profit from every $100 of sales.
$0$100
Texas Capital Bancshares
$17.40-0.57% today
-17.7% in 1 year
1-year low $17.191-year high $22.73
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $12.49 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Texas Capital Bancshares sold, what it kept, and what it did with the cash.
Sales went from $977 million in 2022 to $1.26 billion in 2025, with $330 million of profit last year.
SalesProfit
Texas Capital Bancshares handed back 58% of the cash it generated last year.
Buybacks $186M
Free cash flow 2025$348M
Bought back its own shares$186M
Paid as dividends$17M
Cash vs. debt$2.1B vs. $921M
Texas Capital Bancshares vs. similar companies
Texas Capital Bancshares grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Texas Capital Bancshares | 12.5× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.5× · Fair price | ||
 UniCredit | 11.6× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Texas Capital Bancshares's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 977 | 1,076 | 932 | 1,256 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 332 | 189 | 78 | 330 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 34.0% | 17.6% | 8.3% | 26.3% |
Balance sheet
| In millions | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 28,415 | 28,356 | 30,732 | 31,540 |
| Cash | 5,012 | 3,243 | 3,189 | 2,099 |
| Total debt | 2,131 | 2,359 | 1,545 | 921 |
| Total liabilities | 25,359 | 25,157 | 27,364 | 27,909 |
| 3,055 | 3,199 | 3,368 | 3,631 | |
| – | – | – | – | |
| – | – | – | – | |
| 10.9% | 5.9% | 2.3% | 9.1% |
Cash flow
| In millions | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 148 | 374 | 480 | 360 | |
| 11 | 16 | 65 | 13 | |
| 137 | 357 | 415 | 348 | |
| Dividends paid | 17 | 17 | 17 | 17 |
| 115 | 105 | 82 | 186 | |
| 21 | 24 | 25 | 37 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 12.5×
- 2.4×
- 0.04
- 1.2×
- 2.1×
- 8.0%
- 0.0%
Profitability
- 26.3%
- 7.4%
- 4.5%
- 9.9%
- 1.1%
Growth
- +8.7%
- –
- –
- −2.9%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 37%of 748
Top 45%of 603
Top 39%of 873
Top 50%of 883
Top 5%of 933
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 23, 2026 | 1.56 | 1.40 | +11.4% |
| Jan 22, 2026 | 2.12 | 1.77 | +19.8% |
| Oct 22, 2025 | 2.28 | 1.77 | +28.8% |
| Jul 17, 2025 | 1.67 | 1.29 | +29.5% |
| Apr 17, 2025 | 1.01 | 0.95 | +6.0% |
| Oct 17, 2024 | -1.32 | – | – |
| Jul 18, 2024 | 0.89 | – | – |
| Apr 18, 2024 | 0.55 | – | – |
News
Dell Sinks 12% in a Week on Texas Data Center Fears: “A Moratorium, a Ban”Yahoo Finance · Nov 10, 2026Canaan expects $18M-$22M Q4 2026 revenue as it shifts focus toward Texas power and AI HPC infrastructureSeeking Alpha · Nov 10, 2026Fifth Third Bancorp Eyes Texas Growth and AI Gains After Comerica IntegrationYahoo Finance · Nov 6, 2026What the governor-elect of Texas, at the epicenter of the AI-trade blowup, is now saying about data centersMarketWatch · Nov 6, 2026Texas Roadhouse expects about 35 company-owned openings in 2027 as it raises 2026 capex to about $440MSeeking Alpha · Nov 6, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
5/7Passes 5 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
61Pass
Benjamin Graham
71Pass
Philip Fisher
67Pass
Peter Lynch
70Pass
Joel Greenblatt
53No pass
Charlie Munger
62Pass
Terry Smith
57No pass
Questions about Texas Capital Bancshares
Is Texas Capital Bancshares a good stock to buy?
A strong, very profitable business, and the price looks low. 5 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Texas Capital Bancshares AI analysis
What does Texas Capital Bancshares do?
Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. It is in Banks - Regional.
Does Texas Capital Bancshares pay a dividend?
Yes. In 2025 it paid out $17.3 million in dividends.
Is Texas Capital Bancshares stock halal?
No. Texas Capital Bancshares does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Texas Capital Bancshares stock done over the past year?
Down 17.7% over the past twelve months, to $17.40. It traded between $17.19 and $22.73 and is 23.4% below its high.
Who are Texas Capital Bancshares's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Texas Capital Bancshares's.
Prices: daily closes to Nov 6, 2026. Fundamentals: company reports via invest-like data.