profit from every $100 of sales.
$0$100
SouthState Bank
$105.31-0.43% today
+18.6% in 1 year
1-year low $85.311-year high $111.59
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $12.75 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What SouthState Bank sold, what it kept, and what it did with the cash.
Sales went from $1.61 billion in 2022 to $2.62 billion in 2025, with $799 million of profit last year.
SalesProfit
SouthState Bank handed back more cash to shareholders than it generated last year.
Buybacks $236M$231M
Free cash flow 2025$231M
Bought back its own shares$236M
Paid as dividends$231M
Cash vs. debt$886M vs. $686M
SouthState Bank vs. similar companies
SouthState Bank grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| SouthState Bank | 12.7× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.5× · Fair price | ||
 UniCredit | 11.6× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads SouthState Bank's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 1,613 | 1,701 | 1,667 | 2,617 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 496 | 494 | 535 | 799 | |
| 6.60 | 6.46 | 6.97 | 7.87 | |
| – | – | – | – | |
| – | – | – | – | |
| 30.7% | 29.1% | 32.1% | 30.5% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 43,919 | 44,902 | 46,381 | 67,197 |
| Cash | 732 | 762 | 798 | 886 |
| Total debt | 382 | 482 | 381 | 686 |
| Total liabilities | 38,844 | 39,369 | 40,491 | 58,138 |
| 5,075 | 5,533 | 5,890 | 9,059 | |
| 75 | 76 | 77 | 101 | |
| 10.1% | 14.7% | – | – | |
| 9.8% | 8.9% | 9.1% | 8.8% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 1,731 | 547 | 512 | 301 | |
| 18 | 39 | 36 | 70 | |
| 1,713 | 508 | 476 | 231 | |
| Dividends paid | 147 | 156 | 163 | 231 |
| 119 | 16 | 17 | 236 | |
| 36 | 36 | 28 | 37 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 12.7×
- 11.1×
- 2.11
- 1.1×
- 3.9×
- 7.8%
- 2.6%
Profitability
- 30.5%
- 8.1%
- 7.9%
- 10.4%
- 1.4%
Growth
- +17.5%
- +6.0%
- +3.9%
- +10.5%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 34%of 749
Top 30%of 604
Top 41%of 872
Top 30%of 883
Bottom 40%of 931
What analysts expect
- Average price target
- $118.20
- Range
- $108.00 – $123.00
- 3 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 23, 2026 | 2.28 | 2.21 | +3.2% |
| Jan 22, 2026 | 2.47 | 2.30 | +7.4% |
| Oct 22, 2025 | 2.58 | 2.11 | +22.3% |
| Jul 24, 2025 | 2.30 | 2.00 | +15.0% |
| Apr 24, 2025 | 2.15 | 1.43 | +50.3% |
| Jan 23, 2025 | 1.93 | 1.75 | +10.3% |
| Oct 23, 2024 | 1.90 | 1.64 | +15.9% |
| Jul 24, 2024 | 1.79 | 1.54 | +16.2% |
2.6%of the share price, paid each year
On $1,000 invested$26a year at today's yield, before tax
+3.9%2020 to 2025
Raised10 yearsin a row, in our data
Paid per share, each year
$0.98 in 2015 → $2.28 in 2025
How safe it looks
29.0% of its profit
Room to growStretchedMore than it earns: 100.3%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
54No pass
Benjamin Graham
88Pass
Philip Fisher
59No pass
Peter Lynch
49No pass
Joel Greenblatt
22No pass
Charlie Munger
52No pass
Terry Smith
45No pass
Questions about SouthState Bank
Is SouthState Bank a good stock to buy?
A strong, very profitable business, and the price looks low. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the SouthState Bank AI analysis
What does SouthState Bank do?
SouthState Bank Corporation operates as the bank holding company for SouthState Bank, National Association that provides a range of banking services and products to individuals and companies in the United States. It is in Banks - Regional, based in Winter Haven, FL, United States, with 6,390 employees.
Does SouthState Bank pay a dividend?
Yes. At today's price the dividend is 2.6% a year, about 29% of its yearly profit. In 2025 it paid out $231 million in dividends.
Is SouthState Bank stock halal?
No. SouthState Bank does not pass our halal screen: its main business, banking, is not permitted. How we check
How has SouthState Bank stock done over the past year?
Up 18.6% over the past twelve months, to $105.31. It traded between $85.31 and $111.59 and is 5.6% below its high.
Who are SouthState Bank's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with SouthState Bank's.
Prices: daily closes to Nov 11, 2026. Fundamentals: company reports via invest-like data.