profit from every $100 of sales.
$0$100
Selective Insurance Group
$14.79+0.20% today
-13.2% in 1 year
1-year low $14.761-year high $17.45
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $12.00 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Selective Insurance Group sold, what it kept, and what it did with the cash.
Sales went from $3.56 billion in 2022 to $5.34 billion in 2025, with $466 million of profit last year.
SalesProfit
Selective Insurance Group handed back 16% of the cash it generated last year.
Buybacks $93M$102M
Free cash flow 2025$1.2B
Bought back its own shares$93M
Paid as dividends$102M
Cash vs. debt$346,000 vs. $902M
Selective Insurance Group vs. similar companies
Selective Insurance Group grows in the middle of these 5 and is the cheapest for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Selective Insurance Group | 12.0× · Cheap | ||
 Chubb | 13.9× · Cheap | ||
 The Progressive | 12.1× · Cheap | ||
 Tokio Marine Holdings | 15.9× · Fair price | ||
 The Travelers Companies | 13.1× · Cheap |
AI analysis
An AI analyst reads Selective Insurance Group's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 3,558 | 4,232 | 4,861 | 5,337 | |
| – | – | – | – | |
| – | – | – | – | |
| 351 | 517 | 322 | 672 | |
| 225 | 365 | 207 | 466 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 6.3% | 8.6% | 4.3% | 8.7% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 10,802 | 11,803 | 13,514 | 15,156 |
| Cash | 0 | 0 | 0 | 0 |
| Total debt | 505 | 504 | 508 | 902 |
| Total liabilities | 8,275 | 8,848 | 10,394 | 11,547 |
| 2,528 | 2,954 | 3,120 | 3,609 | |
| – | – | – | – | |
| 8.1% | 11.1% | 6.2% | 11.2% | |
| 8.9% | 12.4% | 6.6% | 12.9% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 802 | 759 | 1,100 | 1,233 | |
| 26 | 23 | 31 | 39 | |
| 776 | 736 | 1,069 | 1,194 | |
| Dividends paid | 76 | 83 | 94 | 102 |
| 18 | 8 | 16 | 93 | |
| 18 | 18 | 23 | 23 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 12.0×
- 1.9×
- 0.12
- 1.5×
- 1.0×
- 8.3%
- 1.9%
Profitability
- 8.7%
- 3.4%
- 9.0%
- 12.9%
- 3.0%
Growth
- +14.5%
- –
- –
- −0.4%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 43%of 688
Bottom 28%of 540
Top 41%of 900
Top 30%of 908
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 22, 2026 | 1.69 | 1.80 | −6.1% |
| Jan 29, 2026 | 2.57 | 2.02 | +27.2% |
| Oct 20, 2025 | 1.89 | 2.00 | −5.5% |
| Jul 16, 2025 | 1.40 | 1.51 | −7.3% |
| Apr 23, 2025 | 1.79 | 1.85 | −3.2% |
| Jan 29, 2025 | 1.56 | 1.99 | −21.6% |
| Oct 21, 2024 | 1.51 | 1.63 | −7.4% |
| Jul 18, 2024 | -1.04 | 1.49 | −169.8% |
1.9%of the share price, paid each year
On $1,000 invested$19a year at today's yield, before tax
–per share
Raised–not every year
Paid per share, each year
$1.17 in 2021 → $1.15 in 2025
How safe it looks
21.9% of its profit
Room to growStretchedMore than it earns: 8.5%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
3/7Passes 3 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
61Pass
Benjamin Graham
74Pass
Philip Fisher
56No pass
Peter Lynch
67Pass
Joel Greenblatt
42No pass
Charlie Munger
46No pass
Terry Smith
46No pass
Questions about Selective Insurance Group
Is Selective Insurance Group a good stock to buy?
A solid business, and the price looks low. 3 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Selective Insurance Group AI analysis
What does Selective Insurance Group do?
Selective Insurance Group, Inc., together with its subsidiaries, provides insurance products and services in the United States. It operates through four segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments. It is in Insurance - Property & Casualty.
Does Selective Insurance Group pay a dividend?
Yes. At today's price the dividend is 1.9% a year, about 22% of its yearly profit. In 2025 it paid out $102 million in dividends.
Is Selective Insurance Group stock halal?
No. Selective Insurance Group does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
How has Selective Insurance Group stock done over the past year?
Down 13.2% over the past twelve months, to $14.79. It traded between $14.76 and $17.45 and is 15.2% below its high.
Who are Selective Insurance Group's competitors?
The largest listed companies in the same industry are Chubb, The Progressive, Tokio Marine Holdings and The Travelers Companies. The peers table on this page compares their profit, growth and price with Selective Insurance Group's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.