profit from every $100 of sales.

StoneCo
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
You pay $4.36 for every $1 of profit it makes in a year.
of earnings would pay off all its debt.
Money in, money out
What StoneCo sold, what it kept, and what it did with the cash.
Sales went from R$9.02 billion in 2022 to R$13.4 billion in 2025, with R$2.32 billion of profit last year.
StoneCo vs. similar companies
StoneCo grows in the middle of these 5 and is the cheapest for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
StoneCo | 4.4× · Cheap | ||
Microsoft | 28.9× · Fair price | ||
Palantir Technologies | 255.6× · Very expensive | ||
Oracle | 23.4× · Fair price | ||
Palo Alto Networks | 241.4× · Very expensive |
AI analysis
An AI analyst reads StoneCo's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of BRL | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 9,016 | 10,091 | 11,551 | 13,400 | |
| 6,347 | 7,721 | 8,719 | 10,034 | |
| 3,714 | 5,386 | 6,033 | 6,965 | |
| 1,347 | 3,487 | 4,488 | 5,716 | |
| -519 | 1,592 | -1,515 | 2,320 | |
| -1.68 | 4.74 | -5.27 | 10.49 | |
| 70.4% | 76.5% | 75.5% | 74.9% | |
| 41.2% | 53.4% | 52.2% | 52.0% | |
| -5.8% | 15.8% | -13.1% | 17.3% |
Balance sheet
| In millions of BRL | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 42,245 | 48,694 | 54,813 | 62,297 |
| Cash | 1,513 | 2,176 | 5,228 | 4,822 |
| Total debt | 5,551 | 5,519 | 12,896 | 17,582 |
| Total liabilities | 29,295 | 34,018 | 42,986 | 51,262 |
| 12,894 | 14,622 | 11,776 | 10,995 | |
| 313 | 319 | 286 | 249 | |
| 2.3% | 10.2% | 11.3% | 13.0% | |
| -4.0% | 10.9% | -12.9% | 21.1% |
Cash flow
| In millions of BRL | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 1,684 | 1,648 | -3,621 | 677 | |
| 723 | 1,210 | 1,272 | 1,189 | |
| 960 | 437 | -4,893 | -512 | |
| Dividends paid | – | – | – | – |
| 0 | 293 | 1,587 | 2,987 | |
| 213 | 251 | 233 | 297 |
Valuation
- 4.4×
- 0.7×
- –
- 0.9×
- 0.8×
- –
- 4.0×
- -5.1%
- 23.0%
- 26.3%
Profitability
- 74.9%
- 52.0%
- 17.3%
- 32.1%
- 13.4%
- 9.5%
- 29.5%
- 5.9%
- 23.1%
- –
Growth
- +14.1%
- –
- +99.4%
- –
- −7.3%
Financial health
- 2.2×
- 1.60
- 26.5%
- 2.5×
- 1.37
- 1.33
- 0.20
How it ranks in Technology
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
What analysts expect
- Average price target
- $19.00
- Range
- $14.00 – $22.00
- 3 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 14, 2026 | 0.42 | 0.42 | +0.0% |
| Mar 2, 2026 | 0.52 | 0.48 | +9.5% |
| Nov 6, 2025 | 0.43 | 0.43 | +0.0% |
| Aug 7, 2025 | 0.39 | 0.36 | +8.3% |
| May 8, 2025 | 0.34 | 0.32 | +6.3% |
| Mar 18, 2025 | 0.39 | 0.32 | +21.9% |
| Nov 12, 2024 | 0.35 | 0.32 | +8.2% |
| Aug 14, 2024 | 0.30 | 0.34 | −11.8% |
How safe it looks
0.0% of its profit
Room to growStretchedMore than it earns: 0.0%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
4/7Passes 4 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Questions about StoneCo
Is StoneCo a good stock to buy?
A solid business, and the price looks low. 4 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the StoneCo AI analysis
What does StoneCo do?
StoneCo Ltd. provides financial technology and software solutions to merchants and integrated partners to conduct electronic commerce across in-store, online, and mobile channels in Brazil. It is in Software - Infrastructure, based in George Town, Cayman Islands.
Does StoneCo pay a dividend?
Yes. At today's price the dividend is 26.3% a year.
Is StoneCo stock halal?
No. StoneCo does not pass our halal screen: its debt is 174% of its market value, at or above the 33% limit. How we check
How has StoneCo stock done over the past year?
Down 55.6% over the past twelve months, to $7.85. It traded between $7.39 and $17.99 and is 56.4% below its high.
Who are StoneCo's competitors?
The largest listed companies in the same industry are Microsoft, Palantir Technologies, Oracle and Palo Alto Networks. The peers table on this page compares their profit, growth and price with StoneCo's.
Prices: daily closes to Nov 11, 2026. Fundamentals: company reports via invest-like data.



