regional.
Does SHF Holdings pay a dividend?
No. SHF Holdings does not pay a dividend at the moment; in 2025 it returned $292,800 to shareholders by buying back its own shares.
Is SHF Holdings stock halal?
No. SHF Holdings does not pass our halal screen: its main business, banking, is not permitted. How we check
How has SHF Holdings stock done over the past year?
Down 91.5% over the past twelve months, to $0.01. It traded between $0.01 and $0.10 and is 93.4% below its high.
Who are SHF Holdings's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with SHF Holdings's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.