profit from every $100 of sales.
$0$100
Stock Yards Bancorp
$79.64-0.92% today
+17.8% in 1 year
1-year low $62.091-year high $88.03
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $17.65 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Stock Yards Bancorp sold, what it kept, and what it did with the cash.
Sales went from $312 million in 2022 to $390 million in 2025, with $140 million of profit last year.
SalesProfit
Stock Yards Bancorp handed back 25% of the cash it generated last year.
$37M
Free cash flow 2025$154M
Bought back its own shares$2M
Paid as dividends$37M
Cash vs. debt$70M vs. $327M
Stock Yards Bancorp vs. similar companies
Stock Yards Bancorp grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Stock Yards Bancorp | 17.7× · Fair price | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.5× · Fair price | ||
 UniCredit | 11.6× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Stock Yards Bancorp's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 312 | 333 | 345 | 390 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 93 | 108 | 115 | 140 | |
| 3.21 | 3.67 | 3.89 | 4.75 | |
| – | – | – | – | |
| – | – | – | – | |
| 29.8% | 32.3% | 33.2% | 36.0% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 7,496 | 8,170 | 8,863 | 9,536 |
| Cash | 83 | 94 | 79 | 70 |
| Total debt | 76 | 227 | 327 | 327 |
| Total liabilities | 6,736 | 7,312 | 7,923 | 8,460 |
| 760 | 858 | 940 | 1,076 | |
| 29 | 29 | 29 | 30 | |
| – | – | – | – | |
| 12.2% | 12.6% | 12.2% | 13.0% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 109 | 107 | 143 | 166 | |
| 18 | 8 | 10 | 12 | |
| 90 | 99 | 133 | 154 | |
| Dividends paid | 33 | 35 | 36 | 37 |
| 5 | 3 | 4 | 2 | |
| 4 | 4 | 4 | 4 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 17.7×
- –
- 1.27
- 2.3×
- 6.4×
- 5.7%
- 1.8%
Profitability
- 36.0%
- 8.4%
- 9.0%
- 13.6%
- 1.5%
Growth
- +7.7%
- +14.0%
- +3.1%
- +0.7%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 33%of 749
Top 31%of 604
Bottom 37%of 872
Bottom 46%of 883
Top 42%of 931
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 22, 2026 | 1.24 | 1.23 | +0.8% |
| Jan 27, 2026 | 1.24 | 1.20 | +3.3% |
| Oct 29, 2025 | 1.23 | 1.15 | +7.0% |
| Jul 23, 2025 | 1.15 | 1.05 | +9.5% |
| Apr 23, 2025 | 1.13 | 1.00 | +13.0% |
| Jan 22, 2025 | 1.07 | 0.99 | +8.1% |
| Oct 23, 2024 | 1.00 | 0.94 | +6.4% |
| Jul 24, 2024 | 0.94 | 0.84 | +11.9% |
1.8%of the share price, paid each year
On $1,000 invested$18a year at today's yield, before tax
+3.1%2020 to 2025
Raised10 yearsin a row, in our data
Paid per share, each year
$0.64 in 2015 → $1.26 in 2025
How safe it looks
26.5% of its profit
Room to growStretchedMore than it earns: 24.1%
News
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Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
3/7Passes 3 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
62Pass
Benjamin Graham
55No pass
Philip Fisher
75Pass
Peter Lynch
62Pass
Joel Greenblatt
18No pass
Charlie Munger
58No pass
Terry Smith
57No pass
Questions about Stock Yards Bancorp
Is Stock Yards Bancorp a good stock to buy?
A strong, very profitable business at a fair price. 3 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Stock Yards Bancorp AI analysis
What does Stock Yards Bancorp do?
Stock Yards Bancorp, Inc. operates as a holding company for Stock Yards Bank & Trust Company that provides various financial services for individuals, corporations, and others in the United States. It operates in two segments, Commercial Banking, and WM&T. It is in Banks - Regional.
Does Stock Yards Bancorp pay a dividend?
Yes. At today's price the dividend is 1.8% a year, about 26% of its yearly profit. In 2025 it paid out $37.1 million in dividends.
Is Stock Yards Bancorp stock halal?
No. Stock Yards Bancorp does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Stock Yards Bancorp stock done over the past year?
Up 17.8% over the past twelve months, to $79.64. It traded between $62.09 and $88.03 and is 9.5% below its high.
Who are Stock Yards Bancorp's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Stock Yards Bancorp's.
Prices: daily closes to Nov 11, 2026. Fundamentals: company reports via invest-like data.