profit from every $100 of sales.
$0$100
TriCo Bancshares
$51.92-0.80% today
+14.1% in 1 year
1-year low $44.581-year high $61.62
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $13.65 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What TriCo Bancshares sold, what it kept, and what it did with the cash.
Sales went from $403 million in 2022 to $411 million in 2025, with $122 million of profit last year.
SalesProfit
TriCo Bancshares handed back 60% of the cash it generated last year.
Buybacks $32M$45M
Free cash flow 2025$128M
Bought back its own shares$32M
Paid as dividends$45M
Cash vs. debt$157M vs. $80M
TriCo Bancshares vs. similar companies
TriCo Bancshares grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| TriCo Bancshares | 13.7× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.5× · Fair price | ||
 UniCredit | 11.6× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads TriCo Bancshares's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 403 | 411 | 389 | 411 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 125 | 117 | 115 | 122 | |
| 3.83 | 3.52 | 3.46 | 3.70 | |
| – | – | – | – | |
| – | – | – | – | |
| 31.2% | 28.6% | 29.5% | 29.6% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 9,931 | 9,910 | 9,674 | 9,822 |
| Cash | 107 | 99 | 145 | 157 |
| Total debt | 395 | 762 | 216 | 80 |
| Total liabilities | 8,885 | 8,750 | 8,453 | 8,494 |
| 1,046 | 1,160 | 1,221 | 1,328 | |
| 33 | 33 | 33 | 33 | |
| – | – | – | – | |
| 12.0% | 10.1% | 9.4% | 9.2% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 163 | 139 | 110 | 133 | |
| 4 | 5 | 5 | 5 | |
| 159 | 134 | 105 | 128 | |
| Dividends paid | 36 | 40 | 44 | 45 |
| 27 | 9 | 16 | 32 | |
| 4 | 4 | 5 | 5 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 13.7×
- 12.3×
- –
- 1.2×
- 4.0×
- 7.3%
- 2.8%
Profitability
- 29.6%
- 1.3%
- 8.2%
- 9.9%
- 1.3%
Growth
- +0.7%
- −1.1%
- +9.4%
- +2.2%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 30%of 749
Top 29%of 604
Top 49%of 872
Bottom 24%of 883
Top 33%of 931
What analysts expect
- Average price target
- $57.33
- Range
- $54.00 – $63.00
- 1 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 23, 2026 | 1.04 | 0.97 | +7.2% |
| Jan 22, 2026 | 1.03 | 1.01 | +2.0% |
| Oct 23, 2025 | 1.04 | 0.92 | +13.0% |
| Jul 24, 2025 | 0.84 | 0.82 | +2.4% |
| Apr 24, 2025 | 0.80 | 0.78 | +2.6% |
| Mar 3, 2025 | 0.88 | – | – |
| Oct 24, 2024 | 0.88 | 0.81 | +8.6% |
| Jul 25, 2024 | 0.87 | 0.79 | +10.1% |
2.8%of the share price, paid each year
On $1,000 invested$28a year at today's yield, before tax
+9.4%2020 to 2025
Raised10 yearsin a row, in our data
Paid per share, each year
$0.52 in 2015 → $1.38 in 2025
How safe it looks
37.0% of its profit
Room to growStretchedMore than it earns: 35.2%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
3/7Passes 3 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
60Pass
Benjamin Graham
71Pass
Philip Fisher
60Pass
Peter Lynch
31No pass
Joel Greenblatt
16No pass
Charlie Munger
59No pass
Terry Smith
54No pass
Questions about TriCo Bancshares
Is TriCo Bancshares a good stock to buy?
A strong, very profitable business, and the price looks low. 3 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the TriCo Bancshares AI analysis
What does TriCo Bancshares do?
TriCo Bancshares operates as a bank holding company for Tri Counties Bank that provides commercial banking services to individual and corporate customers. The company accepts demand, savings, and time deposits. It is in Banks - Regional.
Does TriCo Bancshares pay a dividend?
Yes. At today's price the dividend is 2.8% a year, about 37% of its yearly profit. In 2025 it paid out $45.0 million in dividends.
Is TriCo Bancshares stock halal?
No. TriCo Bancshares does not pass our halal screen: its main business, banking, is not permitted. How we check
How has TriCo Bancshares stock done over the past year?
Up 14.1% over the past twelve months, to $51.92. It traded between $44.58 and $61.62 and is 15.7% below its high.
Who are TriCo Bancshares's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with TriCo Bancshares's.
Prices: daily closes to Nov 11, 2026. Fundamentals: company reports via invest-like data.